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Treasury Bills In Nigeria - Investment (2308) - Nairaland 491w34

Treasury Bills In Nigeria (5058303 Views)

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chyima(f): 9:39am On May 21
Foodempire:
Pls how can I can fund my stanbic money market without going to stanbic bank? Do they have an number one can transfer to like fbnquest does?, if yes kindly share the number. Thanks.
The axcount number is UBA 1023413552 UBA NON FIRST TRUSTEE STANBIC IBTC MMF
Use your number as narration advisable to credit before 12pm to have same day value

1 Like

NeyofeedNigEnt: 10:59am On May 21
Bosses in the house

Please which fintech or app is good for international payment, the one that will issue a visual dollar card immediately.

Abeg help me, I need to make international payment asap.

My access Dom acc is not working
Firebox123(m): 10:59am On May 21
NeyofeedNigEnt:
Bosses in the house

Please which fintech or app is good for international payment, the one that will issue a visual dollar card immediately.

Abeg help me, I need to make international payment asap.

My access Dom acc is not working
grey or geepay
davit: 7:04pm On May 21
sunnyg12:

What is their interest rate?

First 30 days as newcomer, you get 30 percent.
Subsequent ones, 180 days 25 percent, 365 days 27 per cent and the likes.
Educationalserv: 11:15pm On May 21
I regret investing in naira Treasury bill for last 10 years . inflation and devaluation has made it a stupid investment.
Our parents where not wrong .
Land /real estate Remain the ive way to riches
Am a Victim learn from me
My business partner that bought 3 plots in a Govt Layouts 5m 12years ago built duplexs
on it has Sold them for 450m naira in 2025
Properties have reprice and added devaluation and inflation and profit.
Another Land bought for 800k in 2006
Built a bungalow for 3m
Sold to 80m .
Outside the rent that he has received

4 Likes

sunnyg12(m): 11:37pm On May 21
davit:


First 30 days as newcomer, you get 30 percent.
Subsequent ones, 180 days 25 percent, 365 days 27 per cent and the likes.
That's cool
Foodempire: 12:07am On May 22
Same here, I also regret taking part of the investment since 2017. Kinda feel depressed because Inflation has rendered my gains useless but weting person go do, re-strategise and move on. Newbies should learn to use ROI to buy land,properties instead of compounding.

The amounts you mentioned in your post can only be realized if the areas are well developed. I bought an uncompleted bungalow in 2008 for 1.8m, built two number of 2 bedrooms units on it, sold it 3 years ago for just 18m.

Educationalserv:
I regret investing in naira Treasury bill for last 10 years . inflation and devaluation has made it a stupid investment.
Our parents where not wrong .
Land /real estate Remain the ive way to riches
Am a Victim learn from me
My business partner that bought 3 plots in a Govt Layouts 5m 12years ago built duplexs
on it has Sold them for 450m naira in 2025
Properties have reprice and added devaluation and inflation and profit.
Another Land bought for 800k in 2006
Built a bungalow for 3m
Sold to 80m .
Outside the rent that he has received

1 Like

presiade(m): 12:09am On May 22
Educationalserv:
I regret investing in naira Treasury bill for last 10 years . inflation and devaluation has made it a stupid investment.
Our parents where not wrong .
Land /real estate Remain the ive way to riches
Am a Victim learn from me
My business partner that bought 3 plots in a Govt Layouts 5m 12years ago built duplexs
on it has Sold them for 450m naira in 2025
Properties have reprice and added devaluation and inflation and profit.
Another Land bought for 800k in 2006
Built a bungalow for 3m
Sold to 80m .
Outside the rent that he has received

Compare the risk-free and peace-of-mind nature of treasury bills with ā€œOmo onileā€ trouble in places like Lagos, tenants not paying rents in time, maintenance of the building, etc., you’d see why it’s better for some people to invest their money in instruments like TBills.

11 Likes

Foodempire: 12:09am On May 22
chyima:

The axcount number is UBA 1023413552 UBA NON FIRST TRUSTEE STANBIC IBTC MMF
Use your number as narration advisable to credit before 12pm to have same day value

Thanks for this info.
Educationalserv: 6:25am On May 22
presiade:

Compare the risk-free and peace-of-mind nature of treasury bills with ā€œOmo onileā€ trouble in places like Lagos, tenants not paying rents in time, maintenance of the building, etc., you’d see why it’s better for some people to invest their money in instruments like TBills.
forget all those yarns .this must not be Lagos or south west
Just a Govt approved Layout
No need to build anything on it
Our population is growing and our land asset is fixed
Educationalserv: 6:31am On May 22
presiade:

Compare the risk-free and peace-of-mind nature of treasury bills with ā€œOmo onileā€ trouble in places like Lagos, tenants not paying rents in time, maintenance of the building, etc., you’d see why it’s better for some people to invest their money in instruments like TBills.
is not risk free infact iit very risky
Honda 2013 was sold for 5m in 2023
Now 11m .
So instead of you to buy your Honda and enjoy life you put it inside naira TB
By 2025 investment+capital is 6,5m
Honda 2013 is 11m+
If you bought at 2023 drive your thing and still sell Najia use for 9m you are better than this useless TB

2 Likes

Educationalserv: 6:38am On May 22
Foodempire:

Same here, I also regret taking part of the investment since 2017. Kinda feel depressed because Inflation has rendered my gains useless but weting person go do, re-strategise and move on. Newbies should learn to use ROI to buy land,properties instead of compounding.

The amounts you mentioned in your post can only be realized if the areas are well developed. I bought an uncompleted bungalow in 2008 for 1.8m, built two number of 2 bedrooms units on it, sold it 3 years ago for just 18m.

my Madam refused to partake instead opt for Gold Jewellery and saving USD only She dey Laugh me . Treasury bills in Naira is a shitty investment it not even a investment but a govt scam by FGN or Semi Ponzi
They collect your 7m or 100000 USD in 2023
They they allow Currency devalue and return 7m or 4500 USD
This is FGN Scam
Am Sure persons in CBN know all this
Even Tinibu will not put his Naira there may be Only short term 3 months

3 Likes

Educationalserv: 6:58am On May 22
In High inflation and unstable and shitty currency like Naira investment in Naira fixed asset or Treasury bills is like Commiting investment Suicide .
All goods and services in Nigeria follow USD value Everything has been repriced even hook up girls
Why put out money into investiloss that will half your purchasing power by 12 months
The Floating Currency makes it meanless to invest in Treasury bills USD is 1630
All the naira gained since January have been wiped out .

2 Likes

NL1960: 8:19am On May 22
Educationalserv:
I regret investing in naira Treasury bill for last 10 years . inflation and devaluation has made it a stupid investment.
Our parents where not wrong .
Land /real estate Remain the ive way to riches
Am a Victim learn from me
My business partner that bought 3 plots in a Govt Layouts 5m 12years ago built duplexs
on it has Sold them for 450m naira in 2025
Properties have reprice and added devaluation and inflation and profit.
Another Land bought for 800k in 2006
Built a bungalow for 3m
Sold to 80m .
Outside the rent that he has received


Lucky you.

In my place, it is said that it is not only rabbit that you can find in a hole. Snake can also be there. Who invested in a land and property and made gains always think himself wiser than who did not do. It is a 50-50 thing. I once bought land with some people. Some people even built. Luckily i had not started building. One day a government bulldozer just came and started leveling the whole place including the house saying that is a government acquisition.

It is not everybody that has mind for land and property wahala. Some people are just fine with their kobo kobo returns on other investments.

12 Likes 1 Share

AngelicBeing: 8:49am On May 22
Educationalserv:
I regret investing in naira Treasury bill for last 10 years . inflation and devaluation has made it a stupid investment.
Our parents where not wrong .
Land /real estate Remain the ive way to riches
Am a Victim learn from me
My business partner that bought 3 plots in a Govt Layouts 5m 12years ago built duplexs
on it has Sold them for 450m naira in 2025
Properties have reprice and added devaluation and inflation and profit.
Another Land bought for 800k in 2006
Built a bungalow for 3m
Sold to 80m .
Outside the rent that he has received

That's why it is called REAL ESTATE, because it is Real and if you do your due diligence properly and invest in Real Estate, you will sleep Peacefully with your 2 eye's closed while your real estate is pouring out ROI , even from biblical day's, Land / Real Estate was part of what God gave to his people, right from the early days of the Bible

Educationalserv: 8:56am On May 22
NL1960:


Lucky you.

In my place, it is said that it is not only rabbit that you can find in a hole. Snake can also be there. Who invested in a land and property and made gains always think himself wiser than who did not do. It is a 50-50 thing. I once bought land with some people. Some people even built. Luckily i had not started building. One day a government bulldozer just came and started leveling the whole place including the house saying that is a government acquisition.

It is not everybody that has mind for land and property wahala. Some people are just fine with their kobo kobo returns on other investments.
Brother am not talking of village land .am Taking of Govt approved Layout .GRA .
It planned by the Govt , allocation issued by the Govt
Or Govt Approved Estate .for simple explanation the land Tittle can be used for bank Loan.
I Hail our parents and grandparents we taught we dey Smart .
Educationalserv: 9:06am On May 22
AngelicBeing:
That's why it is called REAL ESTATE, because it is Real and if you do your due diligence properly and invest in Real Estate, you will sleep Peacefully with your 2 eye's closed while your real estate is pouring out ROI , even from biblical day's, Land / Real Estate was part of what God gave to his people, right from the early days of the Bible
I personally bought a 75 by 50 land for my friend 2.2m In year 2008.
He had some Financial Challenges sold the place for 73m this April .
He bought a new house for 40m now and has used the balance of 33m to revive himself
His family have been tanking me . I didn't even do it thinking like that I just wanted him to own a house then when he was doing well .

Please am not a property dealer or agent
I don't know if all state have same potentials
This have been my Experience 10 years investing in Naira Treasury bills
Learn from my Experience.

I advice someone to invest 5 million to be paying his rent at 13 in Sukku bond rent have jumped from 400k to 1.7m

3 Likes

Timmi: 10:51am On May 22
You seem not to understand the basic principle of investing and portfolio management. You can do both - land speculation and fixed income investing depending on your risk tolerance and age. Investing in property and fixed income are not exclusive.

Educationalserv:
is not risk free infact iit very risky
Honda 2013 was sold for 5m in 2023
Now 11m .
So instead of you to buy your Honda and enjoy life you put it inside naira TB
By 2025 investment+capital is 6,5m
Honda 2013 is 11m+
If you bought at 2023 drive your thing and still sell Najia use for 9m you are better than this useless TB

4 Likes

squad1: 11:27am On May 22
What is the primary market rate for the May 21st auction?
Educationalserv: 11:32am On May 22
Timmi:
You seem not to understand the basic principle of investing and portfolio management. You can do both - land speculation and fixed income investing depending on your risk tolerance and age. Investing in property and fixed income are not exclusive.

bros I be Long term investor .Fixed income , Stock market ,Land banking . Forget alll this suit wearing grammer Portfolio this and that .
Am given your real life experience not grammar .so of the fund manager don't have real life experience of 15 years
finish university and start wearing suit up and down with big grammar.
Big Grammer told us if we Float Naira we land and Converge at 750 .that man always on channels new
now we Crash landed at 1638 wiping 10 year investment in Naira value

4 Likes

Macktaob(m): 11:48am On May 22
Educationalserv:
bros I be Long term investor .Fixed income , Stock market ,Land banking . Forget alll this suit wearing grammer Portfolio this and that .
Am given your real life experience not grammar .so of the fund manager don't have real life experience of 15 years
finish university and start wearing suit up and down with big grammar.
Big Grammer told us if we Float Naira we land and Converge at 750 .that man always on channels new
now we Crash landed at 1638 wiping 10 year investment in Naira value

Bismarck Rewane, niggĆ  looks like a 🤔 these days.šŸ˜‚

1 Like

stokfrick: 2:25pm On May 22
Pls I want to sell my Treasury bills I bought on the secondary market with stanbic secondary market. I've only stayed for 1 month but the total duration was supposed to be for 5 months. I need to redeem the money for an urgent need.

Pls are there going to be any deductions from my money and pls at what rate.
I'll appreciate anyone with info or past experience on this
AngelicBeing: 2:40pm On May 22
Educationalserv:
bros I be Long term investor .Fixed income , Stock market ,Land banking . Forget alll this suit wearing grammer Portfolio this and that .
Am given your real life experience not grammar .so of the fund manager don't have real life experience of 15 years
finish university and start wearing suit up and down with big grammar.
Big Grammer told us if we Float Naira we land and Converge at 750 .that man always on channels new
now we Crash landed at 1638 wiping 10 year investment in Naira value
LoL šŸ˜‚ at Suit wearing grammar, Amala, Fufu and Ogbono Portfolio slangs, Big grammar floated the Naira and we are now at 1640 , l agree absolutely with you, it is call the More you see , the less you understand, it is called Oluwole University of Big Grammar and your investment been wiped off , Hahaha šŸ˜‚

Educationalserv: 4:40pm On May 22
Macktaob:


Bismarck Rewane, niggĆ  looks like a 🤔 these days.šŸ˜‚
Chai are you a DSS man .that man Mislead us with big grammar .
Na back to native Sense my forebears used .

1 Like 1 Share

Timmi: 7:38pm On May 22
Do whatever suits you oga small grammar. I have been doing investing both in the USA and Nigeria for over 40-years. There is no one size fits all, so if what you are doing works for you then more grease to your elbow.

Educationalserv:
bros I be Long term investor .Fixed income , Stock market ,Land banking . Forget alll this suit wearing grammer Portfolio this and that .
Am given your real life experience not grammar .so of the fund manager don't have real life experience of 15 years
finish university and start wearing suit up and down with big grammar.
Big Grammer told us if we Float Naira we land and Converge at 750 .that man always on channels new
now we Crash landed at 1638 wiping 10 year investment in Naira value

5 Likes 1 Share

emmasoft(m): 8:24pm On May 22
stokfrick:
Pls I want to sell my Treasury bills I bought on the secondary market with stanbic secondary market. I've only stayed for 1 month but the total duration was supposed to be for 5 months. I need to redeem the money for an urgent need.

Pls are there going to be any deductions from my money and pls at what rate.
I'll appreciate anyone with info or past experience on this

Of course there will be deductions.
This is one of the reasons I prefer MMF to TBills. Easy entry and exit. MMF is good to be used as emergency fund not TBills.

They are both good low risk investment but most times they serve different purposes.
digitalinvestor(m): 9:03pm On May 22
T Bills Auction results for 21st May 2025

2 Likes

Akinlot: 9:33am On May 23
Educationalserv:
is not risk free infact iit very risky
Honda 2013 was sold for 5m in 2023
Now 11m .
So instead of you to buy your Honda and enjoy life you put it inside naira TB
By 2025 investment+capital is 6,5m
Honda 2013 is 11m+
If you bought at 2023 drive your thing and still sell Najia use for 9m you are better than this useless TB

You need a math tutor

5m since 2013 at an average rate of 15% is 26m today.

2 Likes

Educationalserv: 11:01am On May 23
Akinlot:


You need a math tutor

5m since 2013 at an average rate of 15% is 26m today.
when Honda 2013 turn Since 2013
You need better eye glasses

1 Like

Akinlot: 11:16am On May 23
Educationalserv:
when Honda 2013 turn Since 2013
You need better eye glasses

Honda 2013 was never 5m in 2023. Provide any link with a foreign used 2013 Honda accord going for 5m in 2023.

And if it was locally used, would have been a dead car that will need half of that to bring it to shape.

Don't see how that is a good basis for comparison

1 Like

Akinlot: 11:18am On May 23
KingCassy(m): 1:35pm On May 23
digitalinvestor:
T Bills Auction results for 21st May 2025
I’m a bit confused…. What’s the yield? 19.5 or 24%.
Also how can one buy this primary auction

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