NewStats: 3,261,682 , 8,174,768 topics. Date: Friday, 30 May 2025 at 06:22 AM 2ag3f

Hello sir Obinnau

Happy birthday sir. I wish you long life and prosperity

Please which of the s is my uncle supposed to make deposit to

Please advise

MelaninGemstone:
Hello sir Obinnau

Happy birthday sir. I wish you long life and prosperity

Please which of the s is my uncle supposed to make deposit to

Please advise

Thak you for the wishes.

Since the interest is Money market mutual fund (100% in Money Market instruments such as Treasury bills, commercial papers),

He should initiate a deposit to the first UBA details titled UBA Nom First Trustees Stanbic IBTC
Money Market Fund (the first )

MelaninGemstone:
Hello sir, please which of these s should my uncle pay to

He has successfully signed up and they sent this in the email with his e- number

The first details on the list. ie UBA Nom First Trustees Stanbic IBTC
Money Market Fund

petomas:
Good morning, I hav[color=#000099][/color]e a zero idea and interested in starting MMF. Please can you guide me through?
Thank in advance

Oga Emmasoft is our guider here.

Good evening, I subscribe immediately after my registration, but till now have not gotten , am waiting patiently till tomorrow

kemshade:
Good evening, I subscribe immediately after my registration, but till now have not gotten , am waiting patiently till tomorrow

Don't worry you will get your .
I hope you wrote your e- number as narration when you did the transfer.

MelaninGemstone:
Hello sir Obinnau

Happy birthday sir. I wish you long life and prosperity

Please which of the s is my uncle supposed to make deposit to

Please advise

The first one... to use his e- number as narration when making the transfer

emmasoft:


Don't worry you will get your .
I hope you wrote your e- number as narration when you did the transfer.

I did not get e .

Immediately I ed, I saw on the screen Invest now , I clicked and input a sum of money

MelaninGemstone:
thank you, I will surely use your link

Please hope this investment is safe and this old man won’t lose his money
Hope transferring such amount of money to Stanbic IBTC mutual fund is safe

Please sorry for all the questions, I promised to help him gather all required info. And the man is so skeptical. He doesn’t want to lose his money, he will rather just buy a house as he feels the property will appreciate over the years

To avoid stories that touch, no one should use all the money they have for investments.

Your uncle should use like 10 to 20 percent of that 250M to do it.

He shouldn't toy with his life savings oh.

Greed no good. Between 25M to 50M is okay.

Many have lost all from billions to poverty due to greed and putting everything they have into business investment

kemshade:

I did not get e .

Immediately I ed, I saw on the screen Invest now , I clicked and input a sum of money

It is well with your funds

dalass:


It is well with your funds

Lols, I was sent a receipt from stanbic intc

dalass:


To avoid stories that touch, no one should use all the money they have for investments.

Your uncle should use like 10 to 20 percent of that 250M to do it.

He shouldn't toy with his life savings oh.

Greed no good. Between 25M to 50M is okay.

Many have lost all from billions to poverty due to greed and putting everything they have into business investment

He is losing anything. MMF is like high class fixed deposit. Some organisations have billions in it.

dalass:


It is well with your funds

Swears

Polchiz:

He is losing anything. MMF is like high class fixed deposit. Some organisations have billions in it.

Click on the link and if you care to view the fund analysis, it is written there that it has a high risk.

Nothing is totally risk-free. There is always an element of the risk of losing money. No business is fail proof. Dey no be God

kemshade:


Lols, I was sent a receipt from stanbic intc

That's great

kemshade:

I did not get e .

Immediately I ed, I saw on the screen Invest now, I clicked and input a sum of money

You didn't follow the right and easy process. You will need to hold on because they must first sort your e- out since that is your Stanbic identity. What you just did is like a case of depositing money in a bank you intend to open an with. Your money will be floating.

You know we have tried as much as possible to guide folks here. We should try and follow what we are posting and ask questions. I usually give my s not for any other reason it's just to guide newbies who may need proper guidance.

You will need to call customer care 0 2 0 1 2 8 0 5 5 9 5 and tell them what transpired.

Please note that your money is not lost. It will be sorted and traced to you when your e- is settled. Your calling will only fast-track the sorting.

Let's be well-guided. No matter how much we are educated and can use our gadgets, there is always a need to ask professionals what we are trying to venture into.

It's well.

emmasoft:


You didn't follow the right and easy process. You will need to hold on because they must first sort your e- out since that is your Stanbic identity. What you just did is like a case of depositing money in a bank you intend to open an with. Your money will be floating.

You know we have tried as much as possible to guide folks here. We should try and follow what we are posting and ask questions. I usually give my s not for any other reason it's just to guide newbies who may need proper guidance.

You will need to call customer care 0 2 0 1 2 8 0 5 5 9 5 and tell them what transpired.

Please note that your money is not lost. It will be sorted and traced to you when your e- is settled. Your calling will only fast-track the sorting.

Let's be well-guided. No matter how much we are educated and can use our gadgets, there is always a need to ask professionals what we are trying to venture into.

It's well.

Ok, thanks

Where Can I Find Reliable Investors or Investment Firms to Finance Agro Commodity Supply Contracts?

I'm seeking investors or investment firms with a focus on agricultural finance to my agro commodity supply contracts. Any leads or connections would be greatly appreciated.

dalass:


Click on the link and if you care to view the fund analysis, it is written there that it has a high risk.

Nothing is totally risk-free. There is always an element of the risk of losing money. No business is fail proof. Dey no be God

High risk in MMF or you mean other mutual funds?
Even our life is not guaranteed. We can die anytime but should we stop living?

Of course, it is advisable that he spreads his investment. However, that business too has a lot of risks.

For me, you can only lose your money if Nigeria stops existing.

noony926:
Where Can I Find Reliable Investors or Investment Firms to Finance Agro Commodity Supply Contracts?

I'm seeking investors or investment firms with a focus on agricultural finance to my agro commodity supply contracts. Any leads or connections would be greatly appreciated.

I think you should your bank with a proposal in that regard. If it is viable/feasible they will want to invest. A merchant bank can also come handy here. In all be prepared to demonstrate how the money will come back if given.

dalass:


To avoid stories that touch, no one should use all the money they have for investments.

Your uncle should use like 10 to 20 percent of that 250M to do it.

He shouldn't toy with his life savings oh.

Greed no good. Between 25M to 50M is okay.

Many have lost all from billions to poverty due to greed and putting everything they have into business investment

What would you have wanted the uncle to do?


No doubt it's good to diversify as it engenders risks management in a way. At least some of amount invested in perceived risky areas like stock markets and equity fund may bring more returns and probably other amount invest in fixed income and MMF could be shock absorber too.

But going fully for MMF should tell you that he a risk aversed person whose main objective is the return of his investment rather than the returns on his investment. Which is absolutely fine and the least risky thing to. So there is nothing to be afraid of there.

Make uncle no go hustle for America finish then one idiot go come up in the name of investment come swindle him life savings. E go bad. So MMF is very ok. Maybe he can be to use his quarterly interest on MMF to start try out other viable investments when it's due.

freeman67:


I think you should your bank with a proposal in that regard. If it is viable/feasible they will want to invest. A merchant bank can also come handy here. In all be prepared to demonstrate how the money will come back if given.

Thank you, I am in process of doing that. My Proposal is ready but I thought making a wider search could give me options.

Polchiz:

High risk in MMF or you mean other mutual funds?
Even our life is not guaranteed. We can die anytime but should we stop living?

Of course, it is advisable that he spreads his investment. However, that business too has a lot of risks.

For me, you can only lose your money if Nigeria stops existing.

Well said 👍

LEARN TO EARN

Click the third link on my signature to begin.

kemshade:


Ok, thanks

Have called the customer care, i was told I will get the e by tomorrow

Have your heard of GDL house moni? It's a rent to own solution. You can own your home in 3^1/2 years. me for more information

kemshade:


Have called the customer care, i was told I will get the e by tomorrow

It's okay. Going forward, you have to always write your e- number as narration when you do a top up.

emmasoft:


Good morning Boss.

Yes, there is a Norrenberger Dollar fund I can recommend for you.

currently, the rate is 10.67%. All transactions both capital and returns are in dollars.
Complete the attached form to .
Chat with me if you need more clarification. My number is on my signature

Could you please comment on the Ghana debt restructuring and Eurobond defaults. What does this even mean for individual investors like you and I? I hope Nigeria will not suffer a similar fate in the near future? Your thoughts

Gvstavo:


Could you please comment on the Ghana debt restructuring and Eurobond defaults. What does this even mean for individual investors like you and I? I hope Nigeria will not suffer a similar fate in the near future? Your thoughts

Hello Gustavo.
See below explanation -
Ghana's recent debt restructuring and Eurobond default have significant implications for individual investors holding these bonds. Here are some key points to consider:

1. **Haircut on Investments**: Investors are expected to take a nominal haircut of 37% on their Eurobond holdings². This means that the value of their investments will be reduced by this percentage.

2. **Interest Rate Changes**: The restructuring offers two payment instruments with different interest rates: one with an initial 5% interest rate and another with a 1.5% interest rate². Investors will need to choose between these options based on their risk tolerance and financial goals.

3. **Debt Relief and Economic Recovery**: The restructuring aims to provide significant cash flow and debt stock relief to Ghana's economic recovery¹. This could potentially stabilize the country's economy in the long run, which might positively impact the value of the restructured bonds.

4. **IMF Program**: The restructuring is part of a broader IMF-financed program aimed at bolstering Ghana's macroeconomic stability¹. This program includes measures to improve fiscal responsibility and investor confidence, which could benefit bondholders in the long term.

5. **Risk and Uncertainty**: Despite these measures, there is still inherent risk and uncertainty. The success of the restructuring depends on Ghana's ability to implement sustainable economic policies and maintain fiscal discipline¹.

For individual investors, it's crucial to carefully review the of the restructuring and consider consulting with a financial advisor to understand the potential risks and benefits.

Let’s break it down with a $10,000 bond investment:

Haircut on Investment:
If there’s a 37% haircut, the value of your $10,000 bond would be reduced by 37%.
Calculation: $10,000 * 0.37 = $3,700.
New bond value: $10,000 - $3,700 = $6,300.
Interest Rate Changes:
Suppose you choose the option with an initial 5% interest rate.
Annual interest earned: $6,300 * 0.05 = $315.
Alternatively, if you choose the option with a 1.5% interest rate:

Annual interest earned: $6,300 * 0.015 = $94.50.
Long-term Considerations:
The restructuring aims to stabilize Ghana’s economy, which could potentially improve the bond’s value over time.
However, there’s still risk and uncertainty, so it’s important to monitor the situation and consider consulting with a financial advisor.

Obinnau:


Thak you for the wishes.

Since the interest is Money market mutual fund (100% in Money Market instruments such as Treasury bills, commercial papers),

He should initiate a deposit to the first UBA details titled UBA Nom First Trustees Stanbic IBTC
Money Market Fund (the first )

Hello sir, my uncle transferred some money to the around 5PM yesterday. How long will it be posted ? Will he have to call them ? Or it’s automatically done

He sure put his e- number on the Narration/Remarks/Reference

Hello sir Emmasoft, my uncle transferred some money to the around 5PM yesterday. How long will it be posted ? Will he have to call them ? Or it’s automatically done

He sure put his e- number on the Narration/Remarks/Reference