NewStats: 3,263,887 , 8,181,777 topics. Date: Sunday, 08 June 2025 at 03:57 PM 48b4l

Hello Gurus in the house...

My classes starts by May 2023. But i plan to enter Canada by Feb 2023 that's next month.

I hope it's okay to enter Canada three months before the start of my classes?

Uzorsammy:
You should have used a Canada immigration Consultant sha to save from all this stress you went through for ur visa application. You where very naive about Canada STudy permit application

Which immigration lawyer? The ones that will charge you $3,000 CAD or USD sef? Or the ones here that will post that we want you to do it yourself but you face challenges and they request for 200k just to write sop for you? Or the one here that collected 900k to do application for someone I know...

I did it myself with the help of some good guys here... And please don't use the word "naive" next time it's sounds rude.... Thank you

..... PPR ALERT ....

3RD TIME APPLICANT

1ST APPLICATION

self sponsored
Bank statement 19M

Refusal reasons
I have reviewed the application. the applicant is seeking to study in Canada. I am not satisfied that the applicants will leave Canada at the end of their stay as a temporary residence. I note that the client is single, mobile, is not well established and has no dependents. taking the applicants plan of studies into D documentation provided in of the applicants financial situation does not demonstrate the funds will be sufficient or available. I am not satisfied that the proposed studies would be a reasonable expense weighing the factors in this application I am not satisfied that the applicant will adhere to the and conditions imposed as a temporary residence. For this reason above I have refused this application.

They said funds provided are not commensurate to applicant income.
Transaction shows lump sum source of funds unknown. Concerns about funding.

I Paid just the initial $1,500 CAD for Conestoga

My 2nd application also the same thing...

Then here comes the 3rd application

And God did it

I used a third party sponsor
My cousin (affidavit of sponsorship)

My statement of 17.5M
Sponsor 10M
I paid first semester tution of $10,000.
Neco result
Transcript
CAC of my company and that of my sponsor
Also my pay slip
Police clearance
I applied march 15th...

But along the line I requested for gcms as everytime I see APPLICATION UPDATE... I request for a new one gcms...

Along the line I got my gcms
No travel history
No previous education
Tuition fee not paid
IELTS not provided
Income no proof provided
Sponsor 3rd party relationship unknown .. income ..pre assessed ...
Family in Canada not provided ...
Medical expired ...

Immediately I saw all this concerns I tackled it fast .. I already did a new medical so I sent it... I explained every other thing to them as well all the documents they said I did not provide earlier I resent it to them again and August 13 by 9.07am 2022 on my bed I got medical request then on the 25th August 2022 I got PPR ...

I am still around not leaving till next month... I just want to thank two great friends I made in this platform that took my matter personal.. Ralf Daniels and Osas. God bless you my G...

Abeg who is moving next month.. Conestoga is the school Ontario is the location...

Let's go there !!!

Abeg where can I get winter jackets and very good t-shirts and other things to buy before leaving ... Thanks

Hello good morning.... You said "you were informed"... Informed by who? Please I have someone in a similar situation... So please is it IRCC that informed you?

Jay5050:
Greetings Everyone,

I received my ppr some days ago which I shared here. In it, I was informed that my port must be valid for the duration of my expected length of stay in Canada. Unfortunately, my port has just 8 months validity, which is not up to my expected length of stay.

I therefore need to do a new port ASAP because I have less than 30 days to submit my port. I believe we all know the difficulties and delay in doing a new port or renewal now. Most of the immigration office in Nigeria have no booklet at the moment.

I met someone(immigration officer) who told me that they can do an e-port for me at their own office and it will take just a week to be ready. I just want to ask, does Canada accept e-port?

Thank you all and GOD bless �

[quote author=Samxx post=112082144]please what Canadian bank did you use for GIC and how did you go about setting it up , thanks

www.cibc.com

Hello Good morning,

Please I need help, currently in the bank right now. I want to make payment for GiC, $10,000 CAD. But my visa is not yet out. I am paying it to buttress my application to proof more financial strength. But after printing the CIBC form(STUDENT BANKING OFFER PAYMENT INSTRUCTIONS).

BUT the FORM A... Its now being filled online. The issue now is that what are the document I am to . And also it is asking I should student visa documents and my application is still on, I am yet to get my visa. Please what do I do? Has anyone encounter such before? Before now form A na bank dey fill am.

Nigeria is just annoying

Hello good morning everyone good morning to all the gurus as well.

It will be a long post and please I really need guidance and help/ advice.

Kindly read.

I have gotten two refusals.

My first application.....

I applied first early this year. Self sponsored. 18M in three banks all statements attached, but had lump sum deposit in one of them (sold some assets).

HERE WAS THE REFUSAL REASONS

"I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based in your family ties in Canada and your country of residence."

"I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR based on personal asset and financial status."

REQUESTED GCMS....

HERE IT IS......

PA is self funded. Employment letter shows PA makes 16,000 annually. Funds provided are not commensurate to PA income. Transaction on bank statement shows lump sum deposit. Source of funds unknown. Concerns about funding. Bank statement to be verified.

{[/b] please note that in my SOP I stated there the businesses that I do I attached CAC OF MY COMPANY I ALSO PUT THE RECEIPT OF ALL EQUIPMENT THAT I HAVE FOR MY BUSINESS, so my only source was not just my salary, but I think I was judged based on only my salary as my only source of income}[b]

HERE IS THE REPORT FROM IMMIGRATION AND BORDER CANADA

"I have reviewed the application. the applicant is seeking to study in Canada. I am not satisfied that the applicants will leave Canada at the end of their stay as a temporary residence. I note that the client is single, mobile, is not well established and has no dependents. taking the applicants plan of studies into the documentation provided in of the applicants financial situation does not demonstrate the funds will be sufficient or available. I am not satisfied that the proposed studies would be a reasonable expense weighing the factors in this application I am not satisfied that the applicant will adhere to the and conditions imposed as a temporary residence. For this reason above I have refused this application."

SECOND APPLICATION.....

I submitted LOE, I explained the source of income, I gave a detailed financial table that shows how much I make from each equipments and how much I have in the bank. I used a sponsor (cousin) this time around he has 13M balance and sent me 2.6M for my first semester tuition.

I paid first semester tuition. I still submitted my personal bank statement of 17M. They verified my bank from the first application and I also reminded them that the funds are still very much there seated for months now that it is mine....

Yet I still got a refusal ... Here is the reasons again from my refusal letter. I just requested for my gcms note

"I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based in your family ties in Canada and your country of residence."

"I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR based on personal asset and financial status.".......


I ORDERED GCMS FOR THE SECOND APPLICATION, HERE IS WHAT IT SAYS....

[b]I HAVE CONSIDERED THE POSITIVE FACTORS OUTLINED by THE APPLICANT, INCLUDING STATEMENTS OR OTHER EVIDENCE.

THE APPLICANT HAS PROVIDED A REASON FOR THEIR VISIT TO CANADA

HOWEVER I HAVE GIVEN LESS WEIGHT TO THE POSITIVE FACTORS FOR THE FOLLOWING REASONS

I NOTE THAT THE APPLICANT INTENDS TO SELF SPONSOR,

HOWEVER GIVEN THAT INSUFFICIENT EVIDENCE OF ALTERNATIVE INCOME HAS BEEN DEMONSTRATED THE FUNDS AVAILABLE DON'T APPEAR TO BE COMMENSURATE TO HIS MONTHLY INCOME HENCE THE SOURCE OF FUNDS IN THE FINANCIAL STATEMENT IS NOT CLEAR INCLUDING ITS AVAILABILITY TO THE APPLICANT STUDY IN CANADA

I ALSO NOTE THAT THE APPLICANT COUSIN INTEND TO CO-SPONSOR studies however given the evidence of relationship/connection to third-party sponsor and the history of financial are not sufficiently substantiated,I have concerns about the credibility of the sponsorship, limited obligation for the 3rd party sponsor to provide ongoing financial .

based on the review of this document presented in of this application the application appears not to be well established in the home country

I am not satisfied that the applicant to leave Canada at the end of their stay as temporary resident, I note that the applicant is not well established in home country has not demonstrated proof of dependent dependents. given the lack of family ties or economic motives to remain in home country the applicant incentives to remain in Canada may outweigh their ties to their home country

Weighing the factors in the application I am not satisfied that the applicant will depart Canada at the end of the period authorised for their stay

for the reasons above I have refused this application.[/b]


Please can you advice or let me know what next to do.... As I have addressed the concerns from the first application I even used a sponsor this time around.....

mankind5050:
JR is ur plug!

Thank you.... So you think a Judicial review is okay? @lakebie

PapaObi:
You can see where a part of the issue may be arising in 1st application you are self sponsored, second cousin, what happened to all the money he said he had before? That would be the question. Now as you stated you put pictures of your cousin but did you put his valid ID and also explain how you two are cousins. As far as the VO is concerned anybody can call someone their cousin. These are issues to be addresed. You and your cousin can be co sponsors. And if possible show statement for a year.

I submitted my own statement of and his own... So I am to still pay and he will still assist. I submitted his ID, his CAC, his landed properties.... I took pictures of me and him. I told them how my dad sponsored him through school so he is just returning the favour. So I also put in my own statemtnof I. Co sponsor as well.

PapaObi:
You can see where a part of the issue may be arising in 1st application you are self sponsored, second cousin, what happened to all the money he said he had before? That would be the question. Now as you stated you put pictures of your cousin but did you put his valid ID and also explain how you two are cousins. As far as the VO is concerned anybody can call someone their cousin. These are issues to be addresed. You and your cousin can be co sponsors. And if possible show statement for a year.

I submitted my own statement of and his own... So I am to still pay and he will still assist. I submitted his ID, his CAC, his landed properties.... I took pictures of me and him. I told them how my dad sponsored him through school so he is just returning the favour. So I also put in my own statemtnof I. Co sponsor as well.

PapaObi:
Okay, you said you used a sponsor, was this for the 1st, 2nd application or both and were you a co sponsor?

I used a sponsor in my second application.... My cousin.... He sent me money into my for my tuition fees... The first application I used self sponsored

PapaObi:
What exactly did you read(B.Sc, HND etc) and what did you graduate with? Additionally what course did you apply for in Canada?

I graduated with B.Eng, with a 2.2. applied for a PGD in Engineering.

CalcreteJB:
Did you mention who will manage your business in your absence to ensure that money keeps coming in while you are away? You are leaving your current job, meaning no more salaries. I think you need to look into those areas. The new equipment you also bought, did you mention why you bought them and what purpose they are going to serve to your studies?? Pls check these areas.

I am not leaving my current job, I will be paid 50% while I am away... I have a study leave letter from my work. The new equipment is to establish my business more. And I also stated it in my LOE how much it will bring in when I am away.

viviangogos:
Sorry about this delay. This is so disheartening to read. If you can, please go for JR. There are people on this thread that have done it successfully @RollyA is also planning to. You can any of them to give you a good lawyer to review your application and advise better.

All the best!!!

Thanks alot... A judicial review.... Does it have any consequences if it doesn't fall in one's favour ? Is there any risk of doing a judicial review?

Jay316:
we always say this here,no two applications are the same.that some ppl got ppr without paying deposit does not mean u that have millions in ur that the V.O is seeing shud not.always put in ur best in ur application. dont give the V.O any reason to deny u.if ur study is 4 one year,I see no reason y u shud not pay full tuition and if it's for 2 year,please pay at least a year.

is ur sponsor ur sibling or parent ? if it's a 3rd party, did u explain with evidence y a 3rd party would want to sponsor u?

ur Fiancee is not a tie .take note.u are not legally bounded to her.ppl that get married sometimes divorse not to talk of Fiancee.am so sorry bro but girl friend and fiancee does not hold water as a tie except if she has a child for u,then ur child becomes ur tie to her.

also I personally think it's not a good move to tell them u just started a Business. How will u just start a new business and u wanna leave it so soon. personally I will doubt ur commitment to the new business cos u have not even nurtured the business. but that's my personal opinion. The gurus will come in.

please wait 4 the note b4 u re apply but start working on ur SOP and letter of explanations from now

Thank you ....I really appreciate.... I made an initial deposit the first application then paid the first semester tuition which was what the school requested for.... About just starting a new business ... It's not like I started a new business...I mean I just got a new equipment to add to the ones I had already just to show that I keep trying to build my business even tho I plan to travel that I will be back as I am still investing in the business....I am using a third party sponsor and he made a transfer of my first semester tuition to me just to show that he is really willing to go the extra mile... I also sent them pictures of me and him

Jay316:
wow.am so sorry that inspite of ur efforts, u were delayed.however, u still need to see this ur 2nd GCMS note.while waiting for the note,if u can still leave that money there.If that money really belongs to u,please pay ur 1st year tuition fee.the V.O may be thinking u have such money and u have not paid at least ur 1st year tuition fee but only paid deposit. Also I think at this point u should consider G.I.C to demonstrate that in addition to ur school fees u have paid for ur living expenses for 1 year.

please work on ur home ties.what is bringing u back to the country after ur studies to justify all this scarce Dollars u r spending. u have to give a detailed explanation. talk about ur background more.ur Family,ur love 4 ur work or business. ppl into business could capitalize of the fact that Nigeria had the highest GDP last year ahead of of south Africa and Egypt and if u are based in Lagos for instance talk about the viability of Business in Lagos and how u are making money at the same time the available of freedom to do Good legal business as a Citizen of the most populous black country in the world living in the commercial hub of the nation with the highest G.D.P in Africa.Brag about Nigeria a bit.

Personally ,I dont think ppl talk positive things about Nigeria in their SOP which does not help.pick positive things about Nigeria that will make I come back.take advantage of what ever state u are and d good of that state to promote ur home tie.dont 4get to link it to ur Job or Business. Then give a good reason y u would want to leave this beautiful country to another country to further ur education. in my own I talk about the fact that no Nigerian University does digital marketing or offers certification on digital marketing nor have the modern digital marketing software that I need in addition to my MBA.But my university in Canada offers me a certification in Digital marketing alongside my MBA. which will promote me when I come back as there are not a lot of digital professionals in Nigeria. this is just an example of taking advantage of ur situation.

finally I will advice anyone writing an SOP to write it one or even two months before u submit ur application. Trust me, new and better ideas will keep coming and it will help u come up with a final SOP that the V.O will like.Note that the V.O always read SOP. trust me.ur SOP may be the game changer.

not everyone is a good writer . if u cant,look for a guru to help u.am not a guru yet so dont send SOP to me.Mekano,just mellow,Frankrobbn, annon etc are all here for professional assistance.

Thank you for all you have said .... I did work on my LOE after the first rejection... I guess more work needs to be done... I really appreciate your contribution thank you so much

PapaObi:
When I did my 1st application in 2018, I paid my first semester school fees and my sibling a Canadian citizen was my sponsor and I was refused based on ties, travel history, purpose and assets. I didn't order my GCMS notes after going through this thread because most of what the GCMS would say is already available here. I reapplied this year. See what I did different.
I applied for a master's not PGD in which this time I did not pay any school fees but I showed home ties. I now have a child and I am engaged. Showed pictures and child birth certificate. Showed that my child and his mom are well established. Showed pictures of my parents properties and showed that I stand to inherit them and that was it . Note, they said they don't consider your course of study a reasonable expense. What did you graduate with and what are you applying for? Does it tally with work experience and or your educational background? Answer this question first. And as for the bank statement, you see this lump sum thing is two ways. If the lump sum came in today and then you apply for a visa they would see it as a red flag. I had lump sum, the difference is my lump sum came in February and when I applied in July the money was still there. What this shows is I didn't borrow it because who will borrow me 7million and leave it with me for 5months. I hope this helps a little.
Regards

Thank you for your response.... Let me explain to you... I did engineering, I am working in my field I applied for a course in engineering. Reasonable expense might be that considering all the money I have will be spent on the education I am planning to do in Canada... this was said from my first application.... As I feel they judged me based in only my salary .... So I had to break it down on how the money rolls in.... Now I have a business already established... I even have a company CAC... Then I had to get a new equipment to add to the existing one to show that I still plan to continue my business which I feel was a good home tie (my own thinking).... I told them about my parents as well but I did not put the pictures of parents or siblings.... But I used a sponsor that's my cousin different surname.... But I added his picture of me and him together.......I then added my finance also... Also landed properties ... Then I explained how the course I am going for will be beneficial to my current job and Nigeria at large.... And about the lump sum ... This was from the first application in my second application I stated that I have transferred all the cash to my other so there was no any lump sum in the second application....

Scott99tish:
Hi HakHim,

I think you focused only on the finance and not the other observation about Family ties in Canada and home country.

Another key note is; Since you have this huge fund owned by you, Why are you not paying the full tuition fees?

The VO might be concerned about someone showing huge sum with little commitment paid on program fees.

Please don’t forget to also tackle the Family ties in Canada and Home country. You can share what wa used…

My opinion.
Regards.

For the home ties.... I used my parents, my siblings and also my fiancé as home ties also includes pictures of the both of us in there. And why I will want to come back to meet her after my study....I also included landed properties.... Also the business I am just starting.... About the school fees payment... The school requested I pay for first semester yes I could have paid full tuition but then we still have folks who didn't even make tuition deposit and got PPR....

kennyjoy:


Before Gurus will come and analysis in details concerning your first delay, Order your Gcms note for your second delay to know the assure reason for the delay.

I have ordered the second gcms note.... I ordered same day I got the second rejection....

I have ordered the second gcms note.... I ordered same day I got the second rejection....

Before Gurus will come and analysis in details concerning your first delay, Order your Gcms note for your second delay to know the assure reason for the delay. [/quote]

Hello good morning everyone good morning to all the gurus as well.

It will be a long post and please I really need guidance and help/ advice.

Kindly read.

I have gotten two refusals.

My first application.....

I applied first early this year. Self sponsored. 18M in three banks all statements attached, but had lump sum deposit in one of them (sold some assets).

HERE WAS THE REFUSAL REASONS

"I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based in your family ties in Canada and your country of residence."

"I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR based on personal asset and financial status."

REQUESTED GCMS....

HERE IT IS......

PA is self funded. Employment letter shows PA makes 16,000 annually. Funds provided are not commensurate to PA income. Transaction on bank statement shows lump sum deposit. Source of funds unknown. Concerns about funding. Bank statement to be verified.

{[/b] please note that in my SOP I stated there the businesses that I do I attached CAC OF MY COMPANY I ALSO PUT THE RECEIPT OF ALL EQUIPMENT THAT I HAVE FOR MY BUSINESS, so my only source was not just my salary, but I think I was judged based on only my salary as my only source of income}[b]

HERE IS THE REPORT FROM IMMIGRATION AND BORDER CANADA

"I have reviewed the application. the applicant is seeking to study in Canada. I am not satisfied that the applicants will leave Canada at the end of their stay as a temporary residence. I note that the client is single, mobile, is not well established and has no dependents. taking the applicants plan of studies into the documentation provided in of the applicants financial situation does not demonstrate the funds will be sufficient or available. I am not satisfied that the proposed studies would be a reasonable expense weighing the factors in this application I am not satisfied that the applicant will adhere to the and conditions imposed as a temporary residence. For this reason above I have refused this application."

SECOND APPLICATION.....

I submitted LOE, I explained the source of income, I gave a detailed financial table that shows how much I make from each equipments and how much I have in the bank. I used a sponsor this time around he has 13M balance and sent me 2.6M for my first semester tuition.

I paid first semester tuition. I still submitted my personal bank statement of 17M. They verified my bank from the first application and I also reminded them that the funds are still very much there seated for months now that it is mine....

Yet I still got a refusal ... Here is the reasons again from my refusal letter. I just requested for my gcms note

"I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR, based in your family ties in Canada and your country of residence."

"I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection 216(1) of the IRPR based on personal asset and financial status.".......


Please can you advice or let me know what next to do.... As I have addressed the concerns from the first application I even used a sponsor this time around.....

HELLO EVERYONE, PLEASE I AM IN NEED OF HELP. I WANT TO REAPPLY FOR MY STUDY PERMIT. BUT I NEED A SAMPLE OF A GOOD LOE. SO I CAN KNOW HOW TO DRAFT MINE. PLEASE IF YOU CAN FORWARD ME A SAMPLE OF A LOE I WILL BE MOST GRATEFUL. HERE IS MY EMAIL ADDRESS [email protected]...

I don't want to do copy and paste I just want a template to follow so I can write a good LOE. I got a refusal so I want reapply. Thank you for your assistance.

EmeeNaka:
Please, when was your application refused?
Actually, it's likely that the major problem here is the unexplained lump sum deposited to your , of which you stated belongs to you. Usually, if there is an unexplained lump sum deposit, the application is bound for a refusal.

I stated in my SOP that the lump sum was a LIQUIDATED FIXED ASSET.....

@LEKIBOBOE OTHER GURUS PLEASE HELP HERE .

GOOD MORNING GURUS, I AM A SILENT READER HERE, I MUST COMMEND THE EFFORTS OF THE GURUS IN THE HOUSE.

PLEASE I GOT A REFUSAL, BUT I KNOW WITH YOUR ADVICE AND SUGGESTIONS EVERYTHING WILL STILL END IN PRAISE.

THE REFUSAL LETTER.....

I am not satisfied that you will leave Canada at the end of your stay as stipulated in subsection 216 (1) IRPR, based on your family ties in Canada and in the country of your residence,

I am not satisfied that you will leave Canada at the end of your stay as stipulated in subsection 216 (1) of IRPR, based on your personal assets and financial status.

THE REPORT I ORDERED.....
GCMS NOTE
Primary applicants holds a bachelor of engineering in mechanical engineering and appears to be working in the field primary applicant to be self sponsored or funded. employment letter shows that the primary applicant makes about C$16,000 annually available funds in the sponsors are about – ——- funds provided are not commensurate with the primary applicant income. transaction on Bank stat shows lump sum deposit. source of funds is unknown. concerns about funding.banks stats to be verified.

THE REPORT I ORDERED....

I have reviewed the application. the applicant is seeking to study in Canada. I am not satisfied that the applicants will leave Canada at the end of their stay as a temporary residence. I note that the client is single, mobile, is not well established and has no dependents. taking the applicants plan of studies into D documentation provided in of the applicants financial situation does not demonstrate the funds will be sufficient or available. I am not satisfied that the proposed studies would be a reasonable expense weighing the factors in this application I am not satisfied that the applicant will adhere to the and conditions imposed as a temporary residence. For this reason above I have refused this application.
...............................................................

PLEASE NOTE THAT THE INFLOW AND OUTFLOW (BANK HISTORY) IS VERY VERY HEALTHY......

PLEASE HOW DO I TACKLE THIS ISSUE?