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Treasury Bills In Nigeria - Investment (2306) - Nairaland 175g5d

Treasury Bills In Nigeria (5059888 Views)

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samzepaparazi: 6:12pm On May 10
Oladele2393:
Hi everyone, anyone with Dollar investment opportunity I can undertake from Nigeria that is secure?
Let's say I have $40k

Norrenberger offers 10% on usd investments
Oladele2393(m): 9:54pm On May 10
samzepaparazi:


Norrenberger offers 10% on usd investments
How safe is the platform
DigitalMallam: 9:25am On May 12
Interested felas only

2 Likes

Nakedman: 12:55pm On May 12
DigitalMallam:
Interested felas only

Is there anyone subscribing for the SUKUK from Stanbic ibtc? I have been trying to reach them
rukyboy(m): 2:45pm On May 12
Money market funds vs mutual funds.

Which is better pls?


I'm.a newbie

1 Like

Tolu2024(f): 5:42pm On May 12
rukyboy:
Money market funds vs mutual funds.

Which is better pls?


I'm.a newbie

From my little understanding
Mutual funds is part of MMF
Google it also
Tolu2024(f): 6:30pm On May 12
Just coming back from Ecobank and FBNQUEST to make inquiries about T Bill first:
Ecobank told me the rate is 16% for 365 days and 250 days only .
No 3 months or 6 months .
And the ecobank person told me I can’t use my Tbill to get Loan that I am giving the money to fed not them.
I am looking for options where I can get loan also .


I left there went to FBNQUEST in Port-Harcourt the fine sexy lady I met there told me they don’t do T Bills only MMF that the rate is 20% . But they will pay me quarterly which is for 3 month ,.

The lady told me they don’t give loan or I can not use it for loan too.


Wanted to invest 10m after calculating the interest it was about 450k for 3m month.


Just thinking about it . I was hoping they will pay the interest upfront like T bill.

Please house which investment option pay like T bill ?

Fun fact 🤩
I was already calculating the 20% for 3 months more than enough to pay my rent, dividend the 20% interest into 12 sound funny 😄.

I was hoping
vanvickie(m): 6:57pm On May 12
Tolu2024:
Just coming back from Ecobank and FBNQUEST to make inquiries about T Bill first:
Ecobank told me the rate is 16% for 365 days and 250 days only .
No 3 months or 6 months .
And the ecobank person told me I can’t use my Tbill to get Loan that I am giving the money to fed not them.
I am looking for options where I can get loan also .


I left there went to FBNQUEST in Port-Harcourt the fine sexy lady I met there told me they don’t do T Bills only MMF that the rate is 20% . But they will pay me quarterly which is for 3 month ,.

The lady told me they don’t give loan or I can not use it for loan too.


Wanted to invest 10m after calculating the interest it was about 450k for 3m month.


Just thinking about it . I was hoping they will pay the interest upfront like T bill.

Please house which investment option pay like T bill ?

Fun fact 🤩
I was already calculating the 20% for 3 months more than enough to pay my rent, dividend the 20% interest into 12 sound funny 😄.

I was hoping


If you want to get upfront, why not do tbills that's pays upfront.

You can go to stanbic ibtc or first bank (if you have an with them) . For about 360days, their rates should be around 19%+. The rate eco bank is giving you is too small.
freeman67: 7:31pm On May 12
rukyboy:
Money market funds vs mutual funds.

Which is better pls?


I'm.a newbie


Money Market Fund is a part of Mutual Funds.

Mutual funds encomes all of them, be it MMF, Equity Fund, Balanced Fund, Guaranteed Fund, Halal fund and those funds issued out by various Asset Managers.

3 Likes

freeman67: 7:40pm On May 12
Tolu2024:
Just coming back from Ecobank and FBNQUEST to make inquiries about T Bill first:
Ecobank told me the rate is 16% for 365 days and 250 days only .
No 3 months or 6 months .
And the ecobank person told me I can’t use my Tbill to get Loan that I am giving the money to fed not them.
I am looking for options where I can get loan also .


I left there went to FBNQUEST in Port-Harcourt the fine sexy lady I met there told me they don’t do T Bills only MMF that the rate is 20% . But they will pay me quarterly which is for 3 month ,.

The lady told me they don’t give loan or I can not use it for loan too.


Wanted to invest 10m after calculating the interest it was about 450k for 3m month.


Just thinking about it . I was hoping they will pay the interest upfront like T bill.

Please house which investment option pay like T bill ?

Fun fact 🤩
I was already calculating the 20% for 3 months more than enough to pay my rent, dividend the 20% interest into 12 sound funny 😄.

I was hoping


Even some Ponzi no go promise that lucrative interest for 3 months. Rates are calculated per annum as you were rightly told.

Another investment vehicle that could pay you interest upfront is but it's riskier than TB and they rarely issue 3 months, Most times they issue 182 and 270 Days and it's really not open to everyone except you have upto the required funds (Which you do) and most be aware to them.

I don know of any offer this week sha. All offer I knew about expired last week. FBNQUEST can direct you/guide you through their Merchant Bank/Capital if you ask and anyone is available with them.

1 Like

emmasoft(m): 7:47pm On May 12
Oladele2393:
How safe is the platform

Norrenberger is a SEC regulated firm.
It's safe. Chat me up if you need further clarifications.
Tolu2024(f): 8:49pm On May 12
vanvickie:



If you want to get upfront, why not do tbills that's pays upfront.

You can go to stanbic ibtc or first bank (if you have an with them) . For about 360days, their rates should be around 19%+. The rate eco bank is giving you is too small.

FBNQUEST is first bank , I guess I will try the stanbic ibtc
Tolu2024(f): 8:57pm On May 12
freeman67:



Even some Ponzi no go promise that lucrative interest for 3 months. Rates are calculated per annum as you were rightly told.

Another investment vehicle that could pay you interest upfront is but it's riskier than TB and they rarely issue 3 months, Most times they issue 182 and 270 Days and it's really not open to everyone except you have upto the required funds (Which you do) and most be aware to them.

I don know of any offer this week sha. All offer I knew about expired last week. FBNQUEST can direct you/guide you through their Merchant Bank/Capital if you ask and anyone is available with them.
Which one is ?
No offense
enque(f): 9:02pm On May 12
commercial papers - it's another type of investment offered by corporate orgs and its typically short term.

Tolu2024:

Which one is ?
No offense

1 Like

freeman67: 9:14pm On May 12
Tolu2024:

Which one is ?
No offense

Why will there be offence when we are all here to learn and better ourselves. @enque has answered you.

4 Likes

vanvickie(m): 10:54pm On May 12
Tolu2024:


FBNQUEST is first bank , I guess I will try the stanbic ibtc

While both of them belong to a parent company, they carry out different functions.

Go to any first bank branch and ask for tbills.

2 Likes

Tolu2024(f): 11:03pm On May 12
enque:
commercial papers - it's another type of investment offered by corporate orgs and its typically short term.


Thank you 🙏

Man really need to spend more about all this investment.
Is it risky ?

1 Like

Tolu2024(f): 11:04pm On May 12
vanvickie:


While both of them belong to a parent company, they carry out different functions.

Go to any first bank branch and ask for tbills.
I went to fbnquest today I will try again.
Jerrygotswagg(m): 11:12pm On May 12
Can we please open a thread for . I see it’s not much talked about and Stanbic ibtc is almost doing 22 percent p.a in .

4 Likes

Finename(m): 11:12pm On May 12
.
aieromon(m): 2:52am On May 13
Jerrygotswagg:
Can we please open a thread for . I see it’s not much talked about and Stanbic ibtc is almost doing 22 percent p.a in .

It already exists.
https://nairaland.unblockandhide.com/5010648/commercial-papers
chelseamann(m): 5:21am On May 13
Which bank currently have the best rate for Tb?

Must I have an with them before I can invest in TB??

1 Like

emmaodet: 6:47am On May 13
Tolu2024:
Just coming back from Ecobank and FBNQUEST to make inquiries about T Bill first:
Ecobank told me the rate is 16% for 365 days and 250 days only .
No 3 months or 6 months .
And the ecobank person told me I can’t use my Tbill to get Loan that I am giving the money to fed not them.
I am looking for options where I can get loan also .


I left there went to FBNQUEST in Port-Harcourt the fine sexy lady I met there told me they don’t do T Bills only MMF that the rate is 20% . But they will pay me quarterly which is for 3 month ,.

The lady told me they don’t give loan or I can not use it for loan too.


Wanted to invest 10m after calculating the interest it was about 450k for 3m month.


Just thinking about it . I was hoping they will pay the interest upfront like T bill.

Please house which investment option pay like T bill ?

Fun fact 🤩
I was already calculating the 20% for 3 months more than enough to pay my rent, dividend the 20% interest into 12 sound funny 😄.

I was hoping

To get loan with your mutual fund or MMF, you will have to use brokers like united capital.
They are the one am using and have gotten loan twice from them using my stock broking and mutual fund .
The one i got 2 weeks ago interest was 29% per annum.
The good thing about their loan is that you don't need any collateral aside your investment with them, you don't need a guarantor neither unlike traditional banks.
Another good thing is the mode of payment - it is bullet payment unlike traditional banks were you pay back the loan and interest on monthly basis. You only pay back their own after 6 months but if you can't, you can roll it over for another 6 months and keep doing that for like 3-5 years provided you are paying the 6 months interest. which is about 14.5% every 6 months pending when you clear the loan or worst case if you can't, instruct them to use your MMF to clear it.
And you also get the loan within 3 days. No , no calls, everything done online by your e-mail - form filling, signature etc

7 Likes

pafra(m): 8:17am On May 13
Nakedman:


Is there anyone subscribing for the SUKUK from Stanbic ibtc? I have been trying to reach them

I am interested in sukuk . How do I go about it and what is the percentage ?
Nakedman: 8:56am On May 13
pafra:


I am interested in sukuk . How do I go about it and what is the percentage ?


19.75% for 7years. your stockbroker for the the subscription form. Offer closes on the 20th.
DigitalMallam: 9:24am On May 13
I'm still struggling to see the financial gain in keeping my money in MMF that fluctuate between 19-22% or buying a sukuk @19.75%, then apply to get a loan at above 28%.

From my layman judgement, isn't it better to use my fund to solve the pressing need rather than keep it in MMF or bonds?

I would love to be enlightened on the benefits of taking the loan.

1 Like

enque(f): 10:50am On May 13
If you ask me, I'd say it's not a high risk investment

Tolu2024:


Thank you 🙏

Man really need to spend more about all this investment.
Is it risky ?

1 Like

Tolu2024(f): 4:45pm On May 13
emmaodet:


To get loan with your mutual fund or MMF, you will have to use brokers like united capital.
They are the one am using and have gotten loan twice from them using my stock broking and mutual fund .
The one i got 2 weeks ago interest was 29% per annum.
The good thing about their loan is that you don't need any collateral aside your investment with them, you don't need a guarantor neither unlike traditional banks.
Another good thing is the mode of payment - it is bullet payment unlike traditional banks were you pay back the loan and interest on monthly basis. You only pay back their own after 6 months but if you can't, you can roll it over for another 6 months and keep doing that for like 3-5 years provided you are paying the 6 months interest. which is about 14.5% every 6 months pending when you clear the loan or worst case if you can't, instruct them to use your MMF to clear it.
And you also get the loan within 3 days. No , no calls, everything done online by your e-mail - form filling, signature etc
How can I reach you I will like to know more about it please .

I will prefer to look for the office in Port-Harcourt.

1 Like

emmaodet: 6:37pm On May 13
DigitalMallam:
I'm still struggling to see the financial gain in keeping my money in MMF that fluctuate between 19-22% or buying a sukuk @19.75%, then apply to get a loan at above 28%.

From my layman judgement, isn't it better to use my fund to solve the pressing need rather than keep it in MMF or bonds?

I would love to be enlightened on the benefits of taking the loan.

If you solve the pressing need, the money is gone forever but if you invest it and use it to get a loan, it is still your money.
Let's assume you have 10m and buy a car of 5m, you will be left with 5m.
But if you put the 10m in MF and get a loan of 5m, you will buy the car while still getting roughly 2m per year from your investment.
In roughly 4/5 years, you will pay back the loan while still keeping the car and your invested money

7 Likes 2 Shares

emmaodet: 6:38pm On May 13
Tolu2024:

How can I reach you I will like to know more about it please .

I will prefer to look for the office in Port-Harcourt.

Have replied your mail
gare2510(m): 6:42pm On May 13
ARM

Plus10:

Which investment house/bank is this please, they seem prompt in their dealings, cannot when my bank sent me auction rates.
Tolu2024(f): 10:44pm On May 13
emmaodet:


Have replied your mail

Yes

Reply)

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