NewStats: 3,264,729 , 8,184,536 topics. Date: Thursday, 12 June 2025 at 08:31 AM 5o17b

Foodempire:
I'm just so tired of the exorbitant fee on the band A. I spend 90k/100k per month. I only put on just one AC 1&half horse power for three hours in a day, I have to stop using the other four AC. 4 ceiling fans-2 wall fan for 15 hrs, 1 TV for like 14 hrs, 22 bulbs,1 fridge, occasional use of washing machine, pumping machine and air fryer.

Is this normal? It's is so draining, just like I'm paying a house rent in my own house. Could this be as a result of bad wiring or na so everyone dey feel am.

What you can do is switch to solar, though this will cost you about 2m or so.

I'm also on band A and the electricity cost has been something else, I recharge almost 15k weekly... Even with solar. What I see here is that if you want to save cost on band A, you must forget ing your air conditioner. Or try to use it for just 2 hours in the night and manage fan till morning.

Ekpefridayekpe:
Finally. I've just received my visa approval.

Applied on 2nd April
Biometric on 7th April
Decision mail today 15th April.

Documents submitted

port data page
BSc Certificate
Transcript
WEAC printout with pin.(lost my certificate)
Statement of ( parallex bank)
CAS Statement
NYSC Certificate
Employment letter (12years gap)
Birth Certificate
Documents check list
TB test

Good morning pls can I DM you

justwise:


You don't need to sumbit those two, transcript is for ission application, submit your bank statement containing the required amount and not payslips

Good day chief, do you mean submitting an offer letter from your place of employmentand bank statement having the required amount is enough

I'm having issues with the payslips

ShyShyBobo:


Your personal savings is very fine.

UKVI just need a bank statement of at least 28 days, that was printed not less than 31 days ago.

There won't be any reason to explain the source of the funds.

Just make sure there's no large sum deposits WITHIN THE 28 DAYS.

Thanks

[quote author=ShyShyBobo post=130573862][/quote]

Good day bro, I need to ask, what if the pof is ones personal savings over the year, do you need to still explain source for student applications. Especially if the money has just been there for a long time.

Jannyfranc:
What is the source of income in your ?was it a bulk transfer? Did you write personal statement to show how the money came in?likewise for huge money that left your .is there daily deposit of money in your ? Your statement of is not showing your income.You need to attach landed property, fixed deposit too

Hi thanks for your response. I attached a few landed properties documents and some fixed deposits too, also the bulk deposits and outflow were explained.
Sadly, I did not explain the opening balance in the personal cos I thought since it was just a savings . Also probably there is a better way to structure an application and write the cover letter, I think I've seen someone did something like table of content .. cos I feel they might not have gone through all the documents attached.

Thegamingorca:


So why wasn't that captured in the application?

I don't know what English to reuse.

0) provide cac registration for your work with the status being active on cac website.
1) have a job designation at you e-commerce organisation. You are a director or manager.
2) Have a salary package from your work. You are entitled to so so so so each month as basic, amounting to so so so so annually.
3) Remove all those large money as opening balance start from 500,000 in your savings . Add your salary each month from your company bank for the next six months also spend at most 1/6 of your salary from that each month.

At the time of application you should have at most 6 million there.

Do this and apply next time.

N.B. With the 10 million you have accumulated Sef you can recirculate part of it back into your personal bank . Don't ask me how.

Thanks so much sir. I appreciate

Thegamingorca:


What do you do?

I run an ecommerce and logistics business. I would appreciate if you could explain if there are better way I'd have structured my application. Thanks

Thegamingorca:




What's self-employment? Do you have a job, do you run a company? Where are your employment letters and cac registration certificate for this company you are self employed under? The idea of having a savings is not just for you to be saving over the years for. The visa officer doesn't care that you have been saving over the years, the are more interested in seeing a clearer picture of how your monthly remuneration and expenses make you eligible to deserve this visa to travel. The ECO been even dey use your proposed self employment crack joke what is it you do? Lol the oga mention the self employment reach 4 times. You mean to say you didn't disclose what is it you do, not once throughout your application? O wrong naw lol.



What's your salary? Out of that salary how much do you spend monthly? How much is then left as disposable income and how that translates to how much is in the you submitted including the workings of how you would have earned those monies over the past few years.


You even went to be including multiple s trying to impress the ECO based on you be Arab money abi . You ppl think it's by having fat s lol, abeg it's not even in the slightest, oyibo man no send your papa money. On the contrary sef, it's even more dangerous to have huge amount in several s which will not be plausible to explain with short duration of employment as you go dey explain explain tire no evidence.


You think it's by dumping one huge amount as opening balance assuming all will end well without proper explanation or a cover letter? O wrong naw!
They are on the lookout to prevent money launderers from coming in .



That sister's graduation format don cast as well better to say you are going for a vakay

Hi thanks for your reply. Most of these information you stated here were well included and explained in the documents submitted. And the graduation was not a format, my sister was graduating and I wanted to spend some time with her, the necessary documents were ed too. I would say what I didn't explain was the personal savings (which I did not know better at that point).

Good day house, I applied for a visiting visa late last year, for my sister's graduation but I was refused. I would have posted this earlier but not have much time to. Pls could someone explain why, cos I don't really understand. The funds I indicated I would use for the trip expenses were in a savings and it my personal savings over the years.

And it was well over 10m which would have covered the cost of the trip. While about 3.5m in the for business purposes. Pls could someone explain what they meant here