NewStats: 3,264,817 , 8,184,795 topics. Date: Thursday, 12 June 2025 at 01:10 PM 505m5t

Pictures from the night procession

Pix

Pictures

This is coming as 3 students were lost to death in less than 24hrs, making it total of 8 students in this month

Reporting live

jom28gy:
What happened lati

I don’t understand

allthingsgood:
i dont really like pastors

You don’t have to

Dayoebe:

I'd say Biotech, because of the 'Technology' attached

“Technology” noted.

Moreover, Who knows what the demand in science sector would be in the next 3-4yrs in Nigeria?

Dayoebe:
None - in Nigeria

But at least one has an upper hand than the other in Nigeria ��

SavageResponse:


Well the bank is not necessarily going to arrest him because of this incident but anytime he makes a deposit the bank will first deduct the negative balance amount.
If for instance he makes a deposit of N20,000 his will show a balance of N14,900Cr.

The only way he can avoid this is if he abandons that but this will be rather foolish. The downside of doing this is that the system of the bank might treat the negative balance as an overdraft or loan and will automatically charge interest on that on a compounding basis therefore in about 2 years the negative balance may increase significantly from N5,100 to N8,000 for instance.

My suggestion would be for him to pay in the money especially since he was the one who spent it and not that his money was stolen

Thank you very much.

doggedfighter:


The way he quickly said 'none' is funny.

Oh

doggedfighter:

What’s funny? Or booking space just in case it reaches fp?

38Noob:
None

Why? Please, elaborate.

SavageResponse:


Those transactions by the banker in the back office will not be reflected on his bank statement.

Those transactions your friend did were for a total amount which is greater that the amount he actually had in his .

The only way your friend can say categorically that his money was stolen is if he can point out a debit item in his bank statement he was not responsible for...I can guarantee you he will not find any!

You seems to be knowledgeable about how the financial houses work. Please, what are your suggestions in this matter?

THELATTERMAN:


Thank you

After proper investigations, here is what I found:
1. A friend actually transferred the money to his upon his request.
2. He made a withdrawal of the said amount.
3. The sender’s bank declared the transaction fraudulent for reasons unknown.
4. It was also rumored that all s that the sender in talk made a transfer of fund into were placed on negative balances, in the name of fraudulent transaction.
Note: the amount in talk here is N5,100 only.

SavageResponse:


Those transactions by the banker in the back office will not be reflected on his bank statement.

Those transactions your friend did were for a total amount which is greater that the amount he actually had in his .

The only way your friend can say categorically that his money was stolen is if he can point out a debit item in his bank statement he was not responsible for...I can guarantee you he will not find any!

What would happen if he doesn’t make a deposit of the said amount into his as a refund?

Which is advisable between the two?

SavageResponse:


Those transactions by the banker in the back office will not be reflected on his bank statement.

Those transactions your friend did were for a total amount which is greater that the amount he actually had in his .

The only way your friend can say categorically that his money was stolen is if he can point out a debit item in his bank statement he was not responsible for...I can guarantee you he will not find any!

Thank you

https://nairaland.unblockandhide.com/6803410/what-meaning-negative-acct-bal
Your comments are needed here

https://nairaland.unblockandhide.com/6803410/what-meaning-negative-acct-bal
Your comments are needed

THELATTERMAN:


In the transaction statement, only the transactions he carried out were displayed. No history of any reversal, credit, nor debit except the ones he carried out personally two days ago.

Attached is the history. The particular sum that resulted into a negative balance is not in the history. And it happened last night.

SavageResponse:


What I think may have happened is that one of the bankers posted a credit transaction to you're friend's in order to balance his books.

Your friend logged in saw the large balance and withdrew or did a transaction that took out more money than he actually had in his , now the banker who posted a credit to your friend's has reversed the posting...this is why the is now showing a negative balance.

Na your friend chop de money!

In the transaction statement, only the transactions he carried out were displayed. No history of any reversal, credit, nor debit except the ones he carried out personally two days ago.

https://nairaland.unblockandhide.com/6803410/what-meaning-negative-acct-bal

Comments, please

Your comments are highly needed urgently, please.

A friend opened his UBA mobile banking app yesterday, only to see an amount greater than what should be the main balance.
Fast forward to this morning, he attempted a withdrawal and it bounced back as insufficient fund. And presently the balance stands at -4.5k.

Nlanders, what does it mean and how can it be rectified?
Note: the person has never been involved in any form of loans.

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Sermons? Or

AgentGoat:
You are reading an unemployable course.

That doesn’t mean he should quit it after a year.

1

https://nairaland.unblockandhide.com/6769807/education-stake-pics

Click on d link