NewStats: 3,261,888 , 8,175,464 topics. Date: Friday, 30 May 2025 at 10:06 PM 5ks2b

Gerrard59:

Who are the black professionals (second generation) that you know are based in Belgium? Those who work good jobs in top companies?

None that I can say, but what of someone use it as a transit spot to a better country. And what can you say about the likes of Netherlands, Czech Republic and Poland. Are they any better?

OChimex:


Lol. It's easy. The guy was right. If you move to America or Europe, don't waste your time, learn a high in demand skill ASAP.
My experience. Moved to US, learnt a skill HVAC, my second year in America, just my second year, I grossed over $100k..... this year, I am aiming at $150k to $200k
Not capping, or bragging. But it's doable.
The truth is, if you are a cat, don't think you will come to Western world and turn into a lion.
But if you are a lion in nigeria, Western world will bring out the beast in you, making you that king of the jungle.
See attached see wetin HVAC techs dey earn, na Indeed ooo

How does one become hvac tech and get job with no experience. I would appreciate a reply for my cuz who just landed on assylum. I heard training and apprenticeship is expensive though

Henix:
It's not easy anywhere

fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09
Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing

Why are you spending £54 on phone bill?
You can get unlimited calls and texts and internet on Three for £20. What happens to Lebara?

And if you want a phone plan, you can get an iPhone from £12 monthly

In all this jargon, no forget where he say na 500 pounds he dey save monthly

CXLVII:


Bills will make you forget all those things. You probably will be impressed and feel you living the life in the first month.

As time goes by, reality will start hitting you deep IF you failed to plan and have little to nothing to sell out.

whatever reality here is far better than any reality back home especially for the common man...

NiceLegs:
Dont discourage anybody.

Japa if u have the means.

It is still better than living in Nigeria.

no mind the olodo. He say he dey save 500 pounds monthly and still get nothing to yarn okpata

Virginkpekus:
Why don't you come back home na

no mind am

oluxy:


Dele, please, try to SAVE 50m Nigeria value and relocate back to Nigeria to start something then I will believe that, you are not there fore the easy life with full comfort.

Not everyone in abroad have friends that they send money to. So please save up 50m Nigeria value and relocate pls.

best comment ever . The same guy say he dey save 500 pounds monthly o. These people can be very annoying

Quality of life in UK is poorer than nigeria! Pls OP, is this a joke!

fullclub:


That better quality of life is lame bro. I had a better quality of life while in Nigeria. Here u have to stress standing long hours working with ur feet wanting to pull off.

No party, its work home sleep work home sleep no outdoor cos of the massive cold we aren't used to

Although the children goes to good schools that's a compensation as they quickly learn their ascent

Is this single room the same as shared apartment?

Gerald45411:
I currently leave in and I pay 600 euro for my single room with my kitchen and private toilet. The rent includes ...

Water
WiFi
Electricity
Cooking Electric Machine
Garbage bill.

Working full time, you can take 2200 or higher after tax and medical insurance. My transportation ticket of 49 euro monthly is paid by my company.
If after rent, feeding and family you could save 1000 euro , I believe you are good.
If you still want more, you have to work more hours. More people get far more than that here it depend on ur skull and working hours.

Atk1nson:


Not telling you to japa or not to japa, but sample well.

Dont use a guy who is comfortably doing minimum wage job, has no driving license and no clear plan of how he intends to climb the ladder as your case study.

Even with his minimum wage job he manages to send money to people in Nigeria and still has savings from his salary and his wife's pay

People like the Op I try my utmost best to avoid in real life.

Always complaining, ungrateful, not living according to their means, not being open-minded and seeking opportunities.

They are just bad energy to be honest.

You will have the money, but no quality of life!

shereef19:
I will have 30mike n I will still wanna japa


Am i mad?


Just imagine that u buy 10 korope then rent a shop at a bustop where the korope must


Oooo my God God punish japa


Or buy red oil from SW or SE to d north and when u r coming back buy Cows or beans in boku


Na inside shit money de for Naija but everybody want white kola job meanwhile na shit work they wanna go do for dt japa

So which country you dey?

Eniolohunda:
The comment section is always getting filled up quickly Whenever it's Japa topic. Thank God person no read this kind scary epistle when planning to jet out of that country, because na this kind they scare people 😳, but at thesame time it helps us to rethink and research about the countries before making final decision on where to settle.

Makamatic:


U know wetin be block for so ?

ordinary 12k

I'm thinking of Slovakia,can some please give me a honest review of the country,please.

tensazangetsu20:


Loser 😂😂😂😛😛😛

me a looser?? Lol, u don't know what looser mean.


Guy I am comfortable more than you and I can show workings for it.


Show ur employment letter wey Chile govt take employ you for their central bank

OlawaleBammie:
what is stopping you from taking a loan and jakpa?

I love practicals, bro. Give me the #30m loan.

With #30 million in my bank , I can comfortably earn $3,500–$4,500 monthly here in Nigeria 🇳🇬—enough to my family and invest in assets. No need to exhaust myself in Britain 🇬🇧 chasing a so-called better lifestyle.

borie4u:

Dey whine. My former course mate was assistant branch manager in a very big bank in Nigeria starting with G. He already had a masters before doing another one in the UK. He was the first to carework while I was doing factory work as a student. Baba still dey nhs dey do . His yearly pay in Nigeria is not up to what he makes in two weeks

If he was truly an assistant branch manager, then he's mad for relocating to the UK to work in care. The talk about his yearly earnings are baseless since his expenses are in pounds. He earns in pounds and spends in pounds. His STANDARD OF LIVING was way higher in Nigeria as an ASSISTANT BRANCH MANAGER not as a CARE WORKER.

Adonisty:

None that I can say, but what of someone use it as a transit spot to a better country. And what can you say about the likes of Netherlands, Czech Republic and Poland. Are they any better?

You will likely not get a visa to those Eastern European countries due to their tight immigration policies. Check their Nairaland threads for more details.

Netherlands is good provided you have the right skills needed by the economy and you learn Dutch. As a Black African, Belgium sounds like Kogi to me anytime I come across the name.

Sincerely,japa chances life.
See the guy's earning and savings,despite not being a very GOOD professional job. He saves £500 per month,which is average #1m.....a year is #12m....
How many of us can do that in. Nigeria?

phabulous88:


Why are you spending £54 on phone bill?
You can get unlimited calls and texts and internet on Three for £20. What happens to Lebara?

And if you want a phone plan, you can get an iPhone from £12 monthly

focus on other stuff.

Three are they network? Network that are based on location. That are offline in almost all location. I have tried several network. The cheap oned are crap.


Infact i currently have a case with one of this cheap network. Disconnect me they said no. Give me data and they are like Glo. I was meant to be paying 20 pounds every month by debt recovery and this hammered on my credit score. I am paying for what i didn't use all on name of contract

fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09
Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing

I'd that £700 for two bed or one??

olaolaking:
That's not true. My own blood sister was a manager in first bank before she japa to Canada. Why did she japa? Because she see that as an achievement. She had everything here already but as per nag japa dry reign now. Her saving grace is that her husband has plenty businesses and investments that are flourishing here. People are just brainwashed!

She's lucky and the man is luckier his businesses are still present and flourishing.

If she went via Express Entry, it makes sense. But as a self sponsored student to universities with funny looking names? Terrible investment!

yad2eidi:
best comment ever . The same guy say he dey save 500 pounds monthly o. These people can be very annoying

There are people that hardly save that.. Ask those in London. But its all process and hopeful for the better.

Note for those who don't have children. Newly married couples they could save 2000 pounds every month as one partner salary is used to cover all expenses while the other is saved.


I just gave u the life of a married man

yad2eidi:
In all this jargon, no forget where he say na 500 pounds he dey save monthly

No forget where he said he pays 1k pounds for each person per year for health insurance

I know it's not easy but it's far better than Nigeria ìn of prospect for career and one's children education. Find side hustle or do 2; shifts if your health can withstand it. Betterstill You can come to Nigeria and experience promax shege🤣🤣🤣🤣

OChimex:


Lol. It's easy. The guy was right. If you move to America or Europe, don't waste your time, learn a high in demand skill ASAP.
My experience. Moved to US, learnt a skill HVAC, my second year in America, just my second year, I grossed over $100k..... this year, I am aiming at $150k to $200k
Not capping, or bragging. But it's doable.
The truth is, if you are a cat, don't think you will come to Western world and turn into a lion.
But if you are a lion in nigeria, Western world will bring out the beast in you, making you that king of the jungle.
See attached see wetin HVAC techs dey earn, na Indeed ooo

Yes bro thanks.

I have heard about this. They earn madly.

How long did it take u to learn it. Any experience from Nigeria?

jedisco:


You have a mindset of mediocrity. No offence.

I have seen people who failed the driving test multiple times and those who ed on first attempt (even without driving in Nigeria). Taking away exceptions, the overriding difference between both groups was their mindset. Those who approached the exam believing it to be hard kept failing. Those who saw the simplicity in it ed.

Any route you'd take on your test date would be one you have driven multiplen times with your instructor. There is no catch, you know what they'd ask, answer and go. Its so easy an exam but folks approach it believing they've failed even before taking it and have anxiety wreck them.

BTW, I ed both the theory and practical on first attempt. Its an easy test

Why are u guys always throwing insults.

The guy replied me as if u can just pick up a car and drive or walk into a driving licence office and pick it.


Am trying to make him understand that its not all that it takes an average of 4 to 5 months to sit for practical test and statistics says over 45% have ed rate....

Does that says am idle. I have a provisional and have ed theory teste and am waiting for practical.

All u have to do is to wait... The wait period u have no power over it.

Stop personal attacks and face reality on him ground. If i had said negative things about Nigeria u wont attack

fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09
Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing

If life is tough for you over there, come back home.
Stop trying to discourage others from escaping from what you escaped.
I don't know why you people are like this. Mtcheww!

43Ronin:

The problem is that the people that make these post are on student visa with limited work hours. They have neither gotten papers for unltd work nor stayed long enough to understand how it works. But rather than focus on their hustle, they litter the internet with their inadequate info. If nigerians on unltd/work visa/PR/citizens post pay cheque for you, you will know you are wasting away your youth in nigeria honestly. The day I travelled to go see my bro in yankee and analyzed his pay cheque was the day I quit my banking job. It was not easy initially but with time e go balance. What is 30 million naira? Guys are saving at least $2k per month from one job (no side hustle included oo)

We are through with school and on full work Visa.

I don't know anything about America am not there. I only gave u analysis of United Kingdom.


For u to save 2k pounds per month u should be earning at least 4500 pounds monthly so at the end of the day you should take home after tax 3400 and remove 2000 as savings then take 1400 to settle ur monthly bills.

Foru to earn this much. I think u should be in civil service and some years of experience to climb the ladder or u should have an in demand skills like in construction, surgeon etc or a top managerial position