NewStats: 3,263,486 , 8,180,301 topics. Date: Friday, 06 June 2025 at 08:26 AM 1s2ef

emmanuelewumi:



Madam you are really doing well for yourself with all these dividends you have earned during this lockdown

Thank you sir!

abraolas1:


I just hope the rate increase.... Still looking at FGN bonds,Treasury Bills or Fixed Deposit(Whose rate is kind of Discouraging)... just need to move it away from this Savings that doesn't even yield me One naira since 3 months now given me the excuse of withdrawing more than 3 times

fix with us@ lapomfb. Good ROI.

emmanuelewumi:



N1 millon invested 20 years ago is now worth over N500 million now..

Check the profit history in the last 20 years from less than N1 billion to over N200 billion, the increase in the assets of the business in the last 20 years, increase in revenue from hundreds of millon to over one Trillion naira, number of lines from less than 1 million to over 60 million, introduction of data to initial revenue stream from voice

I wish we can turn back the hands of time.

is there anyone here that operates Invest Now (United Capital) Bond Funds or Balanced fund ?

just want to ask how it Operates and your Experience so far..

thanks

cc: Emmanuelewunmi

Barrytone:
Please sirs, also do us a favour in sharing shares that losses value over time. We need to understand that its not always winning in shares especially if you don't understand its working.

ALWAYS INVEST IN WHAT YOU UNDERSTAND

Seconded

Nnamz:

Sometimes I wonder if it is the same Nigeria I know you guys are talking about. You know the longest I've ever waited to be served in a bank here in Canada? 5 minutes or less. You know how many times I've lined up to withdraw money from an ATM? ZERO. Yes you read that right. Zero times that I sometimes wonder if I'm the only one that uses ATMs. I could from the comfort of my bedroom take a screenshot of a cheque and have the funds deposited in my bank , within seconds, without leaving my house. Abeg stop all these unnecessary hype about Nigeria. Fear God na

Bro queuing at ATM as in Nigeria does not negate the fact that the banking sector is advanced. It's just that the average Nigerian still prefers cash despite other alternatives provided. Also banks like Zenith are very time conscious in their dealings from my experience.As for the cheque deposit issue, we have something similar in Zenith iteller. the app and check it out. It's a zenith bank product.

Phyde:

I wish we can turn back the hands of time.

I wish we have the inner eyes to identify opportunities

Theconglomerate:
Same way he might consider that your balloon trip to be worthless and never spend that kind of money on it.
For a moment I thought you wanted to argue how impossible it is to blow 1000euros in a pub,like everyone goes to bars to drink corn juice(beer)
A single bottle of Louis treize by Remy Martin can easily blow that in a UK bar.

Arguing about it never even crossed my mind,kind sir. I always assume the best about everyone. You should try it.

Elders, please who knows about NAIJA RICE FARM PROJECT ?
I have been noticing their adverts on TVC almost every morning when watching YOUR VIEW program.
Below is the breakdown i saw checking their web page: https://greeneaglesagribiz.com

1 Land preparation ₦49,280
2 Certified seeds ₦6,000
3 Nursery formation ₦4,000
4 Transplanting ₦16,000
5 Fertilizers & crop protection ₦39,000
6 Irrigation ₦49,160
7 Farm labour ₦40,000
8 Harvest ₦36,000
9 istration ₦4,600
10 Consultants’ fees ₦12,000
11 Insurance (3.5%) ₦8,961
Total investment: ₦265,000
Return on Investment (40% ROI) ₦106,000
Every 6 months for 7 years after which the capital is exhausted.

emmanuelewumi:



I wish we have the inner eyes to identify opportunities

Very true, but also lots of insider abuse in the stock exchange are driving would be investors away.
When MTN was listed I think last year, I mandated a broker I constantly deal with to buy for me, behold my 5m was returned to me, he only buy for my Coy.
Also in those days when Oando did IPO, I experienced same fate, after holding my fund for almost a month, fund returned with msg oversubscribed.
Only yeye coy like Unic insurance, international brewery that constantly making loss, no dividend and Nig Breweries with poor dividend scalled true.
This made me completely lose interest in stock mkt

DigitalMallam:

Very true, but also lots of insider abuse in the stock exchange are driving would be investors away.
When MTN was listed I think last year, I mandated a broker I constantly deal with to buy for me, behold my 5m was returned to me, he only buy for my Coy.
Also in those days when Oando did IPO, I experienced same fate, after holding my fund for almost a month, fund returned with msg oversubscribed.
Only yeye coy like Unic insurance, international brewery that constantly making loss, no dividend and Nig Breweries with poor dividend scalled true.
This made me completely lose interest in stock mkt

The keyword is inner eyes to identify opportunities. It requires training, experience, knowledge, divine wisdom, discernment, intuition, and cautious optimism.

ukay2:


This is very nice.

How is it done Sir?

Thanks

You take a photo of the cheque (I know I earlier said screenshot. My mistake). You to your bank , select e-deposit, the picture of the cheque and you would have the money in your IMMEDIATELY.

emmanuelewumi:



I wish we have the inner eyes to identify opportunities

Read an article where Pascal Dozie said he asked some people to invest in MTN and they refused because they saw the inefficiency of NITEL. He says they are now regretting.

emmanuelewumi:



I wish we have the inner eyes to identify opportunities

I love this submission.

Please Sir, what stock can someone invest in this period.

My investment plan is:
1). Short term: N1M (I intend to be doing rollover with this. No job at the moment, and I hope this will be able to fetch a substantial amount for my monthly expenses.)

2). Long term: N500k (a dividend paying stock + capital appreciation)

kintus:


I love this submission.

Please Sir, what stock can someone invest in this period.

My investment plan is:
1). Short term: N1M (I intend to be doing rollover with this. No job at the moment, and I hope this will be able to fetch a substantial amount for my monthly expenses.)

2). Long term: N500k (a dividend paying stock + capital appreciation)

Kindly ask your questions on the right thread

what business does your company do, that could give an ROI that is better than what the Government is giving?

fineguy11:
fix with us@ lapomfb. Good ROI.

Wow... I have been following this thread for a long time now. In fact I'm addicted to this thread. I want to sincerely thank all contributors and financial gurus on this thread.

Before now I have this mentality of just accumulating wealth by saving into the bank without investing but now that has change.

I have 300k invested in Stanbic IBTC mutual funds(my first investment) since last year March. Now I have 200k lying idle in bank , any advise on what to do with it that will yield returns and my capital will be guaranteed?


Oga Ahib, Emmanuelewunmi, Theconglomerate, etc

habayommy:
Wow... I have been following this thread for a long time now. In fact I'm addicted to this thread. I want to sincerely thank all contributors and financial gurus on this thread.

Before now I have this mentality of just accumulating wealth by saving into the bank without investing but now that has change.

I have 300k invested in Stanbic IBTC mutual funds(my first investment) since last year March. Now I have 200k lying idle in bank , any advise on what to do with it that will yield returns and my capital will be guaranteed?


Oga Ahib, Emmanuelewunmi, Theconglomerate, etc

You can also invest in VGIF. it's a mutual fund in the fixed income category managed by investment one. Capital and interest of 8.5% Gurranteed. Check my signature for and link to open online

emmanuelewumi:




Kindly ask your questions on the right thread

Okay Sir. Thank you.

Doing that right away.

EGUNGUN be careful. i would advise you can leave the funds in ur banks offer 4.5%, the condition are u do not withdraw from the money more than 3 times. In summary ensure u understand Fully what u are investing into.

habayommy:
Wow... I have been following this thread for a long time now. In fact I'm addicted to this thread. I want to sincerely thank all contributors and financial gurus on this thread.

Before now I have this mentality of just accumulating wealth by saving into the bank without investing but now that has change.

I have 300k invested in Stanbic IBTC mutual funds(my first investment) since last year March. Now I have 200k lying idle in bank , any advise on what to do with it that will yield returns and my capital will be guaranteed?


Oga Ahib, Emmanuelewunmi, Theconglomerate, etc

Use it to buy cheap dollar if you can and put under your pillow, beware of the one million boys.

habayommy:
Now I have 200k lying idle in bank , any advise on what to do with it that will yield returns and my capital will be guaranteed?

Nnamz:

You take a photo of the cheque (I know I earlier said screenshot. My mistake). You to your bank , select e-deposit, the picture of the cheque and you would have the money in your IMMEDIATELY.

Waoo

This is very simple.

Nigeria banks can do it......if they are willing

Thanks

emmanuelewumi:



Has about 50 million units, dividend of about N250 million after withholding tax

PYO is a very smart investor

He has other good portfolios

emmanuelewumi:



I wish we have the inner eyes to identify opportunities

Sir, I need those inner eyes opportunities to invest in

Any one available now?

I intend buying MTN at sub N100 if I see it

Thanks

Godbpraised:
what business does your company do, that could give an ROI that is better than what the Government is giving?

Same thing every Bank do. We supply credit to small and medium scale Enterprises. Lapo is a household name when it comes to micro financing in Nigeria.

https://nairaland.unblockandhide.com/5870974/emefiele-accuses-nigerian-business-moguls

ukay2:


Waoo

This is very simple.

Nigeria banks can do it......if they are willing

Thanks

Can do it or have done it?

Abeg zenith iteller if you have an with them.

This has been around for several years.

https://www.youtube.com/watch?v=5pAjbKEdMPs

Barrytone:
Please sirs, also do us a favour in sharing shares that losses value over time. We need to understand that its not always winning in shares especially if you don't understand its working.

ALWAYS INVEST IN WHAT YOU UNDERSTAND

The statement in block letters is very true and I completely agree, but there is need for a paradigm shift. I feel we need to begin to expatiate all the investment quotes out there, which includes CASH IS KING, so that intending investors can have a clearer understanding of how things work.

Yes, invest in what you understand but be open-minded and seek knowledge of other investment vehicles. I know people that only understand fixed deposit as a viable form of ive investment/income. When you try to educate them about Treasury bills or Mutual Funds, they quickly respond with the usual statement, ''I ONLY INVEST IN WHAT I UNDERSTAND''. But we all know that understanding how T-bills and MMF work is not rocket science.

Are u protected by CBN/NDIC

fineguy11:
Same thing every Bank do. We supply credit to small and medium scale Enterprises. Lapo is a household name when it comes to micro financing in Nigeria.

u need to understand that[b][/b] the risk [/b]appetite of people differ. hence their decision to invent in what they understand.

seyisanya:
The statement in block letters is very true and I completely agree, but there is need for a paradigm shift. I feel we need to begin to expatiate all the investment quotes out there, which includes CASH IS KING, so that intending investors can have a clearer understanding of how things work.

Yes, [b]invest in what you understand but be open-minded and seek knowledge of other investment vehicles. I know people that only understand fixed deposit as a viable form of ive investment/income. When you try to educate them about Treasury bills or Mutual Funds, they quickly respond with the usual statement, ''I ONLY INVEST IN WHAT I UNDERSTAND''. But we all know that understanding how T-bills and MMF work is not rocket science.