NewStats: 3,265,251 , 8,186,129 topics. Date: Saturday, 14 June 2025 at 05:29 AM 5s3hj

peeps4u:


Nirsal Twitter acct is the worst corporate social handle. I can easily place a bet on Arsenal winning this season champions league than nirsal Twitter acct replying him.

Very right

100trillion:
Please, who have Nmfb Imo State customer care's number?


Disregard any mssg/person informing you to pay in 3 months time, it's 12 month moratorium for everybody and it starts counting from the day your bank acct gets credited!

I don't think so. He might have selected 3 months as d moratorium period when filling d form cos there was a space for that in d form.

fuwatayo:


I don't think so. He might have selected 3 months as d moratorium period when filling d form cos there was a space for that in d form.

Damn.

hisable2:


@sirBen90, I have 3 month moratorium, does it mean u have to start paying by three month? is there anyway it can be changed to 12 months?, pls help

If you have three months moratorium, it means that you have to start paying once the third month elapses. I doubt if it can be changed. You already accepted the and conditions. But then, if they get a directive from a higher authority to generally extend the moratorium from 3 to 12 months for those concerned, it will give ample time for investment and payback.

100trillion:
Please, who have Nmfb Imo State customer care's number?


Disregard any mssg/person informing you to pay in 3 months time, it's 12 month moratorium for everybody and it starts counting from the day your bank acct gets credited!

It's not 12 months moratorium on every agreement though. It showed 3 months for some that I have seen, even though they selected 12 months during the application process.

fuwatayo:


I don't think so. He might have selected 3 months as d moratorium period when filling d form cos there was a space for that in d form.

I know of a few persons that carefully selected 12 months moratorium during the application process but got 3 months moratorium in the offer and acceptance. The bank actually has the right to cut it down, but applicants have the option to reject the offer or not.

hisable2:


@sirBen90, I have 3 month moratorium, does it mean u have to start paying by three month? is there anyway it can be changed to 12 months?, pls help

The conditions on your Offer Letter are what you should follow. So if your Offer Letter says you have three months moratorium, then it means you'll start repaying the loan three months from the day you received the funds. You have accepted the and conditions of the loan offer, so it can't be changed.

But make sure you look carefully at what is written on your offer letter. For example, the offer letter below shows a 12 month moratorium, meaning the person has 12months b4 repayment, but if yours is showing as 3months, then it means you have 3months b4 repayment.

You're right but I think it is reasonable to argue everyone is placed on a year moratorium. If not, those placed on 3 month moratorium whom have been paid since the inception of the disbursement ought to have started paying by now. It is well over 3 months.
Or has anyone been paying back by now?

SirBen90:


The conditions on your Offer Letter are what you should follow. So if your Offer Letter says you have three months moratorium, then it means you'll start repaying the loan three months from the day you received the funds. You have accepted the and conditions of the loan offer, so it can't be changed.

But make sure you look carefully at what is written on your offer letter. For example, the offer letter below shows a 12 month moratorium, meaning the person has 12months b4 repayment, but if yours is showing as 3months, then it means you have 3months b4 repayment.

peeps4u:
You're right but I think it is reasonable to argue everyone is placed on a year moratorium. If not, those placed on 3 month moratorium whom have been paid since the inception of the disbursement ought to have started paying by now. It is well over 3 months.
Or has anyone been paying back by now?

I think it's safe to say that "Nirsal is the worst amongs its kind."

Incompetency at it's peak!!

disburse loan- no way, approve- no way.....useless psychos

Got approval message on 23rd Dec, accepted on 24th, received alert on 8th.

Has anybody gotten approval this year?

excess4luv:
Got approval message on 23rd Dec, accepted on 24th, received alert on 8th.

I feel so terrible and devastated, I've been approved since November! And uptil now, no credit... What us happening

As in, the trauma of seeing people that accepted after you getting approved and gotten disbursement in a short period is enough.

Floxymana01:




I feel so terrible and devastated, I've been approved since November! And uptil now, no credit... What us happening

Floxymana01:




I feel so terrible and devastated, I've been approved since November! And uptil now, no credit... What us happening

I understand how you feel, but just be patient with them.

my sister never received approval sms until I went online only to discover she has been approved, I accepted her offer on 1/1/21 we are only being patient and backing up with prayer.

A friend of mine got approval since July 2020 up till now no disbursement of funds.

Jbanky:
Will also like to know why they are deducting so much like that imagine my wife was approve 250k, 235k was giving to her, probably they've remove their interest upfront

The interest has already been deducted

Floxymana01:




I feel so terrible and devastated, I've been approved since November! And uptil now, no credit... What us happening

Maybe you should re your acct details via this link :

http://guarantorform2.azurewebsites.net/?status=loan_offer_aggrement&id=YOUR BVN

I think the whole thing has been changed to 12 months moratorium and 36 months tenor because when I accepted the offer it was 3 months moratorium and 12 months tenor but if I input my bvn now it has changed to the attached, what I don't understand is after the moratorium period are we going to pay for 36 months which is 3 years or the 3 yrs has included the moratorium period meaning the repayment will be 2 yrs? Any reasonable info would be appreciated

peeps4u:
You're right but I think it is reasonable to argue everyone is placed on a year moratorium. If not, those placed on 3 month moratorium whom have been paid since the inception of the disbursement ought to have started paying by now. It is well over 3 months.
Or has anyone been paying back by now?

Afamed:

The interest has already been deducted

They deducted only d interested for a year moratorium if u have 12 months moratorium. After that period u will start paying that 9% interest rate yearly.

hardeyeanc:
I think the whole thing has been changed to 12 months moratorium and 36 months tenor because when I accepted the offer it was 3 months moratorium and 12 months tenor but if I input my bvn now it has changed to the attached, what I don't understand is after the moratorium period are we going to pay for 36 months which is 3 years or the 3 yrs has included the moratorium period meaning the repayment will be 2 yrs? Any reasonable info would be appreciated

3 years tenure, 1 year moratorium means you won't start paying until after 1 year and you will have 2 years left to pay d loan. D interest of that 1 year moratorium has been deducted upfront. U will then pay 9% interest rate yearly for d remaining 2 years.

ADEBAZ95:


Maybe you should re your acct details via this link :

http://guarantorform2.azurewebsites.net/?status=loan_offer_aggrement&id=YOUR BVN

Thank you very much sir, but I have done this twice, but nothing uptil now,

Floxymana01:




Thank you very much sir, but I have done this twice, but nothing uptil now,

Try and go to their bank and find out what's wrong.

Thanks for the insight

fuwatayo:


3 years tenure, 1 year moratorium means you won't start paying until after 1 year and you will have 2 years left to pay d loan. D interest of that 1 year moratorium has been deducted upfront. U will then pay 9% interest rate yearly for d remaining 2 years.

Anybody see alert

100trillion:
Anybody see alert

Hmmmmmm

They should approve again na

ausproxi:
They should approve again na

l wonder ooo

like approval has been stopped, since this year no approval or is there any?

meetgaya:
like approval has been stopped, since this year no approval or is there any?

None o...ppl dey enquiry for fb, but no body don collect approval!

na alert me dey find sha, make them pay everybody o!

peeps4u:


Calm down, you will be paid.

BTW, why do you need this paltry amount of money when you have 100 trillion?

His 100trillion is in fixed . He has decided not to touch it for now

This long wait is frustrating, since Nov 27 kwa

Escodeb:
This long wait is frustrating, since Nov 27 kwa

Me too ooo, Novemver 27. They are not competent. If possible sef, I wan unaccept the loan, haba. 2 months for how much, if na 5 Milla now we fit say yes.

grrr:


Me too ooo, Novemver 27. They are not competent. If possible sef, I wan unaccept the loan, haba. 2 months for how much, if na 5 Milla now we fit say yes.

Abi if it's grant. I went to their office today, same story be patience they are working on it.