NewStats: 3,263,667 , 8,180,947 topics. Date: Saturday, 07 June 2025 at 07:51 AM 356i44

IfeMiLove:
please is the loan tenor and moratorium in months or years?

Please house I need a reply so soon before the network gets bad.

I think month

Oluwathoyin:
please how did you for CAC? Can I use SMEDAN Registration number for NYIF registration

I don't have cac
I ed as an "uned business"

I don't know if you can use SMEDAN for the registration but I know both are not the same.

Bash92:

Experience exactly the same thing

arcahmad thanks for the tip on mail verification

I did have same issue too

Acidosis:


You sef no read the instruction before copying?

Anyway, no need to worry about that questionnaire. But if NYIF decides to be strict, your loan would be approved 100% as far as you used a long tenure.

Sir Can I use those figures because I choosed 36 months tenure and 12 months moratorium?

senior men and women in the house

I have created countless times but I'm yet to receive the email confirmation link.

I have used chrome and opera browsers, all to no avail

I'm beginning to give up....is there any other way to go about this?

Dangrace01:


Try resend verification token, it might be verified already.

It happened to me too just go ahead and then continue application

Hi, I tried logging in but it's saying that my email/ are incorrect.

I clicked "" and it says "this is not verified".

I have requested another verification token.

I'm waiting on the email from them again.

This site is too poor

ogashman:
senior men and women in the house

I have created countless times but I'm yet to receive the email confirmation link.

I have used chrome and opera browsers, all to no avail

I'm beginning to give up....is there any other way to go about this?

I can relate. Don't give up just yet. I had 3 s to apply for. They are all for my siblings. It's almost two weeks they got d sms but I was just able to successfully two of them last night.



The previous day I had woken up at midnight to try n one of them after creating d I went to her mail only to discover that 3 mails from nyif was already waiting n I was already clicked on resend code n so d three links didn't work


So last night as I woke up around 1am I just said let me check d mails low n behold two of them had one mail each from nyif so I clicked n both was successful remaining the one that had 3 mails previously. I then clicked on resend code for that particular one so by midnight I will try again



So don't give up. Before I was able to those two I felt like u so keep trying

nitt:


Hi, I tried logging in but it's saying that my email/ are incorrect.

I clicked "" and it says "this is not verified".

I have requested another verification token.

I'm waiting on the email from them again.

This site is too poor

Extraordinarily poor

Hello guys pls is TIN compulsory for those that used CAC? My hubby's CAC was ed last November. I want to use it for my sis. Pls is TIN compulsory?

Linzo:


You calculation is very wrong, guys please ignore this calculation

Gross profit is a profit you got before substraction of expenses or anything else.

Please sir can you help with the accurate estimate for 500k loan with a tenor of 36 months and moratorium of 12 months. I'm stuck here and do not wish to give unrealistic figures. Please help a newly married man abeg

Abeg make una help me fill those figures accurately make me and my wife see food chop with the loan abeg

Seun, mynd44, lalasticlala, Dominique, ogwuego, FOD, abeg una fit recommend any ant for nairaland wey fit help me solve this difficult questions nirsal set abeg. This loan na my only hope to prove to my wife how much I love her abeg

Is your sister part of the directors of the company Because I think directors BVN would be needed, pls confirm very well if u can use another CAC documents for your application.

jamesbridget13:
Hello guys pls is TIN compulsory for those that used CAC? My hubby's CAC was ed last November. I want to use it for my sis. Pls is TIN compulsory?

Bros u dey vex o...sebi u don collect covid 19 loan ?? U still want collect NYIF??

Fucklove:
Seun, mynd44, lalasticlala, Dominique, ogwuego, FOD, abeg una fit recommend any ant for nairaland wey fit help me solve this difficult questions nirsal set abeg. This loan na my only hope to prove to my wife how much I love her abeg

I noticed many people putting 500k as loan amount for non ed business... But I tot dey said the maximum accessible amount for non ed business is 250k? I hope they will not do like covid 19 loan that they are approving lesser amount and without approving for SMEs ... At all at all na im bad o

jamesbridget13:
I can relate. Don't give up just yet. I had 3 s to apply for. They are all for my siblings. It's almost two weeks they got d sms but I was just able to successfully two of them last night.



The previous day I had woken up at midnight to try n one of them after creating d I went to her mail only to discover that 3 mails from nyif was already waiting n I was already clicked on resend code n so d three links didn't work


So last night as I woke up around 1am I just said let me check d mails low n behold two of them had one mail each from nyif so I clicked n both was successful remaining the one that had 3 mails previously. I then clicked on resend code for that particular one so by midnight I will try again



So don't give up. Before I was able to those two I felt like u so keep trying

thanks a lot. I will continue trying till I get it right

Adaana abeg you fit help me out with my questions abeg

Salako01:



Cac certification, TIN, Local government identification, chat me on WhatsApp. I screen recorded most of it.i will share with u

I'll love to chat you up too

[quote author=Nurex1 popls
st=99251180][/quote]
Pls bro how many time did u try to create b4 d confirmation ema9 was sent to u

Pls how many time did u try creating an b4 u were sent a confirmation email

Fucklove:
Sir Can I use those figures because I choosed 36 months tenure and 12 months moratorium?

Boss, I don't think you should use those figures seeing the and urgency you've placed on this loan. Wouldn't want a situation where you start putting two and two together if the unexpected happens tomorrows. You get?

Just bear in mind that there's no one-size fits all approach to the figures as no one really knows the exact criteria they need to approve your loan. Keep realistic figures. At the end of the day, your net profit (i.e., total profit after deducting all expense) shouldn't be so large since, as an entrepreneur, you're already paying yourself salary (as part of the operating expense). Just keep a decent profit to refund your loan.

If we are going to be realistic, most businesses don't make profit in the first year (note profit is not your salary). So keep decent figures and don't worry too much. It takes only a monthly savings of N10,500 to refund a 500k loan in 4 years.

Acidosis:


Boss, I don't think you should use those figures seeing the and urgency you've placed on this loan. Wouldn't want a situation where you start putting two and two together if the unexpected happens tomorrows. You get?

Just bear in mind that there's no one-size fits all approach to the figures as no one really knows the exact criteria they need to approve your loan. Keep realistic figures. At the end of the day, your net profit (i.e., total profit after deducting all expense) shouldn't be so large since, as an entrepreneur, you're already paying yourself salary (as part of the operating expense). Just keep a decent profit to refund your loan.

If we are going to be realistic, most businesses don't make profit in the first year (note profit is not your salary). So keep decent figures and don't worry too much. It takes only a monthly savings of N10,500 to refund a 500k loan in 4 years.

Thank you very much sir. You've been of immense help, I think I will formulate a decent figure to fit in. Blessings sir

Bash92:
I think month

Thanks

If I no fit repay the loan, wetin Buhari govt go do me?

Good luck guys.

I am still waiting for d link.

Fucklove:
Please sir can you help with the accurate estimate for 500k loan with a tenor of 36 months and moratorium of 12 months. I'm stuck here and do not wish to give unrealistic figures. Please help a newly married man abeg

Good evening house,

I'm stuck in this section ( the financial aspect). I can only fill the first question (box). I can't type and fill the remaining boxes or questions.

Those that has ed this stage, please how did you do it? please help a brother.

Thanks

Vision202:


Good evening house,

I'm stuck in this section ( the financial aspect). I can only fill the first question (box). I can't type and fill the remaining boxes or questions.

Those that has ed this stage, please how did you do it? please help a brother.

Thanks

The page probably didn't load well Try it early in the morning. The site is experiencing heavy traffic during the day

Fucklove:
The page probably didn't load well Try it early in the morning. The site is experiencing heavy traffic during the day

Okay, thank you.

When them wan approve the loan? Any idea?

Please any information about does of us that apply around last year October but haven't receive mail or text from NYIF. Please, anybody with there working email address or details?

evan70:
Please any information about does of us that apply around last year October but haven't receive mail or text from NYIF. Please, anybody with there working email address or details?

Don't wait for sms, goto the website and click on loan application, then enter your bvn. If it bring out your details and ask you to create then you are good to go.

A friend of mine didn't receive sms and he completed the application on Friday successfully

Bash92:

Don't wait for sms, goto the website and click on loan application, then enter your bvn. If it bring out your details and ask you to create then you are good to go.

A friend of mine didn't receive sms and he completed the application on Friday successfully

This is correct