NewStats: 3,262,886 , 8,178,467 topics. Date: Tuesday, 03 June 2025 at 11:04 PM 1634p

Kaffy2903:
this is serious o
Nigeria which way
God Almighty will assist you in paying all this debt

yes bro, na only God cause no man dey even send me at all.

What happens if a loanee dies before repaying his loan?

zuma4k:
What happens if a loanee dies before repaying his loan?

Bad debt of course.

But who will be praying to die because of loan of how much?

comtem2011:
Bad debt of course.

But who will be praying to die because of loan of how much?

A friend of mine's brother borrowed some money from a loan app. Unfortunately he could not meet up its payment till death struck. So what now happens since the loan has repayment is due?

zuma4k:


A friend of mine's brother borrowed some money from a loan app. Unfortunately he could not meet up its payment till death struck. So what now happens since the loan has repayment is due?

Nothing of course!!! Are they going to drag the dead?

My brother in law once borrowed money from loan app too. Unfortunately, he died. They called his line to remind him of repayment. The person that was holding the phone told them he's late, that's how they cut the call.

Abi deadbody dey pay gbese ni?

phyiktor:




best thing to to...revoke the permission u gave there app on ur phone and Dy will not b able to get ur from your phone to call or text

please how do i revoke it please

I don't have a credit card and recently I urgently needed money to repair my TV and I spent half a day trying to find money and eventually found a company is credit 9 legit reddit which without any problems gave me the right amount before the salary, and here I am with a working TV resting at home

Ransom4real:
Abeg run, na all my debts be that��

I even thought u were owing plenty money. This is not much.
My sister was owing about 37 loan apps close to N650,000

My wonderful ex-girlfriend was owing 26 loan sharks but was able to pay 10 apps. After calling all her s both on her phonebook and her facebk s they started begging her to pay even in installments with or without the interest.

I know people who cleverly borrowed without the intention of paying back and they are still alive and happy after almost 6 months now. Nobody was called becos they applied some smart moves before ing their apps.

abfelicity91:
I took a loan of 48k to pay back 60,960 within 3 months.. That's 12,960 interest. 4,320 per month.
.
I took it this month, I have till November 2nd to complete the payment but I want to pay everything by september 2nd to get a new loan, 100k so I could start crypto trading..
.
Is this a wise move?

Which app is that

otijah:
Which app is that

Easybuy app. I think they work with palm credit loan bc that's the name showing when making payment at times

The common fear for many people is whether or not will their BVN be flagged, some ask if it will be blocked/banned etc. the truth remains that there's no such this, but the following are possible to happen to loan defaulters in Nigeria. https://herofe.com/what-happens-when-you-refuse-to-pay-an-online-loan-in-nigeria

Omo na them sabi, everyone know say the country hard, but for these loaners they're evil. God forbid. Like this eh, I no dey pay shishii 😒😏. Rubbish people😂😋.if you are still worried about them or what they will do to you if you're owing them, sorry oooo 😂🤣na u sabi, that's to your own detriment. Do not mind whatever messages or threats they send to you on daily basis. Most of those loaners are fast killers, crooks, life hunters and real time scammers. Like this eh....... Am owing about.... of them😌, but I no dey pay shishii 😒 it's over a year and some months now since overdue and none of them were able to call or send messages to my s and post my pictures anywhere. They are even tired of calling me😌😏.Dem dey crase. If you wish to know how to deny them access and how to clear your s and data from their server send me a DM on WhatsApp @09151977310. But if you're one of their agents and you disguise into my DM, let me not swear for you and your smartphone shaa 😏. Nonsense people.

Herosax:
Omo na them sabi, everyone know say the country hard, but for these loaners they're evil. God forbid. Like this eh, I no dey pay shishii 😒😏. Rubbish people😂😋.if you are still worried about them or what they will do to you if you're owing them, sorry oooo 😂🤣na u sabi, that's to your own detriment. Do not mind whatever messages or threats they send to you on daily basis. Most of those loaners are fast killers, crooks, life hunters and real time scammers. Like this eh....... Am owing about.... of them😌, but I no dey pay shishii 😒 it's over a year and some months now since overdue and none of them were able to call or send messages to my s and post my pictures anywhere. They are even tired of calling me😌😏.Dem dey crase. If you wish to know how to deny them access and how to clear your s and data from their server send me a DM on WhatsApp @09151977310. But if you're one of their agents and you disguise into my DM, let me not swear for you and your smartphone shaa 😏. Nonsense people.

You are a big fool.
Instead of you to stay quiet. You are publicizing what you did.

No intelligent person would do this. Loan apps will not be the only ones after you.

Go to your bank and check your CRC

Herosax:
Omo na them sabi, everyone know say the country hard, but for these loaners they're evil. God forbid. Like this eh, I no dey pay shishii 😒😏. Rubbish people😂😋.if you are still worried about them or what they will do to you if you're owing them, sorry oooo 😂🤣na u sabi, that's to your own detriment. Do not mind whatever messages or threats they send to you on daily basis. Most of those loaners are fast killers, crooks, life hunters and real time scammers. Like this eh....... Am owing about.... of them😌, but I no dey pay shishii 😒 it's over a year and some months now since overdue and none of them were able to call or send messages to my s and post my pictures anywhere. They are even tired of calling me😌😏.Dem dey crase. If you wish to know how to deny them access and how to clear your s and data from their server send me a DM on WhatsApp @09151977310. But if you're one of their agents and you disguise into my DM, let me not swear for you and your smartphone shaa 😏. Nonsense people.

Please guys I need help, nothing is too small, I don't want to go to jail. I am owing many loan apps, please anyone I can clear I will be grateful
Acc details
3113104450
First Bank
Chigbolu Victor

kennygee18:
Go to your bank and check your CRC

Tell me about CRC...

kennygee18:
Go to your bank and check your CRC

Omo, I check my CRC on their site, and I see sey I dey owe 1.4million in total.

About 400k for GTBank, and almost 1m for the loan sharks.

And I still wan go collect 15m loan for UBA hand in some months time.

Abeg tell me shey I need crase laidis

youngestgrad:
They will all the numbers on your phone book and tell them you are a thief.
2) They will report and submit your name to the credit bureau, that means you can't collect loans and you can't also travel out of d country till you pay your debt........but Las Las nothing go happen

Na lie unto this one, but well:

I check my CRC on their site, and I see sey I dey owe 1.4million in total.

About 400k for GTBank, and almost 1m for the loan sharks.

And I still wan go collect 15m loan for UBA hand in some months time.

Abeg tell me shey I need crase laidis

sisisioge:
1. Some of them get you to agree to an automatic debit of your at the point of collection.

2. If you fail to credit your , you would be disturbed via phone calls continuously to pay.

3. If that fails, you guarantor or social media good friends will be called to help appeal to you to pay.

4. If that fails, they would write you off as bad debit and report you to credit bureau.

Now if you get to number 4, you would be hurting your future assess to loans with same and other financial institutions, jobs in highly credible organizations like financial institutions and others that do thorough background checks, lose your chances with some visa applications, etc.

Biko dont borrow with the intention of not repaying. Good luck.

Na lie unto this one but well

Omo, I check my CRC on their site, and I see sey I dey owe 1.4million in total.

About 400k for GTBank, and almost 1m for the loan sharks.

And I still wan go collect 15m loan for UBA hand in some months time.

Abeg tell me shey I need crase laidis

MarianaTrench:


How come is it that you know all this?

Na onigbese now, aka chronic debtor

MartinsD12:

My brother what am telling you is what is written in Fidelity bank and conditions concerning Migo money and its on their website too, so since September you have been owing them you sure

But wetin concern Fidelity Bank with Migo na?

Them be subsidiary ni?

Anban11:
. bros pay back oh. when you want to apply for visa and travel abroad,na tha small money dem go use trap you and even if u pay den,dem no go gri give u visa

Lies

nedekid:

Lol. You do not know the damage you have done to your credit rating based on little money.
The damage is worth millions.
Nigeria is getting to the stage like its obtainable abroad where you do not pay cash for cars, household appliances, mortgage for housing, phones etc. Your credit rating detemines to credit.
A friend of mine that started collecting 10k with paylater and built it up to the point he collected 500k from them. He then defaulted. All the other loan companies declined his loan request citing his debt with paylater and bad credit.
He eventually had to pay his debt. When he tried collecting money again, he was downgraded to 20k!

Shey banks deny am too? As long as banks no deny am, ni wahala

Omo, I check my CRC on their site, and I see sey I dey owe 1.4million in total.

About 400k for GTBank, and almost 1m for the loan sharks.

And I still wan go collect 15m loan for UBA hand in some months time.

Abeg tell me shey I need crase laidis

armadeo:


Now many nigerians will know why they arent given visas despite presenting all the proper documents.

20k stops your trip abroad when you are ready to pay thousands for ticket alone.

Imagine the shame

Lies, effing lies

zeedof:
I am a banker and a credit officer......
Though nothing will happen to you, no body will arrest you or disturbed, they will only percified you to pay back. But if you are the type that want to grow in future and want to access facilities, i will advice you to pay and always pay at stipulated date... because, your record on credit bureau will be flag.. Meaning no bank can grant you facilities, no standard or reputable organization can do business partnership with you again, even it can affect you in traveling process.... it's will always show that you have bad credit...

Omo, I check my CRC on their site, and I see sey I dey owe 1.4million in total.

About 400k for GTBank, and almost 1m for the loan sharks.

And I still wan go collect 15m loan for UBA hand in some months time.

Abeg tell me shey I need crase laidis

donkaz2:
Unless u are hard ooo , I almost have heart attack cos I d y owe a loan company ooo after I no fit pay back all the loan my loan amount double the money I borrowed. Then they started calling my wife and even send message to some of my s to tell me to pay back my loan that was after I told them via email and call that am undergoing serious .... And will pay back soon I need more time. But the call and treat keep coming and even threaten to storm my home. It's not a pleasant experience. I pray that once I fully repay the loan I can never borrow money again either from the bank or any loan app. I no wan die young abeg.[color=#000000][/color]

How far, you don pay finish abi dem don swallow you inside life

OYEDIPE:

Don't spoil your chances in the future because of little things... Who knows? You might have a ground breaking concept that you'll want to actualize. The finance houses will say big No to you and still steal your concept because of your negative credit rating.

Omo, I check my CRC on their site, and I see sey I dey owe 1.4million in total.

About 400k for GTBank, and almost 1m for the loan sharks.

And I still wan go collect 15m loan for UBA hand in some months time.

Abeg tell me shey I need crase laidis

Fa44me:
Hummmmmm, well said. I got 20k from that carbon last year. I was able to pay the first loan, but the second one, hummmm, up till now, l have not been able to balance up. But as far as l'm concerned, l will pay up the debt. It's not not good if one doesn't pay what one owes. Op, God will provide for you to pay your loan.

Have you finally paid? Chronic debtor.

We'll definitely catch you one day, mark my words

merits:

am still owing etisalat then now 9mobile 1k.i didn't pay till date.they nearly finished me with different cajole messages but I remain adamant but I finally neglect the sim and my sim was blocked because of 1k.

Chronic debtor.

You for don get money, ogogoro na hin cause am oh.

Foolish ogogoro guzzler cum embezzler

oshiokpu:

Yours is worse. Even More ignorance with out any proof..the only way anybody can withdraw money(s) from any of your (s) is if your debit card(s) was linked to the app and auto withdrawals was enabled by you on the app. However, New lending apps have taken away the initiative to enable auto withdrawals from s making it automatic but if you're fraudulent you can deactivate all your debit cards that was linked or not fund the . For the regular mfbs and commercial banks, Cheques issued can still be cancelled even after presentation.
The OP only risks damaging his credit worthiness/Rating Because CBN has mandated all credit to be reported on Credit Bureaus viz XDS, First Central, CRC e.t.c

Omo, I check my CRC on their site, and I see sey I dey owe 1.4million in total.

About 400k for GTBank, and almost 1m for the loan sharks.

And I still wan go collect 15m loan for UBA hand in some months time.

Abeg tell me shey I need crase laidis

adeoba2008:
The worst they can do is to report you to Credit Bureau. I was once a victim of that with Paylater. I had to pay back when I needed a.more reasonable loan from Sterling Bank and they asked me to go and clear that loan.

Omo, I check my CRC on their site, and I see sey I dey owe 1.4million in total.

About 400k for GTBank, and almost 1m for the loan sharks.

And I still wan go collect 15m loan for UBA hand in some months time.

Abeg tell me shey I need crase laidis