NewStats: 3,264,979 , 8,185,263 topics. Date: Friday, 13 June 2025 at 03:31 AM c4hh

bastardson:
Wow, this is a real issue... Also, does folio have as many stocks as T212.. I am trying to complete my registration process with T212.. Trying to be careful.

What if I open a Dorm ? And I load from there, will I also be paid into the Dorm ?

I don't know anything about folio.

To answer your 2nd question, if you open a dorm and you fund via transfer, they will pay your deposit back to the dorm but I haven't tried this before. Because even though I have done deposit via bank transfer, T212 doesn't allow me choose where I want to withdraw to, they always just send to my Nigerian card by default.

My advice is that never be tempted to use a Nigerian card on T212, stick to dorm transfers. Also find out the fees associated with dorm transfers. Do enough research before making final decisions.

Olaa123:
@Ina nla...did you end up selling ETSY
I'm so glad I was patient

can you send me Etsy invitation Link ,

bastardson:
Have you tried it before? Tobex stated that we should always recommend what we have used before.. If we also decide to use Bater? Which exchange rate does bater use at paying back?

I have not used it to fund. But i just got it now and i was able to add it successfully to my Gpay so i know i will be able to fund with it.

As for withdrawal, since it is a dollar card, Trading 212 should transfer dollars then withdrawal on the Barter App would be done at their exchange rate. Deposit on Barter right now is at $1/N475 and withdrawal is at N465.50/$1.

I have not intiated a withdrawal for now.

Update

Barter does not work for Trading 212

Tobex4realTobex234:


I don't know anything about folio.

To answer your 2nd question, if you open a dorm and you fund via transfer, they will pay your deposit back to the dorm but I haven't tried this before. Because even though I have done deposit via bank transfer, T212 doesn't allow me choose where I want to withdraw to, they always just send to my Nigerian card by default.

My advice is that never be tempted to use a Nigerian card on T212, stick to dorm transfers. Also find out the fees associated with dorm transfers. Do enough research before making final decisions.

Na wa o. Imagine funding with 470 and withdrawing at 380. Maybe you should send them a mail that you want withdrawals transferred to your dollar .

See what i got on Trading212 website.

"In case you have deposited a considerable amount of funds with card A and a lesser amount with card B, the withdrawn amount will be refunded with priority to card A"

Tobex4realTobex234:


Lol how is this different from what I had already said. Please note that a USD card issued to you by Access Bank or any Nigerian bank doesn't qualify. Only US cards issued by US banks get that luxury of getting USD back into their card.

As per Barter, I haven't tried that yet and do not know how it works.

Please let's only advise ourselves here based on real experiences not assumptions. Na something wey I don do wey wipe away my stocks profit so. And mind you that only my non-Nigerian USD card received actual USD. Prove me wrong that your Nigerian USD card received actual USD Ma?

Please those who have done withdrawals with Trading 212 should add their experiences here.

missed the entry, now at 14.96

InaNla:
Macerich (NYSE: MAC) - $13.09

Am entering the above trade today. DD advised.

bastardson:
I am getting tired of Bamboo, you will make a purchase when the price is low, they wouldnt activate it. Price goes high, boom, the make d purchase.

I bought 10 units of a particular share yesterday, despite the fact that i over credited the including their commission so that it will still be exactly 10 units,..

By the time dey effected it, the number of units dropped to 8.. It's really painful

DON'T BUY AT MARKET QUOTE. use limit for all your orders.

Tobex4realTobex234:


Lol how is this different from what I had already said. Please note that a USD card issued to you by Access Bank or any Nigerian bank doesn't qualify. Only US cards issued by US banks get that luxury of getting USD back into their card.

As per Barter, I haven't tried that yet and do not know how it works.

Please let's only advise ourselves here based on real experiences not assumptions. Na something wey I don do wey wipe away my stocks profit so. And mind you that only my non-Nigerian USD card received actual USD. Prove me wrong that your Nigerian USD card received actual USD Ma?

See this. I got it from Trading212 site as well.

"Note 2: If the deposits were mainly issued via bank transfers, and you'd prefer to have the funds allocated back to the same , then please do not hesitate to reach us. Our team will review each inquiry, and a fair outcome will be provided**."

Hello Guys,
If you are using Wire Transfer to send money to your US broker, you need to be aware of this. I use ChoiceTrade broker and regularly wire dollars to fund my .
But last week, in a bid to catch up with some stock, I did two wire transfers within two days because I was unable to buy enough dollars the first day.
So I got mail from my broker (ChoiceTrade) asking questions and in addition asking for confirmation letter from my bank which took some days.
But they finally released my money into my today after nearly one week of writing and getting bank confirmation letter to them.
Lesson: Wire Transfer is heavily monitored in the US, hence not permitted to send or receive multiple transactions within days. Always send one wire transfer at a time regardless of the amount, else it could be termed money laundering.
I have learnt my lesson though in a hard way with lots headache and prayer.
Just tot to share my recent experience and for others to learn.

Copied

WOOF IPO today

1stbest:
can you send me Etsy invitation Link ,

I don't understand you

obajoey:
Pls madam, I am trying to on T212 but I don't have a tax id, pls how do I go about this? Can I just put any number?

NA - Not Applicable

Enter the above - NA

InaNla:


NA - Not Applicable

Enter the above - NA

Thank you

GM.

PT $53.60

DD Advised

InaNla:


I use iOS...

I have GPay also on laptop...

But pay directly with my card with my phone without gpay or Applepay

Mad o.
Same Visa that I have. Chai inside life.

I use firstbank.. What about you?!

I'm thinking of ing my banks customer service.

Phraences:


See this. I got it from Trading212 site as well.

"Note 2: If the deposits were mainly issued via bank transfers, and you'd prefer to have the funds allocated back to the same , then please do not hesitate to reach us. Our team will review each inquiry, and a fair outcome will be provided**."

Please can you guide me how to do a bank transfer to T212?!

Phraences:


I have not used it to fund. But i just got it now and i was able to add it successfully to my Gpay so i know i will be able to fund with it.

As for withdrawal, since it is a dollar card, Trading 212 should transfer dollars then withdrawal on the Barter App would be done at their exchange rate. Deposit on Barter right now is at $1/N475 and withdrawal is at N465.50/$1.

I have not intiated a withdrawal for now.

Update

Barter does not work for Trading 212

Hi boss, which US stocks would you advice me to buy at this period?

Thanks Sir.

InaNla:
GM.

PT $53.60

DD Advised

this dude was 46 some days back. Looks like they are now ing the EV price rally.

Biotechs requires more research and patience. When it goes right always turn out a bigger blow out. Recent case is lexicon but I jumped out too early cos of past experience

Hello guys?

Been feeling bad since yesterday. Held unto Gamestop for 6 months awaiting a short squeeze. Entered at $6, sold at $10, re-entered at $13 two months ago, sold three days ago at $18.11 and boom the squeeze started after selling. Currently at $40 in just 2 days and it has been hell for me because I missed out!

Any advice?

Penboy:


Mad o.
Same Visa that I have. Chai inside life.

I use firstbank.. What about you?!

I'm thinking of ing my banks customer service.

I use 'The FirstBank Visa Debit Multi-Currency card'.

https://www.firstbanknigeria.com/personal-banking/cards/debit-cards/visa-debit-multi-currency/

jkcarz:
Hello guys?

Been feeling bad since yesterday. Held unto Gamestop for 6 months awaiting a short squeeze. Entered at $6, sold at $10, re-entered at $13 two months ago, sold three days ago at $18.11 and boom the squeeze started after selling. Currently at $40 in just 2 days and it has been hell for me because I missed out!

Any advice?

My small understanding of the market so far...

1. Be sure of your fundamentals and what stock you have purchased. If DD was duly done. HANG-ON.
2. PATIENCE is NEDED. I have made a vow never to sell for a loss unless where there are other QUICK win and no cash.
3. Considering penny stock, honestly it's better to take your small profits and never look back, not minding whatever becomes what you left behind. Lot's wife.

Happy investing...

Thanks boss!

Lol @ Lots wife

InaNla:



My small understanding of the market so far...

1. Be sure of your fundamentals and what stock you have purchased. If DD was duly done. HANG-ON.
2. PATIENCE is NEDED. I have made a vow never to sell for a loss unless where there are other QUICK win and no cash.
3. Considering penny stock, honestly it's better to take your small profits and never look back, not minding whatever becomes what you left behind. Lot's wife.

Happy investing...

Guys,

Today's recommendations from The Motley Fool. One of my paid stock advisor.

COUP
FVRR
ZM

Not a recommendation to buy oooo. Do your own DD...

jkcarz:
Hello guys?

Been feeling bad since yesterday. Held unto Gamestop for 6 months awaiting a short squeeze. Entered at $6, sold at $10, re-entered at $13 two months ago, sold three days ago at $18.11 and boom the squeeze started after selling. Currently at $40 in just 2 days and it has been hell for me because I missed out!

Any advice?

This happens to every one in the market at some point or the other in our trading history.

Snap out from feeling bad, and be proud of yourself that you did a good job identifying the value in this stock ahead of time. That means you can repeat this skill in another stock if you settle down and follow the same process you employed.

You could have also sold at a loss. Therefore, be comforted with the fact that this cannot be more painful than the pain of a loss.

Receive it as a lesson, dust yourself, and move on with the wisdom from this trade that in the end, we are all trading patience, not stocks.

I hope this lifts the spirit.

InaNla:


I use iOS...

I have GPay also on laptop...

But pay directly with my card with my phone without gpay or Applepay

Can I use UBA Africard? What is the downside of using such card?

samuelson06:


Do you know if they can charge the card in naira where the marketplace currency is in naira without going to the dollar and then back to naira?

They should. It is a Nigerian card and not dollar.

Phraences:


See this. I got it from Trading212 site as well.

"Note 2: If the deposits were mainly issued via bank transfers, and you'd prefer to have the funds allocated back to the same , then please do not hesitate to reach us. Our team will review each inquiry, and a fair outcome will be provided**."

Thanks a lot for this man. Will send them an email now. I would be very glad if they can do this, I've stopped funding my T212 because of the forced naira card issue.

InaNla:
Guys,

Today's recommendations from The Motley Fool. One of my paid stock advisor.

COUP
FVRR
ZM

Not a recommendation to buy oooo. Do your own DD...

Really, they still think ZOOM is a buy?

Tobex4realTobex234:


Really, they still think ZOOM is a buy?

Get on the ZM train NOW! Past days have seen more than 7% price appreciation. Don’t forget, 52 week high was $588.84.

Lots of positive news lately...


As usual DD advised!

OgogoroFreak:
Can I use UBA Africard? What is the downside of using such card?

Since this is NGN dominated card, if allowed by UBA, maximum USD transaction would be $100 per month.