NewStats: 3,262,856 , 8,178,373 topics. Date: Tuesday, 03 June 2025 at 08:12 PM 2m1v2e

As for me I just keep 1k for their charges cuz I only save monthly... Sms alert in a month occurs only when I credit

Sheuns:
Use ur money to buy gold instead of saving in banks.

Gold is not safe, CERN just made gold with lead just of recently.
Most advanced countries are gearing to use Bitcoin as a reserve asset.

MartinsD12:

To be honest with you bank charges it's too much , sms alert is now 6 naira 4 naira before, bank ussd 6 naira now, atm maintenance fees, 50 FG stamp duty at least say you are not transacting much with bank you go collect 500 naira charges monthly imagine when you are transferring money as a business person sms alert charge's go surplus , not to talk of POS charges it's finished mehn

keep your money at home but don't cry when you don't find it again. Better to lose 1% than every thing. I cry that year

MIKOLOWISKA:
keep your money at home but don't cry when you don't find it again. Better to lose 1% than every thing. I cry that year

This your comment weak me...

house rat in human form don move your cash

Banks are mightily stealing from customers these days. It better to bury your money somewhere now to avoid the rogues in suits and ties.

Can you give little insight on how dis is done?

Sheuns:
Use ur money to buy gold instead of saving in banks.

Entanglement:
just say opay is winning!

As for me and my family, we shall stick with opay

Please enlighten me. Is Opay any different from local banks?
Don’t they charge for sms alerts, card maintenance and 50naira transfer fee?

Zackattack:

Please enlighten me. Is Opay any different from local banks?
Don’t they charge for sms alerts, card maintenance and 50naira transfer fee?

nope none of those charges.

Just as how commercial bank is, but the only difference is that dey don't steal from you like the access bank and the rest

I asked my bank to stop sms alerts on my because of the increase in alert charges. It's not because I cannot afford it, but it's simply insane to pay for a service that is of no benefit to me while the bank declares trillions in profit. Imagine the charges on one single deposit, first #50 on cash or transfer deposited, #6 alert, charges when you make transfer from the same deposit to another bank, alert on that transfer, talk less of VAT........so annoying.

What does that guy mean by gold pls?

Gboss247:
Gold is not safe, CERN just made gold with lead just of recently.
Most advanced are gearing to use Bitcoin as a reserve asset.

fuckingAyaya:
Person way tame Atlantic ocean no fit tame Nigeria? What an irony

princepee:
access bank is the worst when it comes to unnecessary deduction.
If you leave 50k in access bank for six months..
They take everything in charges ..

Crazy bank

Access Bank, Stanbic charges are a child's play where Zenith Bank is. If you try Zenith Bank, you hair go turn dada. I am on minus right now, because I stopped depositing, so they have deducted so tay the is on minus 265 naira and counting.

I removed my money from zenith bank and left change there for airtime recharge. They have since finished the money,they are now deducting in advance.

fuckingAyaya:
Person way tame Atlantic ocean no fit tame Nigeria? What an irony

The sharks in Nigeria are too much

Newton1045:


Pls which ones don't charge much.

The way the remove money from my .

First Bank will debit u for recharge cards without reversing it and u won't get the recharge

First bank did that to me twice I just stop using them to recharge.

isio1:


Access Bank, Stanbic charges are a child's play where Zenith Bank is. If you try Zenith Bank, you hair go turn dada. I am on minus right now, because I stopped depositing, so they have deducted so tay the is on minus 265 naira and counting.

Aside this current banks charges zenith has never debited from my even when I left my money there for almost a year.

iamL:


Aside this current banks charges zenith has never debited from my even when I left my money there for almost a year.

They have advised me to update sometime ago, claiming it is an old , I ignored them, maybe this is the resultant effect. that I opened in 1999. Though I have finally abandoned it, because I have other s to run my business and projects.

isio1:


They have advised me to update sometime ago, claiming it is an old , I ignored them, maybe this is the resultant effect. that I opened in 1999. Though I have finally abandoned it, because I have other s to run my business and projects.

Maybe that the reasons.

Between opay and moniepoint which is better, I want to open either of them for only daily transfers. This new transfer charges and tax is becoming annoying for those of us doing multiple transfer daily?

princepee:
access bank is the worst when it comes to unnecessary deduction.
If you leave 50k in access bank for six months..
They take everything in charges ..

Crazy bank

Since they made that covid donation they become something else
Useless bank indeed

iamL:
Between opay and moniepoint which is better, I want to open either of them for only daily transfers. This new transfer charges and tax is becoming annoying for those of us doing multiple transfer daily?

I can authouritavly recommend Opay!,,,,

Union Bank is worst

Entanglement:
just say opay is winning!

As for me and my family, we shall stick with opay

and palmpay

Fin tech platforms are the best.
They are better than most of these bank institutions.

Trust your thrift collector sha.....