NewStats: 3,261,714 , 8,174,895 topics. Date: Friday, 30 May 2025 at 09:34 AM 4n2s4k

gees101:
Happy Thanksgiving bro
God bless you

Richdee1:

Happy Thanksgiving bro!
Drop pictures for us abeg

Thank you both.
Depends on wetin you wan see In a happy mood, if not for rain, I for snap plenty pictures of beautiful America for you.


Just made the last payment on my Camry!!! Yayyy! Outright ownership! Current ASSET value = $21,000! Oporrr!
Now on replay... WurID Birthday Song!

MackyNaija:
I am working on escaping the $5,200 charge for ending our lease in California.

There must be several options I have thought to myself...
So I set out to discover new things.

Will send an update on lessons learned whether or not it works.

I don officially escape California finally.

The genesis of this escape plan stemmed from the Apaartment Complex's ridiculous requirements to either:
i. Pay the full remaining 9 months amount left at move out and get 'some' refund later.
OR
ii. Pay two months of rent in full and move out AFTER giving one month notice. That's 3 months rent in all.

As I no be mugu, I refused. Most things are negotiable I thought - asked them to take one month rent at move out, they refused. So I turned to Mungo Park.

Most states have Laws guiding tenant-landlord relationships. For Cali, it was Civil Code 1951.2...
I could choose to cover the difference between when I move out and when they got a new tenant. I emailed them stating the Law and that I was picking this option. Them no get choice but to accept - it's the Law.

Reasons why I chose this
i. I no get money to waste on frivolous charges (free money for Landlord)
ii. The total cost was high (2 months worth of rent for free) due to high rent so it made sense mathematically.
If you live where rent is $1k, no need to thru this stress.
iii. The Bay Area housing market is hot, I was 'sure' I could get someone to rent the place in less than 2 months.

Cutting the long stressful story short...

They found someone in 2 weeks but the new tenant required a full month before they could move in so it only cost us 1.5 months in rent to end the lease.

The stress to fight them tooooo much and so many back and forth with a property manager that does not know the law so if you are not in Cali or New York where rent costs between $3k to $5k MONTHLY, just pay the two months rent and break the lease.


Finally, NEVER allow them do a final walkthrough of the apartment without you being present. Be there so they tell you what they'll be charging you for or fixing, you sign the checklist and get a copy before you leave.

MackyNaija:
Kai! Nobody wish me happy thanksgiving for here...

Spent both days well...
i. Scoped out the new Call0fDuty-Vangu4rd all day online... can't wait for 'Mad'Friday rush to end so I can jejely scroll into the store on Saturday morning to pick up a copy. Itching to get my hands on it after demolishing COD-ColdWar...

ii. Didn't buy shyte over this period, na who get money deh do buy buy... Nigerian billing don finish me. E remain small make I broke.

iii. Watched 6 latest movies in two days, I sweaaarrrr... I love being in Tx! I lazy die!

iv. The most interesting part of my long holiday and by extension why I love being in America...
I can easily afford to run unnecessary 'pet projects' very comfortably: Resurrected an older laptop that had gotten slow - 8gb RAM, 1000gb HDD. like play I opened AmzDotCom, placed an order for upgrade parts and just completed the hardware installation and operating system cloning..

I learned a whole lot along the way and experienced the huge transition in technology (I had gotten rusty, last tinkering was in naija university with my desktop and post graduation with a troublesome laptop).

I now have a factory reset windows10 system with Core-i5 8250u processor, 16gb RAM, 1000gb HDD, 256gb M.2 NVME and a dedicated graphics card... omo! the system deh flyyyy!
Priced for cheap: a quarter of a million naira ONLY

Maybe I go open my current lappy to see the next unnecessary project to run!
My Lexus Rx go suffer for my hand once our house complete. A big garage, large enof to get my hands dirrrty! Can't wait!


***Posted from my abandoned Asus Vivobook.. It runs great!

Hello Mackynaija, please I am currently learning Data science and pursuing my postgraduate issions, my laptop got stolen and I will be glad if you have any to dispose off no matte the condition as long as it can be fixed. I can pay the cost of shipping to Nigeria, thanks.

Dear all,

Could you help interpret what the total cost of attendance of this course would be. It's a two(2) years course.

Thank you.

Hey MackyNaija, i hope you're good, it's been a while, Hope you were able to finish up with your housing deal? Here's wishing you a merry Xmas and a prosperous New year ahead, cheers

sbot:
Dear all,

Could you help interpret what the total cost of attendance of this course would be. It's a two(2) years course.

Thank you.

MackyNaija greetings boss.

Please can you help with this?

Thank you.

Good morning All,

Has anyone been able to make payment on the ne ApplyTexas platform for the fall 22 session ? .

Was the payment also done through a naira card ?.

Thanks

MackyNaija:
Kai! Nobody wish me happy thanksgiving for here...

Spent both days well...
i. Scoped out the new Call0fDuty-Vangu4rd all day online... can't wait for 'Mad'Friday rush to end so I can jejely scroll into the store on Saturday morning to pick up a copy. Itching to get my hands on it after demolishing COD-ColdWar...

ii. Didn't buy shyte over this period, na who get money deh do buy buy... Nigerian billing don finish me. E remain small make I broke.

iii. Watched 6 latest movies in two days, I sweaaarrrr... I love being in Tx! I lazy die!

iv. The most interesting part of my long holiday and by extension why I love being in America...
I can easily afford to run unnecessary 'pet projects' very comfortably: Resurrected an older laptop that had gotten slow - 8gb RAM, 1000gb HDD. like play I opened AmzDotCom, placed an order for upgrade parts and just completed the hardware installation and operating system cloning..

I learned a whole lot along the way and experienced the huge transition in technology (I had gotten rusty, last tinkering was in naija university with my desktop and post graduation with a troublesome laptop).

I now have a factory reset windows10 system with Core-i5 8250u processor, 16gb RAM, 1000gb HDD, 256gb M.2 NVME and a dedicated graphics card... omo! the system deh flyyyy!
Priced for cheap: a quarter of a million naira ONLY

Maybe I go open my current lappy to see the next unnecessary project to run!
My Lexus Rx go suffer for my hand once our house complete. A big garage, large enof to get my hands dirrrty! Can't wait!


***Posted from my abandoned Asus Vivobook.. It runs great!

Congrats. Happy Thanksgiving in arrears. I also ordered a laptop with an NVME disk, yet to arrive so I can't speak for how fast it is.

Enjoy your pet projects. SSDs made older computers à bit fastér. I read NVMEs even more so.

Yhasf:
Good morning All,

Has anyone been able to make payment on the ne ApplyTexas platform for the fall 22 session ? .

Was the payment also done through a naira card ?.

Thanks

I'd suggest you open a domiciliary with GTB, fund the with $$$, then make any payments with the GTB dollar Mastercard. Naira cards have monthly restrictions as you know.

Yes!!
Done reading in less than three days

Oga Macky, I salute you one million times.

At some point I was reading and laughing, some times I get emotional that I wanted to shed tears.

You have motivated me and reoriented me of A.

God bless you and yours forever.

Bros macky, I just finished my first semester over here. Most of your insights are very great and I used them. the basic thing is if you go to class and you do assignments you can have an A before finals. Anyways I had a 4.0 this semester and even won a grant as an exceptional student. I hope next semester is the same . Thank You.

Timiofak:
Bros macky, I just finished my first semester over here. Most of your insights are very great and I used them. the basic thing is if you go to class and you do assignments you can have an A before finals. Anyways I had a 4.0 this semester and even won a grant as an exceptional student. I hope next semester is the same . Thank You.

Congrats chief. Wish you more wins.

Macky's advice are really useful, personally running with some things he shared here.

MackyNaija:

I can't but it was either...

- interest only payment in school or no payment in school
- grace period of maybe 3 months post graduation before the payment starts

I believe I have written the rate somewhere here (could be around 10%, can't becos I have refinanced multiple times and current rate is 2.75%).

Original duration was long, maybe 7 or 10years, monthly payment post graduation was not upto $300.

With the current refinance rate, total interest will not be over $1500 for the remaining 5 years, so I'd rather not payoff early and use my money for a Camry.

Thank you for this crucial information.

For instance, the 10% you did mention here, is this the total interest rate for the entire duration of the loan?

Thank you.

Floda:




Congrats chief. Wish you more wins.

Macky's advice are really useful, personally running with some things he shared here.

100% mahn

Timiofak:


100% mahn

Are you also schooling at Tamuk?

.

I finally finished reading the whole of this thread, thank you for sharing your experience. Well appreciated!

Do you have idea if auto technicians( mechanic) job is a good one in the USA nd is it in high demand? Are there jobs for it over there

Firefox01:
Are you also schooling at Tamuk?

Na, Temple University Pennsylvania.

MackyNaija:

Please ask the questions here so others can learn.

u are doing a great job, u have kept the thread alive for years.

I wish to have a thread like this when I enter Yankee too, but for now make I go find garri weh I go drink. Eye deh turn me

find for two abeg. eye dey turn me too

richmond500:
u are doing a great job, u have kept the thread alive for years.

I wish to have a thread like this when I enter Yankee too, but for now make I go find garri weh I go drink. Eye deh turn me

Please I’m curious about something: can someone accept two graduate ission offers, then maybe reject the less favourable offer later on? Does anyone know anything about that?

@MackyNaija can you help?

Svelte98:
Please I’m curious about something: can someone accept two graduate ission offers, then maybe reject the less favourable offer later on? Does anyone know anything about that?

@MackyNaija can you help?

when exactly do you intend to reject the second ission? I think I’ve read of cases where people had more than one i20s.

MackyNaija:

You think Americans are stupid
Na immigrants + people wey like freebies deh vote democrats.

The only saving grace for them be say them deh flood TX with illegals just like they have done in Cali.

I hard for my money and I hate freeloaders.
Have they taken care of the American homeless population?
USA be WHO or Unicef? abeg wey like TX Red.

That’s false and outright silly. People vote democrat because of progressive policies that promote the overall welfare of the society. Universal pre-K, paid leave, increased minimum wage, improved infrastructure, universal healthcare coverage which lowers overall healthcare costs, affordable childcare.

The idea of “free loaders” is standard republican orthodoxy. One that is largely built on bigotry… the biggest “free loaders” in the US are the rich, many of whom pay no taxes and get trillions in tax breaks that never trickle down to you and I.

Everyone loves red states, until they need help from the state. I laugh when I see the utter shock on the faces of red staters who get fired from their jobs, only to realize they have no legal recourse because they live and voted for right-to-work laws!

MackyNaija bro, it's been a while oo, hope everything is going smooth? Compliments of the season bro.

MackyNaija:

I'll been to find my old phone and post some news articles here...

They are taxing us to death to fund their giveaway to illegals.
Our county sales tax was upped to 10.75% after we don pay[b][/b] state income tax of about 10%.
Toll $6, I don use Houston Tolls for less than $2.
High occupancy highway lanes, short distance upto $8 after using tax payers money to build the roads?

Where is all the money going to??

Abeg na useless socialist freeloading state, dissociated myself from that rubbish.

Wait make I see my old phone. Lodged homeless during covid in hotels and bought them booze and drugs likely on a regular.

California is a high tax state agreed. But to call it socialist is staggeringly ignorant of what socialism is.

I live in Houston Texas, the toll costs are just as outrageously high… it costs upwards of $40 every two days driving from my home in the suburbs to downtown if I took the highways.

Yes Texas is a low tax state (no state tax), but you pay for it in other ways… during the freeze of 2020, houston lost power for over a week, because the state power suppliers did not winterize their equipment and we are not connected to the national grid. That will NEVER happen in a blue state. The reason Texas is prone to floods is because of the complete lack of zoning laws and absence of flood mitigation… will NEVER happen in a blue state. So enjoy your warped view of red states… I hope you never lose your job and need unemployment insurance or have to rely on cobra for health insurance. Easy to be a republican when you have a stable job.

MackyNaija:

Too many posts and soooo busy doing personal matters but I must reply this post now!

After we move into our house, I go set up cctv system like say I be drug dealer...
Stayed up late last night checking this : 6x cameras and an nvr system, then add a camera doorbell + Mouton sensing flood lights..

Next na to buy pistol, do plenty shooting range training then by AR15 (looks sleeker than a kalash)

Na Texas we deh, I fit buy 10 guns if I want.
Then na me go deh perpetrate the gun violence when anybody mumu near my house.


I haven't witnessed any, when I went to inspect my Camry before registration in Texas, the inspector had a side arm... open carry pistol.. e sweet me to see...
This is Texas and they embrace the Right to Bear Arms.

Bros you’re black, the laws don’t apply to you the way they apply to whites, especially in red states. Good luck encountering the police with your side arm or AR15. Texas embraces the right to bear arms except on every private establishment and government property. What a joke.

Dremca:
It is so obviously you are Conservative by the way you advocate for open arm carrying and your stance against immigrant policies in california. I won't be be surprised if you contest for a political position under the republican party.

He isn’t conservative by any definition of that term. He is simply brainwashed. Under the old INA laws of the 1920s, immigration to the US was only open to citizens of Western Europe. The civil rights laws of 1965 is what allowed folks like you and me to immigrate here. If white “conservatives” had their way, you and I wouldn’t be here… Trump exposed that dark underbelly.

NC336:
when exactly do you intend to reject the second ission? I think I’ve read of cases where people had more than one i20s.

When/if I get a better offer than the first one. I've accepted an offer for now, but I still have decisions yet to be released, so incase I get a much better offer I'd like to accept it and reject the first one. It's the rejection process I'm not familiar with.

Mykelpato:
Very great!! It'll be my turn someday

Weytin be the latest ?