NewStats: 3,265,072 , 8,185,551 topics. Date: Friday, 13 June 2025 at 11:15 AM 124f7

Tohsynetita1:

So you feel between something that is easy to open, reliable and fast and something that have opposite features, a normal human being will go for the latter?
I don’t know why we hate telling the truth in this Country, so you want to tell everyone that fintech doesn’t have any effect on commercial banking system?
Don’t worry, come back to this post in the next 10 years and see if thing will be better for commercial bank.
Why do you people hate to tell the truth?
How many youth of under 18 years old use commercial banks?
You talked on borrowing billions of money, how many Nigerians do borrow billions of money?
Commercial banks are still functioning but they are being going down gradually.
Go to any market and see if their is a seller that doesn’t have Opay or PalmPay or any fintech that they use often and most has commercial banks but they don’t even know the whereabouts of atm card let alone know their number.

Be there deceiving yourself before you realize , it will be too late for you.
Let me tell you from age bracket of Nigerians,
Age that uses commercial bank mostly are around 45 years upward and those that use it among them are those that cannot operate multimedia phone, I mean the application model type phone. This is common to those that uses ordinary phone.
You will hardly find someone between 16 to 44 yrs that uses commercial banks for day to day transaction.
If I am talking about day to day, I mean an you use anytime you want to buy something not an you use to receive salary or income.
But if you are still adamant with your view, wait till next 10 years and let see what the commercial banks will become.

This your submission is wrong in all ramifications

First, the youth are truly moving to opay , palmpay etc , but even if you like gather 10m youth and let them keep their change in opay and palm pay, it is not enough to stain the profit of commercial bank, your message and others like you is coming from the point of ignorance
Opay and the likes are microfinance bank and will remain so until they upgrade and start doing exactly what the commercial banks are doing which is opening of branches in all state of the federation
Not a single one of this Fintech can sustain the country , not one of them have the capacity to sustain the baking sector , the reason being that you really don't know the service commercial banks offer because the only thing you still do with the bank is to save your 20k there

When it comes to commercial transaction
Let start from cheques that will go to clearing that is paying gt cheque in zenith , you can only do that in commercial bank

Sending money from abroad nko ? Only commercial bank has routing number ....

When it comes to form A and form M , only commercial bank play in this field

APG ? Only commercial banks play in this league

Les talk about real loans ,it took 5 Nigeria banks to finance dangote refinery , and not a cent of that money comes from any of the Fintech, that is the type of muscle they can pull anytime anyday , keep your money in opay, the commercial banks are not aware of it

All the state government always burrow money from the bank pending when federal allocation will drop , all the project they are doing are being financed by the commercial banks and then they get their payment directly from federal allocation, if state government wait for federal allocation to drop before they do anything , they will not do anything

All the fintech keeps all their money with commercial bank , are you aware such that the commercial banks use that money self for business at the expense of the Fintech

The oil sector which is the real deal why all this commercial banks turns in billions of profit annually is still very much in play , regardless of how battery is going to save a lot , crude oil will continue to play an important factor in all our lives worldwide, every major and minor oil firms out there have billions in loans with commercial bank , as a matter of fact , that sector is being run by banks loan

There is a limit to the loan microfinance can give you , regardless, they can't give you 100m loan , while it will take them 10k customer to give 100m loan , it will take just one customer , mostly state govt for the commercial banks to give out 100b loan

10 years to come , commercial bank will still be strong cos thru have the money to actually stiffle the microfinance bank, it's cbn that is stopping them from doing it by granting concession to microfinance bank and Fintech

Here is what gpt has to say

IntelLord:


Have you got the book (Why We Struck), please? A soft copy?

Nope hard copy

seanfer:
Can Rufai and IBB tell us why the counter Coup of July 1966 carried out by the Northers soldiers which IBB himself was part of and directed against the Igbo Military men alone if truly the first Coup was not see and perceived as Igbo Coup...

This thing is not hard , all this IBB book and the rest are just cho cho, adewale ademoyega why we struck is more than a comprehensive book on this matter and exactly why a counter coup took place was discussed extensively in the book chiefly among promotion of ibo officers by ironsi who is an unfortunate beneficiary of the coup,
Keeping the coup plotters behind bars and eating the best food available irritate the norherners a lot , it's not the coup plotters fault that this happened, most of them were in uyo prison when the war break out , and that was the reason they fought on behalf of Biafra, they are soldiers, they were all happy to participate cos it's what they wanted to do, Nigeria will not want them so they fought where they were wanted

Even nzeogwu was release from prison , Nigeria did not want him to fight on their side , Biafra too did not want him to fight on their side too, so the man arrange small force of guerrilla fighters and we're just fighting aimlessly alone until he was kill , non of the fighting side want him, according to adewale, nzeogwu is a sweet talker , he can convince you to shoot your mother

femi4:
IBB lied, what did you expect him to say? The book is full of lies

The coup eliminated all northern leaders and gave birth to the genesis of Nigeria problem just few years after independence

Agreed, what of adewale ademoyega He lied too? He was a graduate of university of London, a full member of the inner caucus of the coup , a Yoruba from ogun state, have you read the book why we struck? Or you just come online as usual with your empty brain to spew rubbish as usual, my name is Femi , and all the Femi that I know are usually womanizer and book smart , I don't think you are either

zero8zero:
That stupid Obidient called Paul Eneche is now going about arresting every one that exposes his fake miracles including his own younger brother that is in jail for exposing his dark arts. Reno, the nightmare of Obidients is not afraid of police invitation, anytime he comes into the country, he would walk into the police station & give more exposé on the fake pastor.

I am force to make this comment, have you check out the pattern of your comment on nairaland? U wake up everyday to insult obidient, insult any Igbo people and tagged them obidient, last time I checked, tinubu won the election, atiku came second and lost, peter obi came third also lost , tinubu is the president and it's his policy that is currently shapping Nigeria current trajectory, despite all this , u came online everyday to insult everything obidient,
Are you ok?
Do u need to be checked into psychiatric hospital? My name is Femi for your mental sake and I don't hate Igbo
I don't think you can even work if they get you a job,
U need rehab men!!!

xcitedjay:


Mine too has the EVAP code, my guess is that it's due to our Nigerian fuel. Try out the other recommendations. Your vehicle shouldn't be consuming that much fuel.

The attached picture is my consumption for about approximately 20miles of highway driving a few minutes ago. 45.8mpg

Pls what's the name of this app?

BondRiv:


How do you tell a Rivers man to leave Rivers State alone? The audacity! He doesn't owe you any explanation. There's nothing to be enjoyed in the lawlessness being perpetrated by that rascal of a governor called Fubara.

Do you want wike to come back to river state to do third term as governor so that your insatiable thirst can be satisfied ?

yarimo:
You are not yet communicating, just trying to be over sabi 😆😆😆 cold Start sensor in EOD 🤣🤣🤣🤣🤣🤣🤣🤣

M T head

yarimo:
you just posted rubbish, you are not communicating or suggesting what the owner can do . Most you post if you don't have anything to say?

Cold start sensor is the first thing to check if your car start fine every other time of the day except in the morning , alternatively scan the car , instead , look at the silly solution you offered....not surprised thou

yarimo:
there are different causes of engine struggling to start in the morning some are, (1)plugs ( 2 ) some nuzzles need change (3) the fuel pump is giving you warning at any time it can stop working completely (4) all the coil need to be check . If all this 4 failed to normalize it you have no any other options than to change the brain box. Look for EOD brain box and test it and see, doing that will save you from unnecessary spending

When you put APC matter for your head , it's hard for anything sensible to be in that head

The process of the car igniting in the morning involve the cold start switch to warm up the engine, it help the engine to attain high temperature very quickly when starting the car in the morning

The engine is already warm at any other time of the day is the probable cause why it's not having the starting issue at those time, and of all the suggestion you can make , cold start switch which is the plausible number 1 culprit was ommited , and straight away to changing ECU.....well-done

Sannisege:
One thing is sure. Tinubu is smarter and greater than all igbos living or dead.

And can't use this smartness to fix the country? I mean death coming from stampede from food sharing is high evidence of hunger in the land, stop, it's high time he fix the country rather than using the smartness to win election through bribery and corruption

obailala:





The question I asked earlier was more of a philosophical question bordering on the propriety of a sovereign country possessing the right to dictate to other independent sovereign countries who they can or can't talk to, sleep with or do business with.

Why should a sovereign country have the right to even sanction other sovereign countries, to the point of bullying other sovereign independent countries into comforming to the rules they set?

That no one thinks there's a flaw in this system, that is the basis of my confusion which I talked about in my earlier comment.

This is how it works , most of today's technology was developed by europeans and the US, this technology is patented, they hold complete right to who they can sell it to and how u can use it, eg you can not buy a US fighter plane and use it to attack the US, it's in the purchase agreement.

You also can not buy it and sell it to whoever you want , and even if you agree to this , does not guarantee they will sell it to you, that's why you don't see many nation strolling to buy their fighter jet anyhow,
So if they don't like you and they sanction you, it means nobody using their product must give you that product if they sell plane to Nigeria , Nigeria can not resell that plane to Iran , you can not send money to Iran for example , cos the technology to send money like that is SWIFT, its own by the US and if you want to use it, they will tell you where you can and can not use it

mu2sa2:
Good thinking. Nigeria isn't a zombie nation to be fighting other people's foe. Iran isn't Nigeria 's enemy and Nigeria shouldn't allow the west to use it as proxy to fight Iran. If Azman trades aircraft with Iran, so what? After all, the Iranians will pay Azman and the money will be in hard currency, which will help boost our forex. I know some mumu will come here to exhibit their mobid, fanatical ignorance, but if Azman or anybody else did sell aircraft to Iran, that's business. In fact, Airpeace and other businesses should exploit the situation and make good bucks. Nigeria should be non aligned and do good business with ALL countries on earth for the benefit of the country, not minding the blackmail of the west.
God bless our dear native land of Nigeria and shame her detractors.

This comment here shows how limited your knowledge is and terrible the situation is if we have plenty of your kind
Before you spew another trash, this is how sanction works

Any product develop and designed by the US or its allies like UK, can not be sold to a sanctioned nation, eg you can not send money to Iran , Pakistan , Afghanistan from Nigeria using any of transfer option available because those platform were developed by US, most especially (SWIFT) (her people or govt)

Now, you can't just buy a US plane and sell to whoever you want , in the agreement of purchase, they will list the people you can not sell the plane to or even fly to without an express approval from them ....so bro u are not going to make money using that route, you will be ban from ever buying a plane from them

CyrusVI:
Everything seems right under PBAT

Onne is closer to Aba than Lagos and it is equally functional ...Pick a cue from this

No more excuses for the exodus of people from there to here


God bless Nigeria

Your comment move straight from praising tinubu to racial comment .....from someone who nearly died from the comment of Kemi......you are angry with kemi's comment about Nigeria , and here you are , a nobody, not know anywhere in the world doing the exact same thing to your fellow Nigeria ....what else do u want kemi to say? To follow you and praising tinubu, wike and omokri? Then denigrate the south east just like you did now ?

helinues:


Hahahaha, some of them have been in the middle of the ocean, North in front, South West at the back.

They hate the tax exemptions North have been having privileges to for years yet they don't want to commend any of the government moves.

The two of you are very very sick ooo , the op ask to state reason why you like the tax reform or not but somehow u manage to drift it to obidient people , meaning they have been living rent free in your head and even thou they loose election , the thing still dey give you heart attack every night

Richtaiwo:
Some people were born and bred with bitterness.

Third mainland bridge is located in Lagos.

Because of this location, watch how bitter people start scooping the Internet searching for none existent information about bridges.

At the end of the day, they will post pictures of a hypothetical bridge in one hypothetical Republic of Rhetodepecoldia. Whichever country bears that name.

Bitterness live in your heart, hope it does not give you headache at night ?

DeLaRue:


No, he is not.

Trying to find a solution to a self-inflicted problem that has existed for several decades is not madness.

You can't open a dollar at any bank branch in the UK, nor can you open a Pounds at a bank in the US.

Why should individuals be allowed to operate dollar s in Nigeria. Is it our legal tender

This is one of the factors fueling the current misalignment of the naira.

The government needs to phase out dollar s. It should not be possible for any individual to open or operate a dollar .

I know it takes a brainless person to be an APC member ....so continue ...you can open a dollar in the UK as per you are the UK prime minister

FreeStuffsNG:

Gas has always been cheap and will always be the cheapest.

Mention one gas that is cheap in Nigeria ....and don't mention cng

Anyway , the guy you are quarrelling with has a valid point, he simply ask a question....have you converted your own car? I have never seen anywhere where asking question becomes an offence , and to make matter worse , the question is a fantastic one cos if you writing so much about it, you should be able to provide personal experience

Gazzuzz of blessed memory did exactly that, fuel his car with cng and travel to benin from Lagos with it and he document his experience

You dodging the question then finally dragging to politics and so much down to a political candidate shows the rickety and the indirect implication of your thread ....it's not so far to draw conclusion.....

You could have answer ....yes I have converted my car
No I have not converted my car
Or I don't even have a car

No one will crucify you

lebete3000:


You seem not to be good at explaining things, cos I still don't understand how e go chop light when you off am.
That's ludicrously ridiculous and Luciferously satanic

Well this is what he is trying to explain ....
How fridge work, fridge only consume electricity when the compressor is working , now the compressor does not work all the time, it works to cool down the fridge to a certain degree, once it reached that degree, the compressor stop working, and no electricity is consume, thos can last upto 1 hr after which the coolness will reduce and the compressor picks again to cool down the fridge , this will however be for like 10 mins before the compressor stop for another 1hr

However if you are switching off the fridge for 12hrs straight as advice, the compressor will work for the remaining 12hrs straight that you put it on to achieve coolness compare to the 15 mins work every 1hr

15mins work every 1 hr or 12hr straight every day , which one do u think will save electricity

jyz200:
i knew that David time is up
investigative journalist my foot ,a very stunch Peter Obi er

Since when did ing Peter Obi become a crime ? Can you see where your stupidity lies? And has yahaya bello that is in this country being found to face trial? ....see how stupid you are now ?

CyrusVI:


This is who Aisha Yesufu thinks she is

VDM is living the dream of that Minnie Cashivist with zero level 🗑️

It will take a long time ......before you have sense, your BATeria infected sense make you come online everyday and find a way to blame everything PO or any of his ers, did Aisha told you she want to be a social media celebrity ni? That you quickly find a way to drag her into this unrelated story!!!

T9ksy:




And how do you think Pa Awo could have force yoruba out of Nigeria, at the time in question? Had Awolowo tried anything of such, what happened to Biafra would have been our lot with the attendant destruction of yorubaland and innocent lives.

By so doing, pa awo would havefallen into Ojukwu's trap. What do we have to fight with? Even ojukwu that bragged of been preparing since the " Northerners revenge coup" of July 1966, only had a few guns - relics from the WW1, in his armoury. Coupled with the fact the west & lagos was under siege from Northern troops, still bloodthirsty after igbos had murdered their revered spiritual leaders and also top military personnel.

Interesting enough, ojukwu was going to attack yorubaland anyway, regardless of what steps awo takes.

The aburi meeting in Ghana , the resolution was if two region back out, the country will resolve, ojukwu already back out, in that meeting awolo6was Yoruba representative, akintola has been killed in the coup, they all came back to Lagos and with the promise of being a vice president (head of state ) from gowon, awolowo choose to back gowon , since 2 of the three people decided to stick , the third don't have a choice , leading to the civil war

..

Idiot should stop seeing the coup from the eyes of tribalism, everytime you see the coup from the point of tribalism , you are a very big fool and a stupid idiot, every time a coup is executed , it was executed by Nigerians for Nigerians by group of military officers from the Nigerian army who seek to take control of the govt due to the corrupt nature of the civilian govt that is still happening today , you are very stupid to be seeing it from the spec of tribalism

The very first coup comprises of many igbo officers and 1 yoruba officers adewale ademoyega , whose of the coup as been deem as the most authoritative of all the , and Obasanjo was a friend to all the coup planners ,

Secondly they were all educated safe for leader of the coup , adewale himself was educated in England, Emmanuel ifeajuna graduated from UI etc ...they were seeing the glaring corruption the same way we were seeing it now and they decided to do something about it

Lastly , the north were the one that decided they wanted to leave Nigeria not the igbo, it was the British that persuaded the north to stay as oil was just discovered to be the new gold , the British severely warn the north , if they leave , agriculture will not save them, And igbo declaring independent was not because if the oil but solely for the fact that there were senior people in the military who senior both ojukwu and gown, both of which are of same rank, it's this very factor that ojukwu refuse to bow to his mate that led to civil war , personal reason not national or regional reason

The only person I blame in all of this is obafemi awolowo, who was the only reason Nigeria still exist for declaring for gowon, if Obafemi awolowo has also force us Yoruba to leave the entrapment call Nigeria , we Yoruba will be rivaling the western nation and I strongly believe the south and the east will not be far behind in development, Nigeria as a whole is an entrapment of corruption that will continue to sing development song in years to come

shivisee:
Obi likes wearing black. I’m sure its because it’s stated that intelligent people are attracted to black, And it evokes mysteries! But the funny thing is,” obi himself is not a smart person.he just want people to see him as one.If you are averagely smart and you listen to him,you will realise that he’s not a smart person! The day one woman was asking him question on green energy,baba embarrassly blanked out! When current governor soludo fact checked him on his performances when he was governor,I knew he will never rebuffed him! It’s not that he does not know how to respond to him but he got intimidated by the prof,due to his poor not smart foundation,I knew he will avoid coming at the professor cos he knew that one would expose his ignorance! Anyway na still package fraud!

If you look at it very well , look at those pictures very well, you will realize you are the fool, and if you don't realize this? It's very worse for you, all politicians are the same cos their interest are all the same...

Ironbull:
These Chiness should stop this shit. Enough of all these noise, how dare ordinary firm having the audacity to siezed presidential aircraft, ordinary firm not even the Chiness govt, they are lucky someone like me not the president I will make sure that firm die a natural death in Nigeria. Nonsense!!!

Chinese firm listen good Nigeria is not Uganda, ok.

What effontry. I'm sure these gut is ed by one of the bitered loser playing opposition.

Now that you are a happy winner, I expected you to have taken your happiness over to to secureghe release of the plane .....sorry u have not done that? You are still here ? Yeah....that's because the world everywhere else is not govern by fraudsters like we have here....

FreeStuffsNG:
It was a PDP Governor who signed the contract just like the P&ID criminal case. It is always PDP and that's why we will never reward PDP or its low-budget version, ElluPee, with the Presidency.

After you have written all this rubbish, you try everything within your your power to manage to drag PO into a govt headed by BAT for a case that concern FG led by BAT, how PO manages to live rent free in you guys head is just so amazing

It was pdp that signed the contract but it was APC that cancel the contract and as usual gave inhumane treatment to the management staff of the company who eventually seek judgement outside the shore of this nation and got it .... somehow PO is youf headache in all of this

lonelydora:


I don't believe in optics. Can't he call them?

That you don't believe in it means every other person's must face the same route as you Did you see where your problems is now ? Putting nose into other peoples affairs , something wey no concern you , Peter obi should call them because that's is what your brain tells you to do instead , so the information is telepathiclly sent to obi whose own brain tell him to reach out physically !!!

Scarrr:
Mr waka waka on another eye service episode.

Very soon he go start hin own podcast show 😹

The thing dey pain you ..,continue languishing in pain

DevilsEqual:


Your capability to see negativity in every positivr news is astonishing

U could prolly go to a persons birthday to remind them they are a year closer to their death

There are many things a mans mind shouldnt attract and hate is top of that list

You somehow forgot how happy you always are everytime Reno He goat whine about PO, you rush to the thread to comment your hatred that knows no bounds