NewStats: 3,265,241 , 8,186,105 topics. Date: Saturday, 14 June 2025 at 03:04 AM 61i34

Kfreshz:

Mr corrector

Learn and stop being rude!

blazingkings:
Hello my fellow NLanders. I noticed that most KPMG applicants are in need of past questions for the test on 4th February, 2017. I think I can be of help as I have a couple of questions and study packs. Kindly drop your mail here so that I can forward them to you ASAP. Please follow this trend to enable me compile the emails before sending it latest 11pm today. Thanks

Good morning bro! Please kindly forward the past questions you have to this mail, [email protected]. Thank you.

juniorboy:
To be added to the WhatsApp group for the 2018 Batch A, just quote me with your mobile number

09050644641. Thanks Man.

fasholasamson:
Hi Everyone!

I'm an Erasmus Mundus Scholar currently studying in Spain. My Second Semester commences in January at the University of Oslo. Please, does anybody have a good recommendation for a Nigerian Restaurant in Oslo?

Thanks.

Bro, please can I PM concerning Erasmus Mundus? Thank you.��

Bobrisky Biko! come and recruit me as your best friend ooh. I am jobless provided you will be paying me. No stings attached.���

She should go for Catering school. There, she will be taught on how to bake and make pastries, which will help her make small tips once she gains ission. baking for her friends

onila:




i always create controversy

what do you think?

so you don carry your craziness enter Facebook well, I agree with the person. You are crazy! and should be itted to the nearest mental home.

You don mellow down now because you want votes. If you win, you wouldnt those that gave you votes.

dukeprince50:
good days nairalanders, I'll be 24 on wednessday, due to Nigerian education system, I'm still in school.
I left my former school due to the fact that my course of study was not accredited. when I got another ission 2014 in my present school, I worked hard, read all night just to graduate with a good result cos my dept will employ anyone who graduate with excellent result but right now I'm not motivated about that. I've changed my thought, to own a business of my own rather than serve someone and call them boss and the business on my mind is capital intensive, a multi million naira business which by my estimate I could put it up at age 35 if I start now, now the problem is Nigerian education system wants me to be in school till 26yrs plus nysc is 27 and my school NDU was on strike last year so we lost one academic year, it seems I'll now leave nysc at age 28. God 4bid dat at age 27 I still want to depend on my parents. and now im on strike that only God knows when ill go back to school.I couldn't raise money cos the money my parents give to me is not enough to meet schooling demands and save, I told my dad I want to leave school and start something else then when I established myself I'll come back to school, life is a race against time and I have goals set up for myself which I can't accomplish if I waste any more time, he didn't want me to, I told him to open a shop for me which someone will run it for me while I'm in school, he said no that I must go to school and focus, the thing is focusing on education is the last thing on my mind, I need to have something doing before getting married and raising kids, and oh, I don't think I want my children to study in nigeria and waste their time as I have, please how do I convince him that I can get a degree at age 60 cos I have no interest looking for a job and I think certificate is pretty useless if you won't use it to look for a white colar job and even if you want to, job opportunity is choked in niger, but I need to do something now if I must survive.

No hurry in life bro. Take every step one at a time, and don't be faster than your shadow. Try and finish up with your schooling before you embark on any other venture. Education is never a waste of time or effort, only a hater of knowledge will say so.

Yazmin:


Hi.
it obviously a mix up, but even if correct , shows a good rather than bad scenario for customers and the bank alike.

what it simply shows is liabilities (deposits from customers) versus it's assets (loans/placements/non earning ownings/BA's, 's , TBILLS. ..et.c.).

Even if the figures were correct (which they are not), it means that stanbic bank has collected deposits from customers to the tune of N912.7billion (liabilities) and that the value of loans to customers,plus all its buildings worth, plus placecents in t bills,Bankers acceptances , commercial papers, funds with CBN all total up to 1Bn (obviously wrong figure). I know of a single customer of the bank whose loan figure is over N4billion.

But following your conclusion above,it would be rated the best bank since customers are sure that their monies deposited are still intact and not given out to anyone as loans which may become bad and thus make them unable to access their funds when need.
it doesn't work as such however.

Net-worth considers Capital ( shareholders equity and other capital tiers), which is not even mentioned on the post. Thus no meaningful analysis can be made from the snapshot above.

Stanbic is a sound bank in all ramifications and from the view of any sound financial analyst.

You may ask any treasury management banker or any banker with at least 3 years experience on customer relationship for detailed explanations of financial analysis.
Yours faithfuly could also answer more questions you may wish to ask or clarifications.

Shallom. ..!

Can i have your whatsapp ?... I will need to discuss privately with you. I am anticipating, Thank you.

FromZeroToHero:
I am sorry to use the word nagging, but my dad has been nagging too much of recent. I have six siblings, I'm the last son and 3rd child. After my youth service, I decided to learn tailoring while still looking for a job. Now i've opened my own, have upto three apprentices and I thank God i'm making a fortune out of it. But my worry is my dad's attitude. He always complain that i made him to waste millions of Naira training me in school. He always compare me to my mates that entered into business immediately after secondary school that they have car and house. I'm not staying with him but my Mum used to tell me everything. He normally say all these things anytime he's angry. That if not for my sister's husband that used to bring things for them that he would have regretted giving birth to us. Please how do i make him to beleive that all hope is not lost. I really love him and wish to make him happy but he is not patience enough. He wants it now or never. I used to send him the little i've once in a while though i know it's not enough but i won't steal nah. Sorry for the long write up.

Your Mum no dey try at all...She is not meant to be disclosing such to you. Well, Thank Goodness you are successful where you are, Rome was not built one day same is applicable to most of the top designers. I will advice you see his words as challenge to work harder, ignore his rants and focus on your dreams. God bless your legit hustle.

sameni123:


It's a policy of stanbic bank not to own assets outside South Africa ...so most of there branches are rented that's why they don't have much assets

Okay... Thank you.

lartty:


work out

Thank you!

Young03:
show me where u saw porn in fb

Delete all your friend list and add new ones

i have watched home-made pron posted on facebook. i thought i was the only person thinking otherwise about facebook recently..., i cant help but imagine what this generation will uphold in few years to come. I am no saint, but i am fade up.

onila:

if you have an igbo husband you should be proud of them

those are the kind men when they come back home you just wanna treat them like a king

Swishy! i hope you have graduated from college?

This pot belly of a thing is one big-man features, i wish not to have. Even though i am already seeing the signs in me.

Narldon:








What is my name?

Black is beautiful!

Celcius:


When bank managers talk of liability, it doesn't necessarily mean deficit, but deposits and the likes. Its termed liability because they're obligated to pay these deposits,interests, etc in the future or on demand.

Brotherly... deficits or deposits. it still does not change the fact that, their net-worth is in negative! The net-worth is what everyone will consider when assessing the viability or progress of this firm. . Give me a comprehensive conviction if i am wrong.

Keneking:
Useless assets

Those block work and glasses abi.

Strong room
Bomb detector
CCTV
three floor building
Alucoband
Computers
Turnstile
air-conditioning units
Flowers
ATMs

Useless assets....nonsense asserts that they use to build balanced sheet nonsense

what is the worth of your assets?... You don't have to comment if you have nothing meaningful to utter.

Please, are my eyes be deceitful? Stanbic Bank is running on losses. imagine having total assets being smaller than their liabilities. People working there should better seek alternatives before they lay them off.

Tedassie:

be wary of cancer,bruh

Something must kill a man.

PrimadonnaO:


Lol. This is one of the reasons people say I'm weird. I always say I love burnt food and they keep giving me the stares. Maybe they think I want charcoal burnt.

i can't eat noodles except its burnt. Whenever i go to the buka, i often order for the burnt part of their friend rice . My paddy always pick offence with that, i pray my future spouse understands.

God knows i love my food burnt!! .

gracespeaks:


kindly check your mail

Pls, also send to me [email protected]. Thank you

Adiwana:

Elementary simple interest formula of
A = P(1 + rt)
so investing N10M,Gives you
r = R/100 = 13.9%/100 = 0.139 per year,
3 months ÷ 12 months/year = 0.25 years,
The total amount accrued, principal plus interest,

A = 10000000(1 + (0.139 × 0.25)) = 10347500
from simple interest on a principal of N 10,000,000.00
at a rate of 13.9% per year
for 0.25 years (3 months) is N 10,347,500.00.
N 10,347,500.00-1000000=N347500

sorry for the long maths

Whaooo.... thanks Man!

Yazmin:



You are right.

13.9% of N10,000,000

For a 91day tenored bill is about N346,000(plus or minus).

Mind you 13% is the annual rate which should be discounted for 91 days to get the effective rate.

My field....

Bossman....Pls, elaborate on how you came about the figure?? Thanks