NewStats: 3,263,132 , 8,179,212 topics. Date: Wednesday, 04 June 2025 at 07:36 PM 671s4v

PAYONEER: Why I Stopped Using Payoneer and What I Use Now. TransferWise Wise + Crypto.com

This post will be deleted soon. It's too precious to be be made public and free for that matter. Read it now or regret later.

Payoneer is a company owned and managed by a depressed and frustrated sets of people.

I used to use it some years ago. I still do, but as my 4th option. One day, I wanted to link my Publishdrive to it and they ended up banning my after multiple attempts to link it.

When I was using it, I receive my Amazon royalties through it. My GTB was the bank I withdraw the money to, but they a terrible exchange rate — below CBN's official rate.

I lost lots of money because of this poor exchange rate. I'm glad they banned me — this pushed me to dig out better options.

While digging out other options, I called a female friend and created a Payoneer for her with her details and that was what I was temporarily using to recieve my Amazon royalties for the mean time.

With this girl's , she had her UBA attached to it and their exchange rate was worse than GTB. This made me to start using Paxful to withdraw.

With Paxful, I'll sell my Payoneer Dollar to someone on that platform and he will take around 2% or less of my total money and give me USDT.

I'll send this USDT on Paxful (they charge $5 per transfer), to my Binance and sell it with black market rate (P2P) and make much more than using GTB or UBA to withdraw directly from Payoneer.

This method above was 10 times better than direct Payoneer to local bank transfer.

My Current Method

I have ed on sites that give me USA, UK, Canada, etc. numbers just as Payoneer gave me.

I'll only reveal 3 of them (I have more than 6).

1. Dukascopy dot com
2. Crypto dot com
3. Wise dot com (formerly Transferwise)

These three above will give you foreign numbers. How do you use it?

Typing...

1. Create a Wise and it with your ATM card to generate your foreign numbers. Sadly, Nigerians have made Wise to stop accepting our ATM cards. The new method is to create an with Barter by Flutterwave. Click on virtual $ card and fund it with 20 or 25 Dollar. Use this Barter virtual card to your Wise dot com and they'll give you your USD number. It's not only Barter that works — others do too, but not a typical Nigerian debit card.

2. Go to kdp.amazon.com and add this your USD details there and at the end of the month, Amazon will send your royalties there.

3. When the money arrives, send it to your Crypto dot com number. CDC means Crypto Dot Com. To use the CDC app, your phone must have Android OS 10 or above. I think Android 8 works too. Install the app, create an and with your driver's license or int'l port.

I know some of you will be saying: Sir, I don't have a driver's license or an int'l port. What should I do? My reply is: My dear, go and sleep — making money online is not for you if you don't have any of them — focus on agriculture. Making money online is not for people who can't cough out small money to get an int'l port or a driver's license.

4. Now you're verified and CDC has given you your EUR number, open your Wise.com app, click on where the money is, click on "Send," click on "Add a New Recipient," and add the number you copied from CDC. Now, make your transfer.

The charge from Amazon to Wise and from Wise to CDC and from CDC to Binance is so small that you won't even notice it.

After 35 minutes or less, the money from your Wise will arrive your CDC.

5. Since it's EUR you sent to CDC, you'll convert it to USDT by clicking on "Sell." Sell your EUR to USDT and finally send your USDT to your Binance via BEP20 network. You'll be changed $0.80 transfer fee (80 cent).

6. Finally, you're here on Binance. I already assume you have a verified Binance and you know how to use it. Transfer your USDT from Spot wallet to Funding and sell it on P2P.

With this method, if Amazon sent you $5,000, you'll end up getting around $4,995 in your Binance. This means you only spent $5 on total fees. If it's $500, you'll get up to $495 or more in your Binance .

Isn't this better than using Payoneer to bank, Payoneer to Paxful, Lócal Bitcóin dot com, etc.?

It's a known fact that when a working method is introduced to Nigerians or Indians, it won't take more than 8 months before they abuse it and Nigerians get banned.

I always prepare for the worst while praying for the best.

The end.


Modified:

Oh, I forgot, we buy PayPal and Transferwise funds. You send us your Dollar, we send you Naira. See the screenshot of our rate below.

Note: It's subject to change.

Thank you.

Latest update I've seen today

Great method. I'll bookmark this page page.

Thanks.

When you sell to p2p will it be converted to naira and sent to your bank ?

How to convert payoneer to btc and withdraw it.

iLegendd:
3. When the money arrives, send it to your Crypto dot com number. CDC means Crypto Dot Com. To use the CDC app, your phone must have Android OS 10 or above. I think Android 8 works too. Install the app, create an and with your driver's license or int'l port.

I know some of you will be saying: Sir, I don't have a driver's license or an int'l port. What should I do? My reply is: My dear, go and sleep — making money online is not for you if you don't have any of them — focus on agriculture. Making money online is not for people who can't cough out small money to get an int'l port or a driver's license.

Sir,what of people like 17 years?What else can they use?

.

What happened to Dom ? You could have used a Dom to receive money from Payoneer instead of letting banks cut your head off.

jasonclement:
What happened to Dom ? You could have used a Dom to receive money from Payoneer instead of letting banks cut your head off

if he received to DOM , will banks allow him withdraw dollar notes?

rainlover:
if he received to DOM , will banks allow him withdraw dollar notes?

Yes

jasonclement:
Yes

but they will always say there's no dollar

iLegendd i will buy you drink one day . I done save this one. I pray that bad nigerians will not make this one to cast too

iLegendd:
3. When the money arrives, send it to your Crypto dot com number. CDC means Crypto Dot Com. To use the CDC app, your phone must have Android OS 10 or above. I think Android 8 works too. Install the app, create an and with your driver's license or int'l port.

I know some of you will be saying: Sir, I don't have a driver's license or an int'l port. What should I do? My reply is: My dear, go and sleep — making money online is not for you if you don't have any of them — focus on agriculture. Making money online is not for people who can't cough out small money to get an int'l port or a driver's license.

hahahhaah

jasonclement:
What happened to Dom ? You could have used a Dom to receive money from Payoneer instead of letting banks cut your head off.

Banks are thieves...

They will charge nearly half of the total amount you receive...

Using a Dom is the last thing you should do according to my findings...

Don't you think ilegendd must have tried that line and found out he's been ripped off?

iLegendd:
PAYONEER: Why I Stopped Using Payoneer and What I Use Now. TransferWise Wise + Crypto.com

This post will be deleted soon. It's too precious to be be made public and free for that matter. Read it now or regret later.

Payoneer is a company owned and managed by a depressed and frustrated sets of people.

I used to use it some years ago. I still do, but as my 4th option. One day, I wanted to link my Publishdrive to it and they ended up banning my after multiple attempts to link it.

When I was using it, I receive my Amazon royalties through it. My GTB was the bank I withdraw the money to, but they a terrible exchange rate — below CBN's official rate.

I lost lots of money because of this poor exchange rate. I'm glad they banned me — this pushed me to dig out better options.

While digging out other options, I called a female friend and created a Payoneer for her with her details and that was what I was temporarily using to recieve my Amazon royalties for the mean time.

With this girl's , she had her UBA attached to it and their exchange rate was worse than GTB. This made me to start using Paxful to withdraw.

With Paxful, I'll sell my Payoneer Dollar to someone on that platform and he will take around 2% or less of my total money and give me USDT.

I'll send this USDT on Paxful (they charge $5 per transfer), to my Binance and sell it with black market rate (P2P) and make much more than using GTB or UBA to withdraw directly from Payoneer.

This method above was 10 times better than direct Payoneer to local bank transfer.

My The Current Method

I have ed on sites that give me USA, UK, Canada, etc. numbers just as Payoneer gave me.

I'll only reveal 3 of them (I have more than 6).

1. Dukascopy dot com
2. Crypto dot com
3. Wise dot com (formerly Transferwise)

These three above will give you foreign numbers. How do you use it?

Typing...

Payoneer banned my too and i stopped receiving payments from amazon due to the ban.

I had to change my payment details on amazon by deleting the payoneer details and used a friend's UK bank details, but amazon mailed me that they will not pay me because the new details doesn't match the name I used on my amazon .

I though I could use a friends details on amazon to receive payment but it seems that doesn't work.

So sir, how were you able to receive your royalties through your friend's payoneer details?

Because the details on amazon must be same (not 100% sure though) with your names...

Pls do you have the idea of charges of usd by barter when funding up to 20usd

iLegendd:
1. Create a Wise and it with your ATM card to generate your foreign numbers. Sadly, Nigerians have made Wise to stop accepting our ATM cards. The new method is to create an with Barter by Flutterwave. Click on virtual $ card and fund it with 20 or 25 Dollar. Use this Barter virtual card to your Wise dot com and they'll give you your USD number. It's not only Barter that works — others do too, but not a typical Nigerian debit card.

Can I use another merchant like leopay or monzo or even dukarscopy instead of wise then transfer to CDC?


Will the process still work?

Niom:




Payoneer banned my too and i stopped receiving payments from amazon due to the ban.

I had to change my payment details on amazon by deleting the payoneer details and used a friend's UK bank details, but amazon mailed me that they will not pay me because the new details doesn't match the name I used on my amazon .

I though I could use a friends details on amazon to receive payment but it seems that doesn't work.

So sir, how were you able to receive your royalties through your friend's payoneer details?

Because the details on amazon must be same (not 100% sure though) with your names...

I no longer answer questions relating to publishing, but let me just help you out. Don't ask for more.

Step 1: Click on "Your ."
Step 2: Scroll down and change the name you currently have there to the name of your US or UK friend's .

Example: If his bank is Bank of America or any bank and name he used to open the is James Isioma, then type James Isioma in the name box below.

Step 3: Scroll down and click on Save. If you don't save, it will revert to the old name.

After doing this, your problem is solved. As simple as ABC. Please, make sure the name is EXACTLY as it's arranged by his bank. Writing in captial letter or small letter is not an issue. All that matters is the order and correct spelling of the name.

If his bank uses surname first before first name, like Isioma James, type it exactly like that.

That's all.

esakorede:
Pls do you have the idea of charges of usd by barter when funding up to 20usd

Good Q

esakorede:
Pls do you have the idea of charges of usd by barter when funding up to 20usd

You can also use Dukascopy's virtual card, but you'll spend more. $20 for the virtual card, $2 for monthly maintenance, then another $20 to send to Wise for verification to get your foreign details.

I used Dukascopy, but someone I know used Barter. I don't know how much he spent. Barter is way cheaper.

Do it and tell us how much you spent.

iLegendd:


I no longer answer questions relating to publishing, but let me just help you out. Don't ask for more.

Step 1: Click on "Your ."
Step 2: Scroll down and change the name you currently have there to the name of your US or UK friend's .

Example: If his bank is Bank of America or any bank and name he used to open the is James Isioma, then type James Isioma in the name box below.

Step 3: Scroll down and click on Save. If you don't save, it will revert to the old name.

After doing this, your problem is solved. As simple as ABC. Please, make sure the name is EXACTLY as it's arranged by his bank. Writing in captial letter or small letter is not an issue. All that matters is the order and correct spelling of the name.

If his bank uses surname first before first name, like Isioma James, type it exactly like that.

That's all.

Thank you so so very much.
Much appreciated sir...

This update is priceless.

iLegendd:

It's a known fact that when a working method is introduced to Nigerians or Indians, it won't take more than 8 months before they abuse it and Nigerians get banned.

No lies

Ilegend, God bless you, man

You simply have to create a dorm and withdraw your payoneer funds there, bank will definitely pay you in dollars, no excuses.
Secondly, instead of cutting all those corners, wise-CDC-usdt-binance, why not sell your wise funds directly on paxful in exchange for Btc, then sell Btc for cash. Just my opinion, though your own update is equally good.

Niom:



Can I use another merchant like leopay or monzo or even dukarscopy instead of wise then transfer to CDC?


Will the process still work?

Have you ever tried using Leopay or Monzo before?

phranco:
You simply have to create a dorm and withdraw your payoneer funds there, bank will definitely pay you in dollars, no excuses.
Secondly, instead of cutting all those corners, wise-CDC-usdt-binance, why not sell your wise funds directly on paxful in exchange for Btc, then sell Btc for cash. Just my opinion, though your own update is equally good.

It seems you're in the business mainly to lose, not to preserve.

With the method I explained above, out of 1000, you'll only lose $7 or less. See below.

With your method, you'll lose $85 first, then another $5. That is, you'll lose $90 from your $1000 before the money arrives your Binance .

So, would you prefer to lose $7 or less or $90 or more in a transaction of 1,000?

The first two images is Wise to Paxful while the last two is Wise to CDC.

Also, consider you have zero chance of being scammed when using Wise to CDC because there is no middle man unlike Wise to Paxful that has a middle man who takes $90 from you and may even scam you and run with your entire $1000.

The end.