NewStats: 3,264,960 , 8,185,216 topics. Date: Thursday, 12 June 2025 at 11:46 PM 184p3m

I like Opay o but I was surprised to see Monipoint POS all over Nigeria

Hotice085:
Seun Osewa just see the nonsense that makes headline
You will even damage your credibility and advert patronage from both companies

He is trying to make business move and also educate and encourage others in the process.

Moniepoint has reversal issues.

I switched to Opay

TruthsFM:
good, please can you share some experience about it

moniepoint you need to meet up daily target of about 25k or so

Googledotcom:
Go for Smartcash POS, it's more durable with lower charges.

You can get it at any Airtel office near you.

smart cash wey airtel get power to deduct funds at will?

Hotice085:


I no blame you but Seun Osewa and the mods

you no wan quit drugs this year?
You don dey mad small small o

folake4u:


Hi.

Lol. I don't think this is a nonsense thread. It is actually a good one because of business oriented people.

Last year, my father needed enquiries on both POS terminals and we were confused on which to get. He eventually got the Monie point and Opay terminals but so far, Monie point was KING and people preferred it to the Opay own.

We should encourage these kinds of thread in 2024. For enlightenment purpose.

is It true that with moniepoint you need to meet up it's daily target of 20k

OlujobaSamuel:
I don't know what you mean by durable, if you mean gadget, most of the terminals are manufactured by the same company in China, so durability is the same.
In of performance, I don't know about Opay terminal, I only use the business app, while I use Moniepoint and Payforce by Fairmoney terminal and they both have good network.
The reason why you see most people using Moniepoint is just marketing, they understood the market when they came, they worked on limitations set by existing service providers like Opay and the likes in respect to ease of getting terminal, opay will require about 60k or 80k to get a terminal, Moniepoint reduced it to 20k, before anyone could get what is going on, every corner shop is having a POS terminal, since it's serving purpose, no point going for others even when they reduced their pricing

Exactly this. ☝️

Also when it comes to mobile transfer, Opay is actually the best currently followed by kuda..

papagiddy:
Go for opay...money point will use target kill u or else u will be using your atm to withdraw by yourself to meet daily target......lol nonsense thing!!

do they accept that again?
Using your personal to transfer the daily target so as to meet your daily target?

EbenezerTriumph:
you no wan quit drugs this year?
You don dey mad small small o

U know say na you mama and papa de sell the thing for àrea

Hotice085:


U know say na you mama and papa de sell the thing for àrea

This year na for yabaleft them to dump you when your madness has blown out of proportion.
Quit drugs for your sanity's sake

EbenezerTriumph:

This year na for yabaleft them to dump you when your madness has blown out of proportion.
Quit drugs for your sanity's sake

Tell your papa and mama not to be destroying the lives of Nigerians this 2024, we know your case is as useless as anything don't destroy others

Machinegun91:
Moniepoint has reversal issues.

I switched to Opay

Infact a guy went to withdraw with his atm....d transaction was successful he was given d cash and he left....just about 20min later d cash was reversed back to him....but he already collected d cash from d agent...dat is d wahala with monies point!!!...he didn't return d money back to d pos shop....

dominique:
These POS people are the ones responsible for the naira scarcity we're currently experiencing. They're the ones mopping up and hoarding all the cash used by traders and customers hence making it scarce so that they can resell at high profits. I hope the government regulate their activities ASAP.

Interesting

papagiddy:


Infact a guy went to withdraw with his atm....d transaction was successful he was given d cash and he left....just about 20min later d cash was reversed back to him....but he already collected d cash from d agent...dat is d wahala with monies point!!!...he didn't return d money back to d pos shop....

Na Wahala be this oooo. What do you do at the end of the day?

TruthsFM:
My Nairaland People, Between Opay Pos and Moniepoint Pos machine, Which is durable and easily to used without hindrance. Happy new year 2024.

I used the two...from experience
If u Ve money get d opay traditional and d small moniepoint...

Both of them have advantages and disadvantages...but if u re just starting business...and u want only one...to b on a safer side...go for opay traditional

I haven't really used the rest. I use monies point for my business and I'm so comfortable with it

It’s Moniepoint all over the place

fetthu:
Moniepoint go give you daily target....if u don't meet up...they will begin to breath down your neck. There's a minimum value of transaction u must do in a day. If u continue to fail to meet up they will begin to call you. Some of there agent will even talk to you as if they are the one that open your business for you. To avoid the embarrassment you may have to be using your own card to do trnxn to meet up, else they will harass you or even lock up your access to your . You will have to beg them for them to open it again. My acct is currently locked. I'm saying this from personal experience. There services are good no doubt....but when it comes to their daily target they will give you. You will wonder if they sponsor you to open your business. My 2coins.

I appreciate your advice here. Thanks 🙏

shaibu123:
Monipoint is simply the best.

Am a business owner and I know what I went through with those old banks pos machine.

The monipoint efficiency is out of this world

thanks for your reply here. Top notch

EbenezerTriumph:
smart cash wey airtel get power to deduct funds at will?

Smart cash is a payment service bank on its own, Airtel only provides network just like every other local banks. The two are separate bodies with separate functions.

Pls is the moniepoint machine with target cos I need 1 also but I need pos without target

Pls is the traditional opay machine with target or without

I used the two...from experience
If u Ve money get d opay traditional and d small moniepoint...

Both of them have advantages and disadvantages...but if u re just starting business...and u want only one...to b on a safer side...go for opay traditional [/quote]

[quote author=Ubdavis post=127729323]I haven't really used the rest. I use monies point for my business and I'm so comfortable with it.
Pls is the moniepoint machine with target

bitbillionaire:



Interesting

off course it's true. And kidnappers also add to it. POS operators and kidnappers hoarding the cash. Hence the scarcity.

ahnie:
Moniepoint

Ahnie, Happy New Year! 2024 will favour us. Wish you the best in this 2024.

henrimoto:
Ahnie, Happy New Year! 2024 will favour us. Wish you the best in this 2024.

Amen Henri and you too.
Warmest Regards!

Smartjeezy01:
Moniepoint is all over Nigeria even in the north. I think moniepoint is the best.

Exactly! The network is almost always on! They hardly have failed card withdrawal issues. They are even everywhere due to these reasons.

Blaze14k:
I've noticed people prefer monipoint

Because they are very good at what they do!

jwax:
OPay has won the online transfer with app battle while monipoint has won the pos/card transfer battle

Exactly!

Moniepoint is even better that commercial banks

EbenezerTriumph:
is It true that with moniepoint you need to meet up it's daily target of 20k

For Smartcash POS, it's just 15 as daily target, no pressure.