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ItuExchange's Posts 3t705z

ItuExchange's Posts

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ItuExchange(m): 1:00pm On May 21
Question: Hey Joe! Has anyone that you know put together a compendium of what to look for when you first start out trading?

Answer: Not that I know of. But consider the following: As a trader you are in a contest. Your strongest opponent has plenty of capital. He follows a program and he does it without emotion. He is totally aware of the fact that no one knows where the next tick will fall. Whereas he usually has good insights regarding the major forces that drive the market, he does not fool himself into thinking he can explain the vagrancies of price movement intraday or even from day to day. He knows that no one truly can.

The successful trader has learned his lessons by actually trading. This is a competitive business and very few worthwhile pointer are given out by the industry, your competition, or the myriad of so-called trading gurus who plague the pages of trading magazines and pages of their websites. The most valuable information is closely guarded and not often put in books or on web pages. Learning about trading is a 'forever' experience. As the markets change and as we adjust to them, we learn. The learning is ongoing. It stops only when you no longer trade. During the time we trade we can always improve.

From Joe Ross
ItuExchange(m): 6:41am On May 08
I think Obasanjo was better.
ItuExchange(m): 8:47am On May 07
What is wrong with Nigeria?

Hi @ all:

I am writing this from …

I know Nigeria to be the giant of Africa, the most populous black nation in the world, blessed with human resources, mineral resources and natural resources.

The country also has one of the highest GDPs in Africa.

However, it is strange that many Nigerians are complaining about their country. Such complaints are everywhere online, all over the world.

So I am confused.

What is really wrong with Nigeria?
ItuExchange(m): 2:14pm On Apr 24
It depends. If you have lots of money that you can buy a house without a loan and if you don't have any parents to sponsor then it is a good idea. Otherwise it might be a bad idea depending where in Canada you are heading to. I earned a good middle income in my home country and I migrated to Vancouver 5 years ago at the age of 35. I had to start right from the bottom, lowest of the low.. Now i am finally earning a middle income in Canada but I still cannot afford to buy a one bedroom apartment. Having left behind friends, family and home, most of the times I think it is not worth it.

In short, do not migrate if you already have a good life in your home country and you are happy. Only migrate to Canada if you really have to leave your home country say there is a war or something really bad. Discrimination still exists here and its really tough for newcomers unless you are super rich. Good luck.

David Chong, Quora

5 Likes

ItuExchange(m): 4:19pm On Apr 10
The best and the most sure-fire way to avoid all these forms of nonsense is NEVER to send any money to anyone, no matter the circumstances they claim... Even your closest family .

Whatever they claim will happen to them, let it happen.

There is nothing new under the sun...

You need to be extremely cruel.... Never send anything of value to anybody , no matter what they claim, even if they claim death.

If you can follow this GOLDEN RULE, you will avoid a lot of regrets, heartaches and disappointments from all areas.

I send money only to people I have promised before.... Or someone I am seeing face-to-face... Or someone I have confirmed beyond reasonable doubts from external/independent sources that they really need the money.

Otherwise, nobody under this heaven can come out of blue (unless my parents or wife), even my siblings and request money.

Over 90% of requests for financial assistance are fraudulent.

After all, if you die today... The scammers (even in the family) will continue to live without you.

Those who are merciful, kind-hearted and soft-hearted are the easy preys and targets of these scoundrels - 419 scammers.

They like gullible people and hate tough/cruel people.

Do not allow anyone to cause you to feel guilty for what you don’t do… Those dubious people want to make you feel guilty for not helping. But you don’t need to feel guilty as long as you’re not the cause of their problems or the issues they have.

It is better to lose customers/friends/family /anyone's goodwill and keep your money, than to lose their goodwill and also lose your money.

Because that is what will happen at last... I have lost count of how many people that are currently regretting giving out loans, just because they want to retain goodwill.

When you're trying to please people, you end up displeasing yourself... And you will discover that those who are encouraging you to be kind and generous are themselves wicked and stingy.

Esin o dede l’oro... Araye lo ko esin loro. (It's humans being that taught the horse how to be cruel).

The best way to avoid falling for scam is NEVER to send anything of value to anyone, no matter who the person is to you or how they relate to you on this planet...

And never try to get anything for free or reap where you don't sow and never try to get rich quickly.

Follow this: You will escape/avoid all scams, lies, pretenses, fakeries, headaches, sorrow, regrets, high BP, later in your life.

Ignore this rule at your own PERIL.

Have a nice day.

PS: And scammers will be using AI also for impersonations, phishing attempts and deepfake tricks.

Just delay indefinitely and make independent calls, research and investigation before you part with anything of value.

If you can't go through the rigors, just ignore the deals.

I hope the Western World will soon legislation to regulate AI and deal with those who use it for evil.

2 Likes

ItuExchange(m): 4:11pm On Apr 10
The Truth about Tariffs: Busting the Inflation Myth

My wife Robin just wanted some groceries.

Simple enough.

She parked the car for fifteen minutes, and returned to find a huge scratch on the side.

Someone keyed her car.

To be clear, this isn’t just any car.

It’s a Cybertruck—Elon Musk's stainless-steel spaceship on wheels. She bought it back in 2021, before Musk became everyone's favorite villain or savior.

Someone saw it parked in a grocery lot and felt compelled to carve their hatred directly into the metal.

That's what happens when you stand out.

Nobody keys a beige minivan.

When you're polarizing, you're impossible to ignore. But the irony is: the more attention something has, the harder it is to find the truth about it.

What’s Elon Musk really thinking? What are his plans? What will happen with DOGE? Is he deserving of all of this adoration and hate? Hard to say.

Ideas work the same way.

Take tariffs, for example.

Tariffs have become the Cybertrucks of economic policy. People either love them or hate them. Even if they don’t understand what they are and how they work. (Most don’t.)

That’s why, in my latest podcast (link below), I wanted to explore the “in-between” truth about tariffs.

And like Cybertrucks, I guess my thoughts on tariffs are polarizing.

Greg Gutfield mentioned me on Fox News. Harvard professors hate me now. (I wonder if they also key Cybertrucks?)

But before I show you what I think about tariffs… I have to mention something.

We’re Headed to Austin, Texas
This weekend, my team and I are headed to Austin. By now, you should probably know why.

Yes, SXSW is happening. But my team and I are doing something I think is even better.

We’re putting on a FREE event on “Tech’s Turning Point.”

AI, quantum, biotech, crypto, and more—it’s all on the table.

Just now, we posted a special webpage with the agenda.

Click here to check it out and add it to your calendar.

The Truth About Tariffs
People love to panic about tariffs causing inflation.

They wave around the ghost of the Smoot-Hawley Tariff from the Great Depression like it’s Exhibit A proving tariffs equal economic collapse.

But let me pop this myth:

Tariffs don’t cause inflation. And no, I'm not crazy (despite what angry professors from Harvard or Stanford might tweet at me).

Here's the deal.

Inflation isn’t when just a couple of things become pricier. It’s when your entire shopping basket—eggs, shirts, Netflix subscriptions, bananas, everything—starts costing more because your money’s worth less.

Inflation means your dollars aren’t stretching as far as they used to.

Take the 1800s.

For nearly a century, 97% of America’s revenue came from tariffs. Income tax? Didn’t exist. And guess what inflation was? Basically zero. Maybe 1% a year.

The economy was booming, and tariffs funded nearly everything. So, why do people suddenly think tariffs cause inflation today?

Tariffs are taxes on imports, yes, but prices are set by supply and demand—not tariffs.

Let me give you a simple example.

Imagine fancy potato chips from Canada cost $10, and a 20% tariff pushes that to $12. Everyone panics—prices rose! Inflation!

Nope.

If I only have $100 to spend and the price of my favorite chips goes up, I either stop buying chips or I buy, say, fewer newspapers.

If everyone stops buying newspapers because they’re overspending on chips, newspapers lower their prices or go out of business.

Overall spending stays the same, and inflation doesn’t budge.

Three quick scenarios:

We buy pricier chips, but fewer other things: Inflation unchanged.
Manufacturers shift to the U.S. to avoid tariffs: Inflation unchanged (and more jobs here).
We stop buying fancy chips: Prices drop again. Inflation? Still unchanged.
The only thing that actually causes inflation is printing money.

Between 2020 and 2022 alone, 40% of all money ever created in history appeared overnight.

That’s why inflation shot up afterward—not because of tariffs.

Back to tariffs today.

Still No Inflation
Unlike the infamous Smoot-Hawley blanket tariff (imagine Oprah handing out tariffs: "You get a tariff, and you get a tariff!"wink, today's tariffs are strategic.

Trump slapped tariffs on chips from Taiwan because we shouldn’t rely on a single foreign supplier for vital tech components—especially if that supplier might get invaded.

Now Taiwan Semiconductor is investing $100 billion in American manufacturing.

Strategic win, no inflation.

Then there’s Canada and Mexico—our friendly neighbors with weirdly huge tariffs on things like milk and butter (299% tariff on butter—really, Canada?).

Trump’s not blanketing everything with tariffs; he’s pressuring trade partners to lower theirs.

If they do, everybody wins. If they don’t, well, then we have a strategic trade chess game—but still no inflation.

In short, tariffs are about strategy, security, and fairness—not inflation.

Yes, blanket tariffs from the Great Depression era were dumb. Obviously. Today's targeted tariffs? Smart.

Listen to the whole podcast to hear why I think this.

And by the way, if you see a Cybertruck, don’t key it. Robin doesn’t care about your politics; she just likes her weird truck.

Maybe read a good book, relax, and leave cars alone.

(And yes, nobody keys Volkswagens, even though they were basically created by Hitler. Strange world we live in.)

Author: James Altucher
ItuExchange(m): 2:40pm On Mar 13
The best and the most sure-fire way to avoid all these forms of nonsense is NEVER to send any money to anyone, no matter the circumstances they claim... Even your closest family .

Whatever they claim will happen to them, let it happen.

There is nothing new under the sun...

You need to be extremely cruel.... Never send anything of value to anybody, no matter what they claim, even if they claim death.

If you can follow this GOLDEN RULE, you will avoid a lot of regrets, heartaches and disappointments from all areas.

I send money only to people I have promised before.... Or someone I am seeing face-to-face... Or someone I have confirmed beyond reasonable doubts from external/independent sources that they really need the money.

Otherwise, nobody under this heaven can come out of blue (unless my parents or wife), even my siblings and request money.

Over 90% of requests for financial assistance and are fraudulent.

After all, if you die today... The scammers (even in the family) will continue to live without you.

Those who are merciful, kind-hearted and soft-hearted are the easy preys and targets of these scoundrels - 419 scammers.

They like gullible people and hate tough/cruel people.

Do not allow anyone to cause you to feel guilty for what you don’t do… Those dubious people want to make you feel guilty for not helping. But you don’t need to feel guilty as long as you’re not the cause of their problems or the issues they have.

It is better to lose customers/friends/family /anyone's goodwill and keep your money, than to lose their goodwill and also lose your money.

Because that is what will happen at last... I have lost count of how many people that are currently regretting giving out loans, just because they want to retain goodwill.

When you're trying to please people, you end up displeasing yourself... And you will discover that those who are encouraging you to be kind and generous are themselves wicked and stingy.

Esin o dede l’oro... Araye lo ko esin loro. (It's humans being that taught the horse how to be cruel).

The best way to avoid falling for scam is NEVER to send anything of value to anyone, no matter who the person is to you or how they relate to you on this planet...

And never try to get anything for free or reap where you don't sow and never try to get rich quickly.

Follow this: You will escape/avoid all scams, lies, pretenses, fakeries, headaches, sorrow, regrets, high BP, later in your life.

Ignore this rule at your own PERIL.

Have a nice day.

PS: And scammers will be using AI also for impersonations, phishing attempts and deepfake tricks.

Just delay indefinitely and make independent calls, research and investigation before you part with anything of value.

If you can't go through the rigors, just ignore the deals.

I hope the Western World will soon legislation to regulate AI and deal with those who use it for evil.

By Azeez M.
ItuExchange(m): 1:20pm On Feb 13
Isaac Newton.

One of the smartest men who ever lived. Basically invented physics.

And yet, in 1720, he got wrecked in the stock market.

Don’t feel sorry for him.

Newton was rich.

He was the Master of the Royal Mint (basically the head of the British economy).

But he got caught up in the hype of the South Sea Bubble, a scam so bad it makes FTX look like a neighborhood dog park scandal.

Newton invested early. Doubled his money. Cashed out.

Smart.

But then he watched the stock go higher.

FOMO kicked in. He jumped back in—this time at the peak.

Not smart.

The bubble popped. He lost a third of his fortune.

His famous quote after this financial faceplant:

"I can calculate the motions of the heavenly bodies, but not the madness of people."

Boesky had his cigar bars. Newton had a gut instinct. Simons had an equation.

I bet you can guess where I’m going with this.

From Chris C.
ItuExchange(m): 3:01pm On Dec 04, 2024
Eight Figures

…First, consider the trend.

With personal computers, though Intel and Microsoft made billions from providing the foundation…

Even greater wealth was created by software companies and businesses that used PCs to transform their operations.

During the Internet boom, while Cisco and other infrastructure providers did well…

The greatest fortunes came from companies like Amazon, Google and Facebook that built applications on top of that infrastructure.

And, finally…

When the iPhone launched, the initial winners were component makers like Qualcomm and ARM Holdings.

However, the biggest long-term beneficiaries turned out to be companies that leveraged smartphones for their business models - like Uber, Instagram, and mobile payment companies.

Now, here’s why you should be excited:

There’s one industry that’s transitioning from its infra stage to full-blown adoption.

In fact, we might see HUGE shifts in the market pointing to this within sixty days from today.

You’re probably thinking I’m about to say crypto.

While also true…

I’m not talking about crypto.

I’m talking about another industry that’s about to take off.

By Chris Campbell

1 Like

ItuExchange(m): 1:27pm On Nov 05, 2024
Here’s something few are talking about: The Chinese are printing money like it's going out of style. Not that you'd hear about it in the mainstream news. But Bitcoin knows.

Bitcoin always knows.

Here’s the thing…

When the Chinese government prints money to paper over the cracks, their smart money doesn't sit around waiting to get devalued.

It usually flows into three things: Bitcoin, gold, and dollars.

After years of being beaten down, gold's having one of its best years in decades. But here's the secret -- whatever gold does, Bitcoin's going to do it bigger.

Much bigger.

Since last November, when China started their printing spree, Bitcoin's been moving in near-perfect correlation with the People's Bank of China's balance sheet. Over 80% correlation, maybe even 90%.

Again, few are talking about it.

But here's why this matters right now: This could be the beginning of a huge breakout in the crypto markets.

Bitcoin broke above its July high, and historically, that's led to new all-time highs over 90% of the time. The only times it failed? COVID and the 2022 bear market.

That's it.” – Chris Campbell
ItuExchange(m): 2:47pm On Oct 19, 2024
LESSON 1 : Always work at 50–75 % of your total potential because you aren’t getting paid for 100% either.

LESSON 2: No reason on Earth is worth a fight/clash with your boss while you are working under him/her. Trust me on that!

LESSON 3: Avoid dating someone from your office especially your boss or hr as 99% of times nothing will happen but that 1% can screw your career.

LESSON 4: It’s better being fake friends with everybody instead of being real enemies. wink

LESSON 5: Never ever disclose your future plans of switching the firm with any employee of that firm no matter how good ‘Friends’ you both are.

LESSON 6: If you can give your 75% to a project make sure to give another 5% to make sure people know about your contribution especially your seniors.

LESSON 7: Always treat all the office boys and security guards with your utmost respect.

LESSON 8: Never try to prove your client wrong or find faults in their processes. They are paying for your services so always be diplomatic. I know it can get difficult sometimes but thats your easy way out.

LESSON 9: Never stay in a firm for too long as you will start getting undervalued. Plan your career & negotiate your salary and perks wisely.

LESSON 10: Nothing pays more in your career than having excellent interpersonal skills & having hold of a couple of relevant technical skills. Never stop learning and keep updating your technical skills. smiley

ALL THE BEST FOR YOUR FUTURE!! – Mohit, Quora

1 Like

ItuExchange(m): 2:52pm On Sep 28, 2024
Why do elderly individuals live alone, particularly if they have offspring who can provide for their financial and other needs?

I am 73 now; 3 years ago my wife left me. At first I was devastated, for at least 3 days, before I realized that being alone is the best. I love it now and really, even if a beautiful young woman wanted to marry me, I would decline. I would not swap this for all the tea in China.

No more loneliness… yes loneliness in marriage is the worst kind.
No more nagging.
No more stress.
No more working to two.
No more fights over the TV.
No more questions when I get home late.
No more putting the toilet seat down and the dirty clothes in the basket.
No more lies from me when asked if she is too fat.
No more telling me how rank my family are and how perfect hers is.
No more 2 cars and 2 expense s. Man, I am rich now.
No more fights over where we should go for holidays.
No more snoring.
No more being told how useless you are and called idiot daily.
No more comforting her as she cries because she been caught lying.
No more jealousy (was a big one in my relationship)

There is more… a lot more, but my fingers are tired. So loneliness is not as bad as some suppose.
ItuExchange(m): 4:07pm On Sep 13, 2024
“What is the most important thing in a person's life?

You may have the highest IQ.

You may be the strongest person on earth.

You may have all the wisdom of life.

You may have all the money in the world.

You may be the most powerful ruler on earth.

Everything is worthless without health!

Are you taking care of your body?” -
Hector Quintanilla, Quora
ItuExchange(m): 11:51am On Aug 31, 2024
Speaking on the issue of pastors owing private jets; Olu Johnson said that it was of necessity for some pastors to own such, as it was not to showoff but rather to propagate the gospel of the kingdom.

“Sincerely, I do not blame pastors that have private jet in our time and season. Pastor Adeboye is busier than the president of Nigeria – the president of Nigeria oversees only this nation, I don’t know if we can know how many nations Pastor Adeboye is overseeing from Redemption Camp.

“The man is overseeing 197 nations: I have missed some of our very important meetings where I am the host for flight schedules; if I had the means, maybe I would have hired a flight and wouldn’t have missed those programmes. Some institutions and individuals in this nation have their private jets; if the work of a pastor has become enormous like the work of Pastor Adeboye or Oyedepo, I sincerely subscribe that if they can afford it or the church can afford it; it is necessary.” – Rev. Olu Johnson

21 Likes 8 Shares

ItuExchange(m): 9:51am On Aug 16, 2024
Question: Why is life so short?

Answer: Actually, it's not.

Do one experiment.

Close yourself in a room, keep all internet/computer/phone outside.

Just do nothing. Live like this for 5 days.

Your overstimulated mind will start to go crazy, and each hour will look like many hours looking at the seconds hand of the watch.

You will find out that life is extraordinarily long.

But you will want to immediately go back to your old life.

Compare the above to days when you go out with friends to watch movies etc, before you know the day ends.

Nowadays we live like this and before we know years have ed.

So right answer is we have found ways to spend time faster, the speed of life hasn't changed.

So, it's up to the person to make it fast or slow.

Author: Kanwalpal Singh Flora, Quora
ItuExchange(m): 8:38am On Jul 08, 2024
Eliminate Social Media

Social media is THE #1 time waster in the 21st century.

It doesn’t add any value to your life, teach you anything useful, or even connect you with other people in a meaningful way.

Unless you’re using Facebook messenger to catch up with an old friend, avoid using social media for more than 60 minutes a day.

It increases depression, decreases life satisfaction, and generally isn’t a valuable use of your time.

You have better things to do. - Andrew Ferebee, Quora
ItuExchange(m): 6:40pm On Jun 21, 2024
An Appless Apple?

Here’s the bet:

Despite the company's current dominance in the app market, with its highly profitable App Store, Apple recognizes that the writing is on the wall…

And that a shift towards AI-driven, appless phones is inevitable. Apple is well-positioned to lead the charge and maintain its competitive edge.

Despite the potential challenges of replacing App Store revenue, Apple has opportunities to generate income in an appless future.

(For example, expanding subscription-based services to new features comes to mind.)

Ultimately, Apple’s focus on experience and its commitment to privacy and security make it a strong contender in the appless market.

No less…

The tech giant’s ability to create seamless ecosystems and its loyal customer base will help ensure a smooth transition to this new paradigm. – Chris C.
ItuExchange(m): 1:03pm On May 24, 2024
That’s Just the Beginning

For the record…

James was bullish on Ethereum when it was $10. Now, we’re even more bullish.

What’s changed? AI agents are just one potential bullish catalyst.

Here are four more:

1.] Supply is decreasing.

2.] Ethereum is scaling.

3.] Developers are staying.

4.] Ethereum ETF coming?

We’ll run through them real quick…

Supply is decreasing: Ethereum went through a massive upgrade 1.5 years ago that made it a deflationary asset. Since, Ethereum has burnt (taken out of circulation) almost 350,000 ETH. That's almost a billion dollars worth. This trend will continue at the same time more and more s are staking (locking up) their ETH for the long-term.

Ethereum is scaling: There’s another upgrade coming soon -- called the Dencun upgrade -- that will pave the way for Ethereum to scale to 100,000 transactions per second. (Layer 2 protocols can handle the rest.)

Developers are staying: Developers build apps. Killer apps attract mainstream attention. Mainstream attention attracts mass-adoption. Point? The more developers the better. Electric Capital’s new Developer Report shows that 87% of all crypto developers work on at least 1 Ethereum compatible blockchain. ETH is dominant.

Ethereum ETF: Blackrock, the largest asset manager in the world, talking about tokenization and Ethereum ETFs. We have JP Morgan who sees the value of tokenization, which he says won’t happen on Bitcoin. (Though he’s wrong about a lot of crypto stuff, he’s right about this.)

Those are the catalysts that could make 2024 a banger year for Ethereum.

But even if ETH goes to $10,000… $50,000… $100,000(!)...

There’s more money to be made in early-stage cryptos.

Author: Chris Campbell
ItuExchange(m): 4:53am On Apr 28, 2024
chigoziri2403:
The main thieves are hiding in government house

So that is the reason why you need to continue stealing people's property (phones, generators, etc.), causing more pains, stress and anguish to innocents people?

1 Like

ItuExchange(m): 7:41am On Apr 26, 2024
📁 Population in 2100, as projected by UN Population Division.

🇮🇳 India: 1,533 million
🇨🇳 China: 771 million
🇳🇬 Nigeria: 546 million
🇵🇰 Pakistan: 487 million
🇨🇩 Congo: 431 million
🇺🇸 US: 394 million
🇪🇹 Ethiopia: 323 million
🇮🇩 Indonesia: 297 million
🇹🇿 Tanzania: 244 million
🇪🇬 Egypt: 205 million
🇧🇷 Brazil: 185 million
🇵🇭 Philippines: 180 million
🇧🇩 Bangladesh: 177 million
🇳🇪 Niger: 166 million
🇸🇩 Sudan: 142 million
🇦🇴 Angola: 133 million
🇺🇬 Uganda: 132 million
🇲🇽 Mexico: 116 million
🇰🇪 Kenya: 113 million
🇷🇺 Russia: 112 million
🇮🇶 Iraq: 111 million
🇦🇫 Afghanistan: 110 million

@FinancialWorldUpdates
ItuExchange(m): 10:24am On Apr 21, 2024
RichDad1:
Where is the statistic for Igbo land. We be jew too na.

Cele n tan yin.

Celestial dey deceive you.

8 Likes

ItuExchange(m): 2:09am On Mar 22, 2024
Meet Our Latest NETELLER VIPs

Introduction
Every calendar year, we choose 2 customers to become our VIPs. They have permanently special status with us and they can fund/withdraw Neteller through us, at parallel market rates, whether they open brokerage s through us or not.

These are people who funded with the highest amount of Neteller, and who also withdrew the highest amount of Neteller through us. They would be announced in early part each year and added to our list of VIPs. Their status is permanent.

Our Latest NETELLER VIPs
Victor Matifo: Matifo is an avid buyer and seller of NETELLER. He buys and sells constantly, being a trader who makes profits, cashes out and trades more. We appreciate him for his patronage.

Ede S. Ankeli: He is also a constant buyer and seller of NETELLER. This is someone who likes to make profits and then buys more to make more profits. We are happy to have added him to our list of NETELLER VIPs.

Okoye Chuma: Mr. Okoye is a big buyer, who also doubles as a big seller of NETELLER. He transacts in large quantities. He’s been with us for a long time. Thus, he has become our VIP and he now has the power to buy from us at cheaper rates and also withdraw through us at higher rates than are displayed on our website.

NB: We now have 32 Neteller VIPs in the house. And we will announce more of them next year. Would you be among our next new Neteller VIPs?

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