NewStats: 3,263,096 , 8,179,080 topics. Date: Wednesday, 04 June 2025 at 04:47 PM 6q4b4r

Sammy5413:
Looks like this slowpoke don dey wise o😂

E be like say my mention dey give you masturbation, idiot

This one na mumu o, when plenty of your Akwa Ibom girls dey wey dey suck dick like hungry babies

wiseone28:
E be like say my mention dey give you masturbation, idiot

Na b4 b4. I been borrow like 5k and they said i should pay back 10k after 7 days. And they hide the real interest rate. Thieves.

Banter1:
Bros how much you borrowed from them?

Battlefield2:
Cool
You people should ban
Newcredit
Surecredit
Cashloan
Cashdey
Link credit
Formoney


And I will die a happy man the

Branch is the best best 14k to pay 16k in 1month

I don't understand how I will apply for a loan of 20k, 12k disbursed and I will be asked to repay 35k in SEVEN DAYS

I logged on to my app and saw that my 35k loan has turn to 65k after a defaultment of just 1week
Almost 3k charges are added per day

At this rate, Anything that wants to happen should happen oo.....I will not pay that money!!

And yeah....it's SURECREDIT LOAN APP!!!




Fairmoney and Branch are the most sensible ones out of the loan organisations
Fairmoney offered me 5k to pay back 6k in TWENTY FOUR DAYS, If anyone defaults that,He/She should be hanged,they have tried enough


But 10k to pay back 23k in SEVEN DAYS is madness

Anyways, Nigeria is going through a bleeding period right now.....everybody is frustrated,if them like, make Dem still continue their stvpid loan sharks business, defaultment for plenty like maaaad.....I sure die

Sammy5413:
This one na mumu o, when plenty of your Akwa Ibom girls dey wey dey suck dick like hungry babies

The one killed at Anambra for stealing money for club nko?


Igbo girls are saint according to you idiot

Delete all of them?
Nigerians can survive without them.

Onekilo:


Fairmoney is better and will.

Palm Credit has worst customer service and their interest rates is used to pay staff. That's why when you default, they want to crucify that person.

exactly.
Their customer service is nothing to write home about.
Have you ever defaulted before?
What was your experience like?

ShedrachU:


Yeah, I use Palm Credit

default your payment date on palm credit and you'll hate your life

Sprints3:
u are forgetting icredit told me to borrow 5k to return 7k in 7days am I doing blood money. I like jumia the most. I dey owe branch 12k since April and yet dem no disturb me. Aellacredit is good. Na palmpay I hate

branch no message your s?

Those are girls that reallocated to Anambra from akwa Ibom. They steal just like your mama

wiseone28:
The one killed at Anambra for stealing money for club nko?


Igbo girls are saint according to you idiot

Battlefield2:
Cool
You people should ban
Newcredit
Surecredit
Cashloan
Cashdey
Link credit
Formoney


And I will die a happy man

I don't understand how I will apply for a loan of 20k, 12k disbursed and I will be asked to repay 35k in SEVEN DAYS

I logged on to my app and saw that my 35k loan has turn to 65k after a defaultment of just 1week
Almost 3k charges are added per day

At this rate, Anything that wants to happen should happen oo.....I will not pay that money!!

And yeah....it's SURECREDIT LOAN APP!!!




Fairmoney and Branch are the most sensible ones out of the loan organisations
Fairmoney offered me 5k to pay back 6k in TWENTY FOUR DAYS, If anyone defaults that,He/She should be hanged,they have tried enough


But 10k to pay back 23k in SEVEN DAYS is madness

Anyways, Nigeria is going through a bleeding period right now.....everybody is frustrated,if them like, make Dem still continue their stvpid loan sharks business, defaultment for plenty like maaaad.....I sure die

Fairmoney Microfinance bank ( began in 2017) is a bank to watch as it holds potential to grow so big beyond expectations. Mind you, it is not only loans giving they do.

Palmpay too isn't doing badly but needs to put in more efforts. Reach customer care on Instagram and they have a dedicated email: nigeria@.......... This is supposed to be a bank offering different services but my Naija people have only reduced it to a Loan bank ( lol)..... A company that started in 2019 still needs time to grow though.

Loan giving seems like a new way to bring in lots of funds into many banks these days especially MFBs and Wallets. Getting loans wasn't easy in times past..... Now na competition.

Many banks in Nigeria under the category of : Commercial, Microfinance and Wallets.... Performance will tell...... Some may later the Stock market as they grow bigger as Nigeria is a big market .... Performance of each will weed out some from the others.

BscHolder:
branch no message your s?

no sir I been using it b4 na now I get issues with payment I pay on time b4 like 2 weeks after b4 loan default. They know am experiencing Tinubu hardship.

BscHolder:
default your payment date on palm credit and you'll hate your life

my brother na the sister company of palmpay dey will use call to finish your life. I no dey near those useless palmcredit. Even palmpay I no like default dem go use call finish you. U go dey hear girls wey u fit born dey talk to you anyhow.

Liberty Assured Limited should be delisted sharp sharp. 86k to pay 236+

How many times have they said this and they will still give them permission especially loan apps like Sokoloan, Okash, 9jacash, LCredit just to name a few.

This one's are the major abs of their customers.

Your loan will be due in a day or two days to come but you will start receiving threatening messages, and even posting your pictures on social media tagging you that you are a criminal, you are on the run, people should not have anything to do with your family.

This is absolute nonsense. In a law-abiding nation, these people ought to be in jail

Emyogalanya:
i have a problem o. I went to get a loan from a bank and was told my Bvn is hot listed. By an app "my credit". I only use fairmoney and easy buy. I wonder how i'm Owe an unknown app

My credit is the company name for fairmoney

BscHolder:
exactly.
Their customer service is nothing to write home about.
Have you ever defaulted before?
What was your experience like?

Not that I defaulted. Since I linked my card, the App debited me before the due date. Yet, they were calling me to transfer money to them, even on Sundays.

It seems they are out there to extort people.

BscHolder:
default your payment date on palm credit and you'll hate your life

Omor, tell me more

wolesmile:
What most of them do after being delisted is to change name and reapply again for operating license. Then they will transfer all their debtors' credit information to the new app.

Where you expecting them to just write off the debts?

Don't you know it's someone's investment capital?

reiddecuti:
Better days to go on borrowing spray, praying that the company be amongst the one to clamp down on.

You want to borrow with the intention of not paying back, tomorrow when misfortune starts following you and your business you will start blaming innocent village people

Joetttimua1811:
Liberty Assured Limited should be delisted sharp sharp. 86k to pay 236+

First tell us how many months your loan was in default before you start calling out any company here.

Liberty Assured charges flat monthly rate of about 5% so if you have incurred such a large amount of interest then it's because your loan has been overdue for a long while.

You people will just come here and start posting lies because this is an anonymous forum

Onekilo:


Fairmoney is better and will.

Palm Credit has worst customer service and their interest rates is used to pay staff. That's why when you default, they want to crucify that person.

What else will they use to pay staff if not the interest earned on loans given out?

You don't even understand the basic concept of running a business

Sammy5413:
Especially PalmCredit, they're so unprofessional and so illegitimate. They should be banned without a second thought

Once you start calling your friend who borrowed money from you to repay the loan he will start telling people that you're a fake friend.

The same thing applies to loan apps where Nigerians are involved, immediately they start asking for their money you people will automatically accuse them of being unprofessional.

Do you expect them to come kneel down to beg you to repay the loan you took from them?!

Sprints3:
no sir I been using it b4 na now I get issues with payment I pay on time b4 like 2 weeks after b4 loan default. They know am experiencing Tinubu hardship.

they are humans unlike palmcredit.

Looks like this clown works with PalmCredit. Why threaten a customer when you can actually report them to the appropriate authorities? Fool there are and conditions in the loan agreement which does not include threat to life and exposure of confidentials like sending messages to your s!!! If what they do is appropriate, why then has the FG moved to shut them down? Are you sane at all?
Do you know it's illegal to expose ur customer to third parties unless authorized by the court to do so?
Also do you know that you must be licensed to offer loans?
You know nothing but out of your stupidity you chose to quote my comment.

MrFollowFollow:


Once you start calling your friend who borrowed money from you to repay the loan he will start telling people that you're a fake friend.

The same thing applies to loan apps where Nigerians are involved, immediately they start asking for their money you people will automatically accuse them of being unprofessional.

Do you expect them to come kneel down to beg you to repay the loan you took from them?!

WHICH BANK GET EASYBUY?

Sammy5413:
Looks like this clown works with PalmCredit. Why threaten a customer when you can actually report them to the appropriate authorities? Fool there are and conditions in the loan agreement which does not include threat to life and exposure of confidentials like sending messages to your s!!! If what they do is appropriate, why then has the FG moved to shut them down? Are you sane at all?
Do you know it's illegal to expose ur customer to third parties unless authorized by the court to do so?
Also do you know that you must be licensed to offer loans?
You know nothing but out of your stupidity you chose to quote my comment.

Yes I work for PalmCredit, come and beat me I'm in my house.

Stupid fool like you, did you not know that the company was not professional when you were asking for the loan?

When it's time to repay a loan that's when donkeys like you will start dodging phone calls and telling stupid lies just so you can avoid paying back the loan. Are you being professional by dodging phone calls from your creditor?

So if an animal like you refuses to repay a loan of 15K you expect the loan app to spend additional resources to go and file a report against you with CBN?

Are you aware that the basic fee/retainer that a lawyer will charge to file court process against a debtor for bad loan of 100 million is the same he will charge to file against a debtor for a loan of 15K?

Some staff of loan apps are being surcharged every month for bad debt of customers while some are contemplating suicide all because they facilitated loans for donkeys like you who have refused to pay back the loan

Which of them?

Like I said stupid, y'all should include the threat to life, and etc of your threats to the and conditions of your company. Y'all about to lose y'all jobs. I wonder how you gon people to take a loan maybe from direct calls or messages?. You better get a handwork than some useless job that will fire you any moment before thunder fire you and your generation.
NB; I'm never a customer to your loan criminal company PalmCredit. I am a surgeon living in United States you fool can call me via this number, maybe I'll help your life (661) 525-3638. When you call me tell me it's the slowpoke that quoted me on nairaland
Not everyone you come across in the social media is a stupid fellow like you/

MrFollowFollow:


Yes I work for PalmCredit, come and beat me I'm in my house.

Stupid fool like you, did you not know that the company was not professional when you were asking for the loan?

When it's time to repay a loan that's when donkeys like you will start dodging phone calls and telling stupid lies just so you can avoid paying back the loan. Are you being professional by dodging phone calls from your creditor?

So if an animal like you refuses to repay a loan of 15K you expect the loan app to spend additional resources to go and file a report against you with CBN?

Are you aware that the basic fee/retainer that a lawyer will charge to file court process against a debtor for bad loan of 100 million is the same he will charge to file against a debtor for a loan of 15K?

Some staff of loan apps are being surcharged every month for bad debt of customers while some are contemplating suicide all because they facilitated loans for donkeys like you who have refused to pay back the loan

Sirbruno3000:
Na b4 b4. I been borrow like 5k and they said i should pay back 10k after 7 days. And they hide the real interest rate. Thieves.

lmao......go pay them o

Fibonacci88:

My credit is the company name for fairmoney

ok most likely the only option. Cos I googled it and saw something similar. But I'm not in bad records with them. I'm on a monthly loan that is due in three weeks