NewStats: 3,262,603 , 8,177,662 topics. Date: Tuesday, 03 June 2025 at 12:06 AM 6l1w2o

High risk pregnancy is difficult to carry

agiboma:
Hi All,

I am starting this thread so we can discuss pregnancy and all the joys, anticipation, expectation and all aspects of this beautiful time in a woman's life.
At times pregnancy can be very difficult and may even become life threatening, when conditions such as pre-eclamsia,gestational diabetes, Incompetent cervix, PPROM etc.  So lets use this space to discuss all aspects of this process.

Nothing in relation to pregnancy is off limits, lets share our experience and each other in a caring respectful way. Doctors can only give so much advice, but i know first hand peer is equally important.

So lets start talking!

Below are a list of ladies that have included their delivery dates, lets keep them in mind by praying and meditating and sending them positive energy, I will update the list reguarly, just include the month you are due. I will also update once you confirmed you have delivered. This will allow ladies to see others that are due around the same time as themselves and perhaps you may find a pregnancy "buddy". Its not a must that you include this info to the thread, we welcome everyone.

1.) Nkkyrules due June 2012 *******DELIVERED A BOUNCING BABY GIRL *******
2.) Amarush due March 2012 *******DELIVERED A BOUNCING BABY GIRL *******
3.) IB due April 2012 *******DELIVERED A BOUNCING BABY GIRL *******
4) Mogobomya August 2012
5.) Toyosi Oct 2012
6.) Strita Oct 2012
7.) Uwani Oct. 2012
8.) Igosun Jul. 2012 *******DELIVERED A BOUNCING BABY BOY *******
9.) Jemmibee Oct. 2012
10.) y.me Nov 2012
11.) tessybaby April 2012 *******DELIVERED A BOUNCING BABY GIRL *******
12.) Luvlee May 2012 *******DELIVERED A BOUNCING BABY GIRL *******
13.) Biddiebest Jul, 2012
14.) Oknee April 2012
15.) Dudugirl April 2012 *******DELIVERED A BOUNCING BABY GIRL *******
16.) Moran August 2012
17.) Diamondlove Oct. 2012
18.) osikhueme March 2012 *******DELIVERED A BOUNCING BABY BOY *******
19.) Babyme Sept. 2012
20) Sweettweet June 2012 *******DELIVERED A BOUNCING BABY BOY *******
21.) Imboss. Jul 2012 *******DELIVERED *******
22.) Jibola Nov. 2012
23.) Efemena_xy Febuary 2012 *******DELIVERED A BOUNCING BABY GIRL *******
24.) Avatur Due June 2012 *******DELIVERED A BOUNCING BABY GIRL *******
25.) OLUWATOSIN Due June 2012 *******DELIVERED A BOUNCING BABY BOY *******
26.) Recruitment Due August 2012 *******DELIVERED A BOUNCING BABY BOY *******
29.) Jumie Jul, 2012
30.) Otossd June 2012
31.) Bolseas Dec. 2012
32.) Pamperme May 2012 *******DELIVERED A BOUNCING BABY BOY *******
33.) Corrall Dec. 2012
34.) Maran1983 august 2012
35.) Olapo due Nov. 2012
36.) sdara *******DELIVERED *******
37.) Infogenius Aug. 2012
38.) Ibotus Oct. 2012
39.) Toyin Sept. 2012
40.) corral dec. 2012

Every business hopes to conquer its market. In fact, this is the purpose of every business. However, business owners who plan to expand into or explore new markets need to consider a range of crucial factors. This is because competition, partnerships, clients, and the business environment are key considerations for every market entry process.

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Thankfully, we’ve got all the info you need in this article.

Essential Factors in Market Entry

Entry strategy. Furthermore, there are certain essential factors that play a key role when deg a market entry solution.
These factors include:

Trade Laws
Local Market Knowledge
Price Regulations
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Market Entry is a broad and important topic. You can read more about it by visiting TalentPEO Africa's website. They're a consulting firm whom helps with Payroll Management, Human Resources outsourcing, employee management services.

Send me a message on 09077527000 (WhatsApp)

Jaybuoy:



I'm interested. Please, can you guide me?

Send me a message on 09077527000 (WhatsApp)

Erimmy2:
Bro. I am interested too.
How do I go about it?

Have you heard about Marketing? Read up on it. It's easy and you can begin immediately...

Skills like Facebook Ads, Copy Writing, Sales, Marketing, basic WordPress e.t.c is all embedded in it...

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Godschild89:
Hello nairalanders, i am a married woman and i work from home with a pay of 50k. Now we ve unlimited internet at home and ive a good working laptop. Am looking for what i can learn online that will bring in money that i can use in ing the home financially. Thank you

Taking a Loan in Nigeria and Africa can be a stressful process. Loan seekers are desperate people and they don’t care how and where they get the loan. What they do is try every possible means to get the desired loan amount they want.

Many at times, many loan seekers don’t pay attention or care about what the lender’s or loan company’s interest looks like, they just want a loan. We can see examples of how loan firms disgrace people or harass the s on your phones just because you couldn’t pay up or the interest rate is too much for you.

I implore everyone seeking to get a loan to compare and see the different platforms that are willing to give you the desired loan amount before ing the app on your phone. Imagine ing a loan app on your phone and they have gotten access to all your s, locations and every important detail yet they are not willing to give you your desired loan.

Loan companies in Africa don’t really care about the lenders, they want to exploit people, hence, you must compare and take the best loan which you feel is safe for you.

You can use [url=loanspot.africa]Loanspot Africa[/url] to compare loan options in Africa and see which is best and suitable for you if you want a loan

Joy2Dwise:
I kept receiving pop-up messages from GTB on my mobile app stating that I was qualified to apply for loan but I kept ignoring them cus I knew that getting a loan is not as easy as that. I knew what I went through on few occasions when I had to take loans as small as 300k to sort out some immediate financial needs. It got to a point when I began to expect the bank to request the death certificate of my great grand father before they approve a loan amount that is not even up to my monthly earnings. The most embarrassing moment was when two close friends refused to sign guarantor forms because they claimed it was against their principle. I had to swallow my pride and go to a junior who eventually stood in as my guarantor at the end.

Out of curiousity, I clicked "accept'' just to see if it was real. Next message I got was that "your application has been accepted". To cut the long story short, I received an alert of about 1m.150k just few hours later and this sounded incredible. A scanned copy of the repayment plan was later emailed to me and when I did the calculation, I found out that the total percentage of interest is about 12% as against 22 - 26% which I was forced to cough out in previous loans I took from different banks in the past. This to me was a good deal even though I don't have a specific plan for it. Had to push it to my son's while I wrap my head around what best to do with the money.

This instant loan and the attractive interest rate kept me wondering on the following:

1. Does it mean the banks now have so much money in their coffers to lend out to customers even without asking?
2. What is the reason for the low interest rate which to me is still far lower than what is obtainable?

I called my officer to ascertain if I can invest it in FG bond but I wasn't impressed with the interest rate so I'm going to keep it in the bank pending on when I decide on what to do with it. Any good idea is however welcomed.

Joy2Dwise:
I kept receiving pop-up messages from GTB on my mobile app stating that I was qualified to apply for loan but I kept ignoring them cus I knew that getting a loan is not as easy as that. I knew what I went through on few occasions when I had to take loans as small as 300k to sort out some immediate financial needs. It got to a point when I began to expect the bank to request the death certificate of my great grand father before they approve a loan amount that is not even up to my monthly earnings. The most embarrassing moment was when two close friends refused to sign guarantor forms because they claimed it was against their principle. I had to swallow my pride and go to a junior who eventually stood in as my guarantor at the end.

Out of curiousity, I clicked "accept'' just to see if it was real. Next message I got was that "your application has been accepted". To cut the long story short, I received an alert of about 1m.150k just few hours later and this sounded incredible. A scanned copy of the repayment plan was later emailed to me and when I did the calculation, I found out that the total percentage of interest is about 12% as against 22 - 26% which I was forced to cough out in previous loans I took from different banks in the past. This to me was a good deal even though I don't have a specific plan for it. Had to push it to my son's while I wrap my head around what best to do with the money.

This instant loan and the attractive interest rate kept me wondering on the following:

1. Does it mean the banks now have so much money in their coffers to lend out to customers even without asking?
2. What is the reason for the low interest rate which to me is still far lower than what is obtainable?

I called my officer to ascertain if I can invest it in FG bond but I wasn't impressed with the interest rate so I'm going to keep it in the bank pending on when I decide on what to do with it. Any good idea is however welcomed.

There are many loan providers in Nigeria and even in Africa. Going through the process of ing apps, ing and going through the eligibility process can be daunting.

Imagine going through all the rigorous process and not getting the required loan amount you desire. Time wasted. What I do is go to [url=loanspot.africa]Loanspot Africa[/url] and just put my desired amount, net monthly income, reason for the loan. This automatically generates the lenders that are willing go give me the required loan amount.

sellamarket:
Today am going to share with you guys the best small business online loan lenders in Nigeria. Below are the top 10 business loans for startup founders, small business owners, and entrepreneurs seeking for collateral, non collateral, cheap and low interest rate business loan to empower their businesses.

1. OneFi Business Loans

OneFi Loans mission is to provide short-term and affordable consumer credit to individuals who have limited access to finance.

Customer service

The customer is our top priority, and we are committed to providing exemplary service at all times.

Innovation

This means listening to the customer and giving her what she wants – at a point and time of her choosing. Innovation really is that simple.

Technology

We leverage technology to make it easy for you to access our products irrespective of distance and time of day.


2. Aella Credit

Aella Credit is a Personal Loan lender that underwrites loans with a proprietary algorithm. Our pilot launched with a focus on the Nigerian market and integrated with local credit bureaus. Our team has over 30 years of combined experience with a core focus on technology, finance, risk management and analytics, we give affordable Personal Loans and strive to ensure an excellent customer experience.

Aella Credit offers loans with the opportunity for declining interest rates based on our in house repayment reward system while offering financial literacy training, and the opportunity to build credit within the consumer finance space.


3. KiaKia Business Loans

KiaKia is a direct money lender. We provide quick loans to credible borrowers within 1 hour of completing our entirely online loan application*. We are Nigeria’s first online money lender. No physical meetings, No paper application filings. Everything happens online and in real-time, 24/7.

Financial credits don’t give as much value to borrowers as making such available exactly when they need the credits. This is where our name KiaKia loan derives its inspiration. We want to deliver responsible lending services to credible Nigerians in real time. We are Nigeria’s premier online money lender.

BEFORE YOU APPLY

1. Be aware and advised that we take the credibility of our site s very seriously, hence we use industry’s most advanced data integrity authentication validation systems.

s of this site must ensure that personal data are authentic and genuine to prevent avoidable blacklisting, denial of service and possible criminal prosecution where necessary.

2. Be advised that our primary means of identification for all our website s (borrowers and attesters) is the BVN (Bank Verification Number).

3. We use your social media as a source of data for risk assessment. Therefore, it is very important that personal information such as names on social media s MUST not be aliases or monikers.

4. Loans are not designed for business purposes and for long term use. Our loans are designed to provide financial credits for urgent and unexpected consumer needs before your next employment or business income.

Our loan rates could be as high as 240% APR (Annual Percentage Rate).

5. KiaKia is neither a deposit money bank, finance house, micro-finance bank nor fund manager. We are a licensed direct money lender. KiaKia nor any of our services will never solicit nor ask you for fund deposits with us.

Please kindly us to report if anyone s you soliciting for funds.

6. We will never ask you to share your debit card details either via email, SMS or phone call.


4. ZEDVANCE LIMITED

We are committed to providing consumer credits to our target market in the most efficient and convenient manner while ensuring best practice. We provide payday loans, Cash Loans to individual, groups and offer Point of Sale finance for consumer goods and appliances in partnership with retailers across Lagos.

INTEGRITY

We always keep our word.

We place our integrity high above other things, that’s why our company policies are geared towards fair business guidelines and frown upon exploitation of our customers. That’s one more reason why you can trust us.

COMMITMENT

We put our customers first.

We are commited towards giving you the best financial service that’s why we all work together as a team and devote the best of our ability to providing the best and most customer friendly loan services.

PROMPTNESS

We deliver on time.

We understand the urgency of your needs and the difference prompt service delivery can make. That is why we work fervently to deliver our services to you in record time without compromising on quality.


5. Rosabon Business Loans

Now more than ever, many people have resorted to taking out loans as they come in handy for situations that savings alone cannot handle.

With our loan facilities there are so many possibilities! Whether it is planning your wedding, paying the children’s school fees or remodeling your kitchen, Rosabon is here for you!

Our loans come with affordable interest rates and a flexible repayment schedule which is conveniently spread over a period of 6-8 months.

Rosabon Quick Loan

Attend to financial emergencies with Rosabon Quick Loan – RQL. With Rosabon Quick Loan, you are no longer caught unawares as you can now loan up to N650,000 within 24 Hours to finance urgent needs and emergencies.

No collateral, No Guarantor, Affordable Interest Rates!

To Apply, You Need To:

- Be in a paid employment
- Be between 21 and 58 years
- Have a current
- Get a pension or tax ID
- Acquire a valid Proof of Identification


6. UT Personal & Social loans

Our business loans are targeted at providing quick funds to business concerns towards meeting deadlines and attaining profitability and growth.

We pride ourselves on being able to deliver within the shortest possible time within the industry (72 hours) while we strive to even do much better than this.

Our business loan structures are simple; flexible and tailored to meet the needs of the clients with little or no hassles.

The tailored loan types under the business loan category are:

Working Capital Loans (WCL)

Are you out of stocks?, do you want to be more efficient in your business?. Improve your working capital position in a unique way at attractive interest rates.

Stop Gap Loans (SGL)

While waiting for the disbursement of an approved loan or financial package from the conventional banks or other sources of funding; our clients may avail themselves the opportunity to utilize this facility in order not to lose time on their projects.

Special Purpose Loans (SPL)

The SPL product is a quick financial response to LPOs; Pos; Project and contract finances.

We meet your contract deadlines; make your contract originators happy and proud of you at a price of winning more deals

Market Borrowing/Investments

We have a bouquet of investment products geared at encouraging our clients to maximize the returns on their fund while assuring fund safety.


7. Seedvest Business Loans

Our business loans are designed to meet the finance needs of commercial, small and micro enterprises.

Specifically, working capital, purchase order finance and invoice discounting finance needs are addressed by our business loans.

Features

- Loans up to N5million
- Tangible assets required as collateral

Requirements

- Duly completed application form
- Cashflow statements (sales records, bank statements)
- Full collateral coverage
- 3rd party guarantee/guarantor
- Completed KYC documents


8. FCMB Business Loans

SALARY PLUS

Personal loans are based on your monthly salary.

- Features
- Borrow N180,000.00 to N10,000,000.00
- Pay over 12 to 60 months
- Added Insurance for loan customers
- Pricing is based on employer rating

Benefits

- Versatility – Customers can apply for this loan in any branch of FCMB
- Flexibility – Customers can apply for a Top Up 6 months after initial loan disbursement
- Speed – Quick Turn Around Time

Eligibility

- Confirmed employee of FCMB rated companies. (The list of rated companies is available in our branches nationwide)
- Employer must give a commitment to remit his/her monthly salary to FCMB .
- Minimum net monthly income of N18,000.00
- Employee must receive at least 1 salary payment in FCMB prior to the loan disbursement.

Visit any branch of FCMB for documentation requirement.


9. Stanbic IBTC Bank Business Loans

Our Business Loan provides funds which you can repay over one to five years. You repay the loan in monthly set installments.

Whatever your business plans, our fixed or revolving business loans can help you reach your goals.

What does it offer you:

- Where you use the loan to buy an asset, the asset becomes yours when you make the last payment.
- The repayments are structured to suit your business’ cash flow.
- You’ll get access to affordable insurance for your loan.

What you need to apply:

- The full names and capacities of those who will sign
- CV of each member of the management team.
- The reason why you need the finance.
- Your business’ financial statements, including an income statement, balance sheet and cash flow statements.
- Personal statements of assets and liabilities of all the partners, or directors.
- A 12 month cash flow forecast.
- The amount of your own contribution and the source of the funds.
- If you do not have a business with Stanbic IBTC Bank you must provide the business’ bank statements for the past six months.


10. RenMoney Business Loans

RenMoney (formerly RenCredit) started operations in 2012 under a unit Microfinance Banking License in Ikoyi, Lagos. It then upgraded to a state license to operate multiple locations in Lagos State.

This led to the opening of five additional branches – Ikeja, Surulere, Lagos Island, Apapa and Ikota.

RenMoney offers customers unsecured cash loans (i.e. not requiring collateral or guarantors) of up to NGN2.5 million for a tenor that ranges from three (3) to nine (9) months for new customers.

But, a returning customer enjoys a longer tenor of twelve (12) months.


Source: https://ioumoney.com.ng

Start marketing.

Research about it and begin. I can help if you want guidiance...

Making Money Online is not an easy feat. The most profitable way to make money online is to have a business online. Sell Something!!!

There are many fraudulent online schemes decieveing people. Find a good niche and build on it. That is all you need to start...

Learn Skills like this :

Marketing
Copywriting
Digital marketing
SEO
PPC (facebook ads, Google ads and how to on blogs even like nairaland)
Sales
Web Design and many more...

After doing this, market yourself well and build a brand around it. In 6 months, come to this comment and share testimony...

I can share resource materials if you want...

Send an email [email protected] or whatsapp on 09077527000

Hello Nairalanders,

I have a database of over 1000 names, email, gender and phone number available for sell...

These names are available for marketing, sales, email marketing e.t.c...

Send a mail to [email protected]

Thanks

Hello Nairalanders,

I have a database of over 1000 names, email, gender and phone number available for sell...

These names are available for marketing, sales, email marketing e.t.c...

Send a mail to [email protected]

Thanks

Hello Nairalanders,

I have a database of over 1000 names, email, gender and phone number available for sell...

These names are available for marketing, sales, email marketing e.t.c...

Send a mail to [email protected]

Thanks

Kindly and we'd discuss it

sarmuel97:
Pls have learnt the fundamental of digital marketing from google which i was given certificate but how will i leverage it for business and career thrive?
Thanks

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