NewStats: 3,259,696 , 8,170,698 topics. Date: Sunday, 25 May 2025 at 07:11 PM 3t5k2l

You just said my mind.. what irresponsible write-up.. no head,no tail.. what to make out of it,is anyone's guess..

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

😂

nlfpmod:
Bizzle Osikoya, Co-Founder The Plug Global, has cried out:



https://x.com/bizzleosikoya/status/1880699982535127153?t=6GidwBVZg-23B1ZgpTy4ow&s=19

Report the criminals to the us embassy, Canadian embassy and UK home office let them deport the criminals.

kunle75:


Meaning Naija people for obodo oyinbo came home to party last December. Went back to their base after using their debit or credit for purchases in naija and now instructing their banks in US and Canada, UK to dispute the transactions like its a fraudulent activity on their which is not.
Just another fraudulent way of buying things and not wanting to pay.

They may not even be disputing those transactions as outright fraud, but challenged the totality of billed quantity / amounts.

Nigerians will always be Nigerians. Most of us are dangerous.

200 million mumu! Praise Master Jesus!
He's coming back again! My Lord is coming back again...

Here are the most religious people on the earth. Dem no they use church/mosque to play. I want to talk to you about my Jesus.

God bless our Hypocrisy!

God bless Hypocrites!

God bless 200 million mumus!

One day sha, Nigeria will wake up.

Praise the Rod, sumbodi!

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

In the US and UK you can dispute a debit on your and the bank will refund you. You can claim that your card was stolen or hacked and you were not the one who initiated the transaction. However, trust Nigerians to abuse the process and spend money themselves then try to claim it back.

JAWBONE:
So the money will be automatically refunded after initiating dispute or what?

Will the payment company not do some investigation at least into the dispute?

Nope o ti lo
Chop free
Sleep free
Bleep free
The detty business people
Even their business pages will be removed
Reverse policy

Just make sure you have cameras at your checkout points and make sure it captures every customer’s face as they spend like fools. In this case all you need to do is send the bank a picture of the idiot spending the bank’s money . Boom! End of story.

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

/
Do they accept US/UK/Canada credit or debit card transactions in Nigeria?

If yes, then the people did some transactions in Nigeria, returned to their bases and filed claims to dispute the charges (usually claim of fraud or scam). They will be fully reimbursed.

Solution: Accept cash or payments from local banks only.

/

Lithiumite:
Some were done with stolen cards!!

That's a possibility, but when a card is reported lost or stolen, it automatically gets blocked so that even if the owner of the card later finds the lost card they will not be able to use it

Why are we like this?

BoldBrainz:


Nigerians who visited home from abroad have returned to their various countries and some of them are dubiously initiating transaction disputes with their banks, seeking bank reversals of monies they spent while flexing detty December.

In other words, they're claiming they didn't authorize those expenses while in Nigeria and they want the banks to reverse them.

A classic example of wanting to have your cake after eating it.

thesicilian:

I may be wrong, but I think the issue can be likened to going into a bar and asking barman to serve everybody "drinks on you" and then when they bring you the bill you start questioning what did you buy or why's the bill so high!

Is like carrying ashawo for blue light
Day break
U see the rubbish in ur bed and to make it worse
She charge u high 😂😂😂😂

Goshiii:

That's a possibility, but when a card is reported lost or stolen, it automatically gets blocked so that even if the owner of the card later finds the lost card they will not be able to use it

That's only useful if the funds haven't been wiped already.... It's very common in the UK where many don't turn in lost but found cards until the card gets blocked....

This is where Nigerian Government needs to stand up especially the CBN.
As a business which has customers worldwide but Nigerian based, once this disputes comes, they just notify u and your payment provider pays them without even your input. Ask s using paystack. What then happens is that your payment provider now debits ur balance to cover for the repayment. Its not usually fair.. just satisfying the foreign banks. Usually to avoid legal issues with them..
Also, if you noticed this transaction is through stripe.. and stripe doesn't allow Nigerian ed businesses.. so that stripe is definitely illegally obtained.. or maybe the business was ed outside Nigeria.
But this charging back thing. Is an issue!

God bless those of you that took time to make people like me understand

Xanderone:
As in? 690 usd? We're they dissatisfied with the services they got? Or did they ask for services that weren't delivered?

Could it be that some Nigerians in diaspora now want to play on Nigerian businesses the game that the law in the US and UK where they reside will never allow them to play on businesses there?

They are not Nigerians, only one Nigerian. They are foreigners that came to do dirty December. He said Ghanaians, even Canadians dey there?

Lance008:

I no understand
please can someone explain better

Some Nigerians that came to detty December used their credit or debit cards, but once they arrived back in the US or Canada, they call tier banks and claim that the transaction is fraud or that the amount is incorrect.
You can initiate a dispute on any transactions claiming that it wasn't you, which means it's fraudulent, or that it was you but the amount us incorrect. The bank can reverse the transaction.
Like I have said many times over, Nigerians have fraud running in their brain and blood.

Some might be right too, some Nigerians that own these bars and clubs will also try to take advantage by over charging customers because they know that they are drunk and not paying attention.
So we don't know who is lying.

The Nigerian club owners and customers both have fraud deep in their DNA regardless of where they live in thr world.

CommonSense1967:

Some Nigerians that came to detty December used their credit or debit cards, but once they arrived back in the US or Canada, they call tier banks and claim that the transaction is fraud or that the amount is incorrect.
You can initiate a dispute on any transactions claiming that it wasn't you, which means it's fraudulent, or that it was you but the amount us incorrect. The bank can reverse the transaction.
Like I have said many times over, Nigerians have fraud running in their brain and blood.

Now I understand
So bad of them

Why would you leave abroad come 9ja, flex and party doing detty december upndown, return abroad and lie to your banks abroad that your card was hacked in Nigeria and the banks initiating disputes with the businesses where you spent the money by yourself. Na by force todo detty december?

The CC fraudsters & dipo abiodun wannabes wey full UK & Canada strike again. Fraud & Jaiye is the only thing the youths from that region know how to do

Lance008:

I no understand
please can someone explain better

So people from UK....america come to nigeria for detty december and spend their cash with their atms(Visa or mastercard and others)....now xmas is over and they have all gone back to base...Some of them have now gone to their banks to claim that some of charges they didn't spend it or recognize it...Banks would take the information to the Visa/master card... when you buy anything from any business they use middle men called Stripe to help them collect the payment .

Now stripe is asking the business they collected funds to that this payments are genuine and are correct...if the business cannot prove it ...they will lose the money plus things already bought

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

So people from UK....america come to nigeria for detty december and spend their cash with their atms(Visa or mastercard and others)....now xmas is over and they have all gone back to base...Some of them have now gone to their banks to claim that some of charges they didn't spend it or recognize it...Banks would take the information to the Visa/master card... when you buy anything from any business they use middle men called Stripe to help them collect the payment .

Now stripe is asking the business they collected funds to that this payments are genuine and are correct...if the business cannot prove it ...they will lose the money plus things already bought

735i:
Many Nigerian businesses are fraudulent. Two of my friends found out when they got to the Airbnb that they booked.... that their agents made multiple bookings.
So they had to stay at mine before they sorted out an alternative.
And guess what, the agents who are Nigerians, switched off their mobile phones.

Did they book through the airbnb app? They can get their money back as long they have evidence

but this is bad now... this is clearly fraud... chargeback on credit card...

I don't know what is dispute but that's how Opay deducted #10k last week from my ..

JAWBONE:
So the money will be automatically refunded after initiating dispute or what?

Will the payment company not do some investigation at least into the dispute?

The banks tend to tilt towards the customers side as that is who keeps them in business. Do supplier must have enough evidence to counter the customers charge-back claim

Blitzking:

Report the criminals to the us embassy, Canadian embassy and UK home office let them deport the criminals.

OP take this advice

If you have cameras in the places they spent money,in clubs for example, show it as proof

RealityKings1:


OP take this advice

Na them go call you and beg to pay double.

Believeintruth:


Definitely they maxed out their credit card in Nigeria. They took advantage of T+1 payment cycle due to the fact that the merchant/acquirer is in a country different from the cardholder bank. In layman's if you are doing an overseas transaction normally with a Nigerian USD card, the debit is not taken immediately from your , but because Nigerian banks understand Nigerian consumer behavior they remove the funds and warehouse them in either uncleared effects or they place a lien on that amount, so that you cannot touch it again, then they debit it once settlement is achieved. But it is not so for foreign cards used outside their country of domicilliation. The funds still remain there until settlement, then it is debited. So these guys understand the game So these guys are criminals and they now maxed out their credit card here and now initiate dispute and cash back once they get back to their base in the diaspora.

kingsceemark:
What type of nonsense news is this? Ayam not understanding

[color=#006600][/color]

In my view, it seems they made payment with credit card instead of cash.i.e pending transaction, one claimed s/he has been debited, the other is yet to be credited!